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Auto Leasing Pros and Cons New York

Should you lease your next automobile or finance it instead? Find out by comparing the advantages offered by each option.

Local Companies

Ray Laks Acura
(716) 632-1111
7460 Transit Rd.
Williamsville, NY
Hoffman Automotive, Inc.
(716) 856-7000
235 Elm St.
Buffalo, NY
W W C H Lewis
(716) 481-8606
PO Box 201
Depew, NY
Network Title Agency of New York
(716) 854-3366
403 Main St., # 728
Buffalo, NY
The Lease Pro
(718) 313-1577
2713 Coney Island Ave
Brooklyn, NY
Superb Auto Leasing
(718) 233-2660
1808 Jerome Avenue
Brooklyn, NY
Abyss, Inc.
(716) 873-7005
1301 Hertel Ave.
Buffalo, NY
DM Northwest, Inc.
(716) 874-7510
3407 Delaware Ave., Ste. 103
Buffalo, NY
West-Herr Automotive Group
(716) 662-9775
3575 Southwestern Blvd.
Orchard Park, NY
Alternative Automotive
(716) 445-0406
1226 Military Rd.
Tonawanda, NY
Provided by:

So you're ready for new wheels-they could be brand spanking new or just new to you. In either case, you've got options, but first you need to decide whether to lease or to buy. Our guide will help you navigate this tricky terrain and figure out which route is right for you.

LEASING

Leasing is for those who are all about the here and now. Those who lease (lessees) want to roll in style today. For lessees, the future is wide open, so they want options when it comes to their ride.

Benefits of leasing
With a lease, you can drive a brand-new vehicle at a relatively lower monthly payment and, traditionally, have very few maintenance costs. For many drivers, lower payments mean that they can afford a more expensive car than if they were to purchase the same car. In some states, you'll only pay sales tax on the lease price - which can save you up to 70% in taxes over buying. What's more, you're building personal credit, which lenders will look upon favorably when/if you apply for a home loan. A lease also offers great flexibility, allowing you to drive a new car as often as every two years if you choose - you have options as opposed to obligations.

How It Works
You pay a low monthly payment, which includes a money factor (similar to an interest rate). You may or may not need to make a down payment. Most dealerships offer leases that allow drivers to rack up to 12,000 to 15,000 miles on the vehicle per year. If you foresee a lot of road trips on the horizon, you can add extra mileage to your lease (for as little as $0.10 per mile, for some cars, or as much as $0.40). You can also customize your lease to run for two to four years. As the lessee, you are responsible for regularly scheduled maintenance and any repairs on the car not covered by the warranty. At the end of the lease, you can return the car and lease another, or you can purchase the car. Depending on your lease plan, you may be able to purchase the vehicle with one lump-sum payment, or you can finance what's owed on the vehicle with monthly payments....


Click here to read the rest of the article at YoungMoney.com.

Featured Local Company

Ray Laks Acura

(716) 632-1111
7460 Transit Rd.
Williamsville, NY
Read more about Auto Leasing Pros and Cons

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