Applying For Government Home Loans South Carolina

Government loans are available through the FHA to those wanting to buy a home. In order to learn about applying, read the following article.

Local Companies

IMS Mortgage
803-831-5626
4341 Charlotte Hwy Ste 201
Lake Wylie, SC
Preferred Choice Mortgage
(864) 834-5336
600 hwy. 25 North
Travelers Rest, SC
Peoples Mortgage Services
864-231-7778
3901 Clemson Blvd
Anderson, SC
Flagship Mortgage
864-990-8244
801 East North Street
Greenville, SC
BankLine Mortgage Corporation
864-255-3173
15 Whitsett Street
Greenville, SC
ANDERSON INVESTMENT MORTGAGE
864-261-9771
507 NORTH MAIN ST
ANDERSON, SC
Indigo Financial Group
(843) 597-8227
1500 Hwy 17 N
Surfside Beach, SC
Local Finance Barnwell
(803) 541-8367
10131 Ellenton St
Barnwell, SC
National Finance Co
(843) 841-9864
307 W Harrison St
Dillon, SC
Cash On the Spot Car Title Loans
(864) 253-0003
368 W Main St
Spartanburg, SC

Government loans are available through the FHA to those wanting to buy a home. FHA home loans help particular groups of people qualify for a home loan that they otherwise may not receive by guarantying the loan, which will be made by a regular lender. There are different types of home loans that the FHA will guarantee and you must meet all qualifications for your particular loan program. The following steps outline the best road to take in order to receive a loan that is guaranteed by the FHA.

  1. First, you should visit the FHA website to see if you can qualify for any of the loans they offer. There are three main loans available to those looking to purchase a new home:

    • A loan for first time homebuyers. You must be buying a home for the first time, meet credit qualifications, and be approved by an FHA lender to receive this loan.

    • A loan for those buying a home that needs repairs. The loan will pay for both the purchase price of the home, as well as the cost of fixing up the home. The only qualifications for this loanare you meet credit requirements andare approved by an FHA lender.

    • A loan for those who want to buy a mobile home or manufactured home. Qualifications for obtaining this loan are the same as those for obtaining a loan for buying a home that needs repairs (above).

    You must fall into one of these categories to receive a loan to buy a home through the FHA. They do also offer a loan for those wanting to upgrade their current home to make it more energy efficient, and they have a reverse loanavailable toseniors. Neither of these is for those wanting to buy a new home.

    ...

Click here to read the rest of the article at HowToDoThings.com

Author: Julie Bonner

Featured Local Company

IMS Mortgage

803-831-5626
4341 Charlotte Hwy Ste 201
Lake Wylie, SC
http://www.lendinglocal.com

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