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Auto Insurance Coverage Virginia

Though there are various auto insurance companies, it is very important that you crosscheck them and find out how much coverage is sufficient for you.

Local Companies

Colonial Insurance Agency
(757) 622-6746
222 W 21st St
Norfolk, VA

Brooke Insurance
757-547-9047
1024 Battlefield Blvd N
Chesapeake, VA

GEICO Insurance
757-549-1772
1200 Battlefield Blvd N
Chesapeake, VA

Accredited Insurance Agency
757-547-7071
1324 Battlefield Blvd N
Chesapeake, VA

State Farm Insurance: Mustafa Rasuli
(703) 451-3434
6715 Backlick Rd Ste. 201
Springfield, VA

J Graham, G - State Farm Insurance Agent
703-525-1800
3411 N Washington Blvd
Arlington, VA

Welsh, Bill - State Farm Insurance Agent
703-524-1976
933 N Kenmore Street
Arlington, VA

Steffen Insurance Agcy Inc - State Farm Insurance Agent
703-243-6565
2762 Washington Blvd
Arlington, VA

Access E & S Insurance Service
703-248-2566
3301 22nd St N
Arlington, VA

Logan Insurance Agency Inc
(757) 455-8401
5950 Poplar Hall Dr
Norfolk, VA

Provided by:

Though there are various auto insurance companies, it is very important that you crosscheck them and find out how much coverage is sufficient for you.

One of the most common questions asked by consumers looking to choose auto insurance coverage is how much coverage should I purchase. While every individual is different, there are a few factors that most consumers should consider.

It is important to note that most states require all vehicles that use public roadways to be insured. Each state usually has basic requirements for auto insurance, such as having liability insurance in case you damage someone else’s property or injured someone with your vehicle. Adding extra liability coverage should be considered if your state limit is very low. Usually 100K bodily injury with a total of 300K for an entire collision at minimum is advised. If you have assets worth over 300K, you can choose to purchase more insurance to protect you from personal financial loss.

If you lease or have a loan out on a vehicle, you will likely need additional insurance as well. For instance, vehicles on a lease or that have a lien require the owner to not only have the basic state required coverage but also have collision coverage and in some cases comprehensive coverage to protect against financial loss on the vehicle. This way if the car is damaged or totaled, the vehicle will be covered and the bank or lien holder will not have to worry about a loss.

It is also important to consider the different types of collision and comprehensive insurances policies available. For instance, some policies don’t guard against floods, hail or hurricanes. If you live in an area that is prone to these events, you should look into purchasing a policy with these types of added coverage. If you have expensive audio or visual equipment in your vehicle such as GPS, sound system or multi media system, you should make sure that these assets are covered, and if not look into purchasing extra insurance for these assets.

To read the full article, visit Myhonestmechanic.com

Featured Local Company

Colonial Insurance Agency

(757) 622-6746
222 W 21st St
Norfolk, VA

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Related Local Event

International Auto Show-Richmond
Dates: 3/12/2010 - 3/14/2010
Location: Richmond Convention Center
Richmond, VA
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