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Alternative Payment Solutions North Carolina

The report indicates that existing online shoppers with convenience needs and security concerns will influence the evolution of alternative payment methods. These systems will be built and tailored to those with online shopping experience...

Local Companies

Third Day Development, Inc.
704-944-3213
15720 John J. Delaney Dr.
Charlotte, NC
Turn Your Idea Into Cash
704 724 8311
4330 Red Blossom Way #203
Charlotte, NC
Brand Mailman™ Email Marketing
(800) 344-4303
P.O. Box 481706
Charlotte, NC
VisionPoint Marketing
919-848-2018
189 Wind Chime Ct
Raleigh, NC
Coalmarch Productions LLC
919 481-2895
125 Edinburgh Drive South
Cary, NC
TeleSage
919-942-8849
153 E Franklin
Chapel Hill, NC
StreamLogic Inc.
704-771-1090
3030 Glen Summit Dr.
Charlotte, NC
AIT
910-321-1200 ext 4430
421 Maiden Lane
Fayetteville, NC
Highland Computers
866.406.9239
9373 Meadowmont View Dr
Charlotte, NC
CC Communications, Inc.
704-543-1171
205 Regency Executive Park Drive
Charlotte, NC


Alternative Payment Solutions

provided by: 



Fueling e-commerce with convenience, security and innovation

As U.S. online transaction volume grows from $150 billion in 2007 to a projected $355 billion in 2012, the online shopping population will change attitudinally rather than demographically, according to a Javelin Strategy and Research report. The report indicates that existing online shoppers with convenience needs and security concerns will influence the evolution of alternative payment methods. These systems will be built and tailored to those with online shopping experience, rather than those unfamiliar with or new to online shopping. The Javelin report also indicates that online alternative payment methods such as PayPal and Bill Me Later - traditionally used by early adopters - will become more mainstream as others temper their use of credit cards and embrace these
new online methods.

Implemented correctly and with reasonable expectations, alternative payment solutions provide lower cost and a higher yield for those looking to get their feet wet with e-commerce. So what are these alternative payment opportunities? There are many, some of a very traditional nature and some that break the mold entirely.


ClickandBuy is one of the more interesting alternative payment systems on the Web. The German Internet-based payment and billing system is a market leader in Europe and is expanding its horizons to serve online merchants in the U.S. Much like competitor PayPal, consumers create a ClickandBuy account and fund it with money using a credit/debit card or from a checking account. A hosted payments platform, ClickandBuy includes an active fraud server, live customer care and multicurrency capabilities that could help U.S. merchants expand their operations overseas. More than 7,000 merchants utilize the service in 26 countries, including 21 different currencies and 43 different payment methods. ClickandBuy is used by Apple iTunes, Skype, MSN, T-Online, Electronic Arts, Meetic, Playboy, SanDisk, Yamaha, UNICEF and many more.



GreenZap is a global online payment service that is shaking up even the alternative payment solution model. Members can send money to anyone with an email address (registration is free to accept payments) and can also accept payments from other members. The company offers merchant tools, allowing online retailers to use the solution as a payment method. Transaction rates vary based on method of payment (bank transfer, credit card) but use a flat fee rather than a percentage of each transaction. Payments can even be free if received through a GreenZap account.



Amazon FPS (Amazon Flexible Payments Services) is a set of Web services APIs that allows for the movement of money between two entities, humans or computers. Amazon FPS functionality includes the ability to send and receive money using credit cards, bank accounts or Amazon Payments balance transfer as payment method. Most exciting is the ability to aggregate micro-transactions into a single, larger transaction using Prepaid and Postpaid capabilities and one-time, multiple, or recurring payments on behalf of customers. Developers interested in testing the platform can utilize the Amazon FPS sandbox to build and test applications without using real money or incurring any transaction charges.



The payment solutions offered by CDG Commerce are not really alternative by definition, but what makes the 10-year-old company worthy of note is that many of the associated fees are eliminated - making the offering attractive to established online retailers as well as those testing the waters of e-commerce. CDG offers no initial setup fees and has removed the monthly gateway fee (savings of $15-25 per month) as well as the per gateway transaction fee ($.05-.10 on every transaction). Coupled with an impressive list of strong fraud prevention services and solutions (Verified by Visa, MaxMind), serious online retailers will see the possibilities. CDG offers an alternative in price to other vendors while maintaining a consistent level of support and functionality as is found elsewhere.

Alternative payment solutions are evolving and will be a major factor in the continued growth of e-commerce. It's important to choose a solution that works for your business and, more importantly, works for your customers. Some solutions may be better suited for experienced online shoppers while other, more traditional methods will serve those new to e-commerce. As the busy holiday season approaches, find out where your customers stand and what solution they feel most comfortable with. Whether accepting payments through email or by processing credit cards, making the process easy and trustworthy will ensure a positive experience for your customers and help your business take advantage of a booming Internet commerce.
 



Read full article at websitemagazine.com

Featured Local Company

StreamLogic Inc.

Specializing in technology integration, business process automation, software development, and workplace collaboration.

704-771-1090
3030 Glen Summit Dr.
Charlotte, NC
http://www.StreamLogicInc.com

Specializing in technology integration & optimization, business process automation, custom software development, and workplace collaboration solutions, StreamLogic helps organizations align technology with their business goals, developing complete solutions to help them run better, prosper and grow.

At StreamLogic, we provide more than just great service. We work as a part of your team, taking the time to learn what is important to your business. By understanding how you measure success, we are able to offer customized technology solutions that help your organization operate more effectively, better utilize your technical resources, and spend less money.

Headquartered in Charlotte, North Carolina, StreamLogic serves clients across the United States, as well as several international organizations in Europe and Asia. We use a combination of the latest technologies and business best-practices to enhance your business and create a positive impact on your bottom line - and that makes us one great partner.


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Related Local Event
CED?s 18th Annual TECH Conferenceing Exposderstanding the Issuesngng.oday.ent; The Churches and the Civil Rights Movement.in Freedom to Operate, Build Defensive Pate
Dates: 10/29/2008 - 10/30/2008
Location: Friday Center
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