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Applying For Government Home Loans Ohio

Government loans are available through the FHA to those wanting to buy a home. In order to learn about applying, read the following article.

Local Companies

Directions Credit Union
419-841-9838
5121 Whiteford Rd
Toledo, OH
Apex Mortgage Company
419-539-1030
5345 Heatherdowns Blvd
Toledo, OH
Mobile Finance, Inc
330-547-2324
9250 Stratton Rd
Salem, OH
Primary Residential Mortgage
(614) 457-5239
2280 West Henderson
columbus, OH
Affliated Mortgage
419-866-8800
855 S Holland Sylvania RD
Toledo, OH
HomeStar Financial, LLC
(513) 793-1080
4460 Carver Woods Drive
Cincinnati, OH
Keynote Equity
(513) 241-1441
126 West 7th Street
Cincinnati, OH
C M C Mortgage Services
(513) 351-1500
615 Elsinore Place
Cincinnati, OH
McKinley Mortgage
(513) 791-2700
4520 Cooper Road
Cincinnati, OH
The Cincinnati Equity Fund (CEF)
(513) 621-4400
1014 Vine Street
Cincinnati, OH

 

Government loans are available through the FHA to those wanting to buy a home. FHA home loans help particular groups of people qualify for a home loan that they otherwise may not receive by guarantying the loan, which will be made by a regular lender. There are different types of home loans that the FHA will guarantee and you must meet all qualifications for your particular loan program. The following steps outline the best road to take in order to receive a loan that is guaranteed by the FHA.

  1. First, you should visit the FHA website to see if you can qualify for any of the loans they offer. There are three main loans available to those looking to purchase a new home:

    • A loan for first time homebuyers. You must be buying a home for the first time, meet credit qualifications, and be approved by an FHA lender to receive this loan.

    • A loan for those buying a home that needs repairs. The loan will pay for both the purchase price of the home, as well as the cost of fixing up the home. The only qualifications for this loanare you meet credit requirements andare approved by an FHA lender.

    • A loan for those who want to buy a mobile home or manufactured home. Qualifications for obtaining this loan are the same as those for obtaining a loan for buying a home that needs repairs (above).

    You must fall into one of these categories to receive a loan to buy a home through the FHA. They do also offer a loan for those wanting to upgrade their current home to make it more energy efficient, and they have a reverse loanavailable toseniors. Neither of these is for those wanting to buy a new home.

    ...

Click here to read the rest of the article at HowToDoThings.com

Author: Julie Bonner

Featured Local Company

Directions Credit Union

419-841-9838
5121 Whiteford Rd
Toledo, OH
http://www.directionscu.org
Read more about Applying For Government Home Loans

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