All Topics > Financial Services > Auto Insurance Explained >

Auto Insurance Explained New York

Every person who drives a car needs the protection that auto insurance can give. If you are involved in an accident that makes you responsible for damage to another person or vehicle, the insurance will protect you from financial ruin.

Local Companies

Erie Insurance
(585) 271-1760
1441 South Ave
Rochester, NY

A Aaaction Agcy
(585) 266-6460
1619 E Ridge Rd
Rochester, NY

Liberty Mutual
(845) 471-6500 ext.53445
1110 Rt. 55
LaGrangeville, NY

Lavelle, James B - State Farm Insurance Agent
(212) 687-1699
420 Lexington Ave
New York, NY

State Farm Insurance Franklin Square
(516) 488-3333
932 Hempstead Turnpike
Franklin Square, NY

Croton Auto Parks
(914) 271-5100
1 Municipal Place
Croton on Hudson, NY

New York Life
(646) 227-8000
420 Lexington Avenue
New York, NY

New York Life Insurance
(347) 563-8969
420 Lexington Avenue
New York, NY

New York Life Insurance and Annuity Co.
(917) 365-1522
420 Lexington Avenue
New York, NY

New York Life Insurance Company
(646) 227-8573
420 Lexington Avenue
New York, NY

Every person who drives a car needs the protection that auto insurance can give. If you are involved in an accident in a way that make you responsible for any damage of another person or vehicle the insurance will protect you from financial ruin. All states in America require drivers to maintain liability insurance for their auto. However, this coverage does not provide much protection outside of making sure that if you should be at-fault with another driver that your insurer will step up to bat and pay the bill.

But what if you and your vehicle is damaged, will the insurance cover the expenses? There are a wide very of other coverages available, some that benefit you and some that are rarely used and probably covered by other services you already subscribe to.

If you have a newer car, or one that has a lien against it by a bank or other financial company, you are required to also maintain collision insurance. This type of coverage ensures that your vehicle will be fixed or paid off in the event that you are in an accident that damages your own vehicle and it is your fault. Another widely held coverage is called uninsured insurance. This protects you in case you are hit by a driver who does not have insurance and they are at-fault. Without this coverage it is up to you to try and collect damages from the person at-fault through the legal process which may often take years and never materialize at all.

Other coverages such as ERS (Emergency Roadside Service), rental reimbursement and accident death and dismemberment are purely optional and may hold some value if you are not already protected under another program such as AAA.

When shopping around for insurance coverage be sure to compare apples to apples for rates. It is best to compare just liability, collision and uninsured coverage and then if needed add other coverages on for peace of mind protection.

About the Author:

Marvin Toller is a web publisher who likes to write about car insurance. You can read more at his news and in depth information website http://www.11-car-insurance.com

Article Source:

thePhantomWriters Article Submission Service

Featured Local Company

Erie Insurance

(585) 271-1760
1441 South Ave
Rochester, NY
http://www.landtinsurance.com

Read more about Auto Insurance Explained

- Advanced Life Deferred Annuities New York

A look at Advanced LIfe Deferred Annuities (ALDA), an insurance policy that guarantees a lifetime income starting at the age of 80.

- Internet Home Business Opportunities New York
- 3 Steps To Equipment Financing Success New York
- 0 Interest Credit Cards And The Law New York
- 30 Day Loans New York
- Debt Consolidation Options New York
- Bad Credit Personal Loans New York
- What to Do When Your Credit Card Application is Rejected New York
- Newlywed Finances: A Checklist New York
- 0% Interest Credit Cards New York

Regional Articles

- 3 Steps To Equipment Financing Success New York

Mortgage Brokers interested in adding equipment financing to their revenues can do so by following 3 easy steps. Starting a commercial equipment financing business can be a doubly successful endeavour for mortgage brokers.

- Bad Credit Personal Loans New York
- Debt Consolidation Options New York
- Advanced Life Deferred Annuities New York
- 30 Day Loans New York
- Newlywed Finances: A Checklist New York
- Internet Home Business Opportunities New York
- What to Do When Your Credit Card Application is Rejected New York
- 0 Interest Credit Cards And The Law New York
- 0% Interest Credit Cards New York

Related Local Events

Tri-State International Auto Show
Dates: 1/29/2010 - 1/31/2010
Location: Rockland Community College Field House
Suffern, NY
View Details

Northeast RV Product Show
Dates: 2/12/2010 - 2/15/2010
Location: Rockland Community College Field House
New York, NY
View Details

Breakfast Before Business - Quality Life Solutions with Long Term Care Insurance
Dates: 10/23/2009 - 10/23/2009
Location: Queens Chamber Headquarters (Bulova Center)
East Elmhurst, NY
View Details

23rd Annual Gatherin Of Old Cars
Dates: 10/18/2009 - 10/18/2009
Location: Staatsburgh State Historic Site
Rhinebeck, NY
View Details

3rd Annual Elks Classic Car Show
Dates: 10/17/2009 - 10/17/2009
Location: the Lodge
Ballston Lake, NY
View Details

Advertising	Food & Beverage	Nightlife
Business Services	Franchise	Online Database
Career	Health	Pets
Cars	Holidays	Real Estate Resources
Computer Hardware	Home Appliances	Retail & Consumer Services
Construction	Home Electronics	Software
Education	Home Services	Technology
Entertainment	Industrial Goods & Services	Telecommunications
Environmental	Insurance	Trade Shows
Family	Internet	Travel
Fashion	Legal	Weddings
Financial Services	Miscellaneous	World History

Advertising	Family	Home Services	Real Estate Resources
Business Services	Fashion	Industrial Goods & Services	Retail & Consumer Services
Career	Financial Services	Insurance	Software
Cars	Food & Beverage	Internet	Technology
Computer Hardware	Franchise	Legal	Telecommunications
Construction	Health	Miscellaneous	Trade Shows
Education	Holidays	Nightlife	Travel
Entertainment	Home Appliances	Online Database	Weddings
Environmental	Home Electronics	Pets	World History