Applying For Government Home Loans Lafayette LA

Government loans are available through the FHA to those wanting to buy a home. In order to learn about applying, read the following article.

Local Companies

Iberia Bank
(337) 521-4980
2601 Moss St
Lafayette, LA
Money Mart
(337) 989-2274
4702 Johnston St
Lafayette, LA
Hallmark Finance Service Inc
(337) 237-5755
708 W University Ave
Lafayette, LA
Iberia Bank
(337) 521-4180
2602 Johnston St
Lafayette, LA
Big W's Auto Sales and Rent To Own
(337) 235-9996
3904 Cameron St
Lafayette, LA
Cinco Financial Service
(337) 984-9282
4416 Johnston St Ste 10B
Lafayette, LA
Cajun Loan & Mortgage Inc
(337) 261-4821
1800 NE Evangeline Trwy Ste C13
Lafayette, LA
Wells Fargo Financial
(337) 989-2232
3619 Ambassador Caffery P
Lafayette, LA
All-State Credit Plan Llc
(337) 216-0010
4702 Johnston St
Lafayette, LA
Dome's Financial Services
(337) 984-5626
4416 Johnston St
Lafayette, LA

Government loans are available through the FHA to those wanting to buy a home. FHA home loans help particular groups of people qualify for a home loan that they otherwise may not receive by guarantying the loan, which will be made by a regular lender. There are different types of home loans that the FHA will guarantee and you must meet all qualifications for your particular loan program. The following steps outline the best road to take in order to receive a loan that is guaranteed by the FHA.

  1. First, you should visit the FHA website to see if you can qualify for any of the loans they offer. There are three main loans available to those looking to purchase a new home:

    • A loan for first time homebuyers. You must be buying a home for the first time, meet credit qualifications, and be approved by an FHA lender to receive this loan.

    • A loan for those buying a home that needs repairs. The loan will pay for both the purchase price of the home, as well as the cost of fixing up the home. The only qualifications for this loanare you meet credit requirements andare approved by an FHA lender.

    • A loan for those who want to buy a mobile home or manufactured home. Qualifications for obtaining this loan are the same as those for obtaining a loan for buying a home that needs repairs (above).

    You must fall into one of these categories to receive a loan to buy a home through the FHA. They do also offer a loan for those wanting to upgrade their current home to make it more energy efficient, and they have a reverse loanavailable toseniors. Neither of these is for those wanting to buy a new home.

    ...

Click here to read the rest of the article at HowToDoThings.com

Author: Julie Bonner

Featured Local Company

1st Metropolitan Mortgage

225-923-3360
8312 Florida Blvd
Baton Rouge, LA


Rss   Delicious   Digg   Add To My Yahoo   Add To My Google   Bookmark   Search Plugin

Topics:
Advertising Family Home Services Real Estate Resources
Business Services Fashion Industrial Goods & Services Retail & Consumer Services
Career Financial Services Insurance Software
Cars Food & Beverage Internet Technology
Computer Hardware Franchise Legal Telecommunications
Construction Health Miscellaneous Trade Shows
Education Holidays Nightlife Travel
Entertainment Home Appliances Online Database Weddings
Environmental Home Electronics Pets World History