Applying For Government Home Loans Lumberton NC

Government loans are available through the FHA to those wanting to buy a home. In order to learn about applying, read the following article.

Local Companies

Beneficial Mortgage Co of North Carolina
(910) 618-1005
107 W 4th St
Lumberton, NC
Cardinal Finance Company of Lumberton Inc
(910) 738-4557
406 N Chestnut St
Lumberton, NC
Citifinancial
(910) 739-3366
2550 Fayetteville Rd
Lumberton, NC
National Finance Company Inc
(910) 738-9618
2204 N Pine St
Lumberton, NC
Peoples National Bank
(910) 671-0163
4601 Fayetteville Rd
Lumberton, NC
Hallmark Residential Mortgage
(336) 226-8900
411B Alamance Rd
Burlington, NC
American General Financial Services
(336) 627-1121
808 S Van Buren Rd
Eden, NC
Pine State Mortgage Corporation
(704) 503-6448
201 McCullough Dr
Charlotte, NC
Bb&t
(910) 860-7320
2507 Bragg Blvd
Fayetteville, NC
Regional Acceptance Corp
(910) 762-4490
720 N 3rd St
Wilmington, NC

Applying For Government Home Loans

Government loans are available through the FHA to those wanting to buy a home. FHA home loans help particular groups of people qualify for a home loan that they otherwise may not receive by guarantying the loan, which will be made by a regular lender. There are different types of home loans that the FHA will guarantee and you must meet all qualifications for your particular loan program. The following steps outline the best road to take in order to receive a loan that is guaranteed by the FHA.

  1. First, you should visit the FHA website to see if you can qualify for any of the loans they offer. There are three main loans available to those looking to purchase a new home:

    • A loan for first time homebuyers. You must be buying a home for the first time, meet credit qualifications, and be approved by an FHA lender to receive this loan.

    • A loan for those buying a home that needs repairs. The loan will pay for both the purchase price of the home, as well as the cost of fixing up the home. The only qualifications for this loanare you meet credit requirements andare approved by an FHA lender.

    • A loan for those who want to buy a mobile home or manufactured home. Qualifications for obtaining this loan are the same as those for obtaining a loan for buying a home that needs repairs (above).

    You must fall into one of these categories to receive a loan to buy a home through the FHA. They do also offer a loan for those wanting to upgrade their current home to make it more energy efficient, and they have a reverse loanavailable toseniors. Neither of these is for those wanting to buy a new home.

    ...

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Author: Julie Bonner

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The National Heavensent Company

405-494-4984
408 Allegiance Dr.
Raeford, NC
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