Auto Leasing Pros and Cons Pennsylvania

Should you lease your next automobile or finance it instead? Find out by comparing the advantages offered by each option.

Local Companies

Bradford Auto Service
(814) 368-4328
58 W. Washington Street
Bradford,, PA
Edmond Chevrolet/Ed Shults Toyota
(814) 362-3837
590 South Avenue
Bradford,, PA
Fairway Ford-Lincoln-Mercury
(814) 368-7166
472 East Main St
Bradford,, PA
Hedlund Glass & Auto Seat Cover Co
(814) 362-7746
34 N. Kendall Ave.
Bradford,, PA
RayBurg M.A.R.S.
(888) 695-7280
14 Tinadell Road
Bradford,, PA
Edmond Chevrolet/Ed Shults Toyota
(814) 362-3837
590 South Avenue
Bradford,, PA
Fairway Ford-Lincoln-Mercury
(814) 368-7166
472 East Main St
Bradford,, PA
Federal Servicing, LLC
724-658-5687
930-2 Cass St
New Castle, PA
Chackan Vincent Jr
(724) 423-4666
Acme, PA
Station Auto Parts
(412) 778-8818
812 Island Ave
Mc Kees Rocks, PA

Provided by:

So you're ready for new wheels-they could be brand spanking new or just new to you. In either case, you've got options, but first you need to decide whether to lease or to buy. Our guide will help you navigate this tricky terrain and figure out which route is right for you.

LEASING

Leasing is for those who are all about the here and now. Those who lease (lessees) want to roll in style today. For lessees, the future is wide open, so they want options when it comes to their ride.

Benefits of leasing
With a lease, you can drive a brand-new vehicle at a relatively lower monthly payment and, traditionally, have very few maintenance costs. For many drivers, lower payments mean that they can afford a more expensive car than if they were to purchase the same car. In some states, you'll only pay sales tax on the lease price - which can save you up to 70% in taxes over buying. What's more, you're building personal credit, which lenders will look upon favorably when/if you apply for a home loan. A lease also offers great flexibility, allowing you to drive a new car as often as every two years if you choose - you have options as opposed to obligations.

How It Works
You pay a low monthly payment, which includes a money factor (similar to an interest rate). You may or may not need to make a down payment. Most dealerships offer leases that allow drivers to rack up to 12,000 to 15,000 miles on the vehicle per year. If you foresee a lot of road trips on the horizon, you can add extra mileage to your lease (for as little as $0.10 per mile, for some cars, or as much as $0.40). You can also customize your lease to run for two to four years. As the lessee, you are responsible for regularly scheduled maintenance and any repairs on the car not covered by the warranty. At the end of the lease, you can return the car and lease another, or you can purchase the car. Depending on your lease plan, you may be able to purchase the vehicle with one lump-sum payment, or you can finance what's owed on the vehicle with monthly payments....


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Featured Local Company

Bradford Auto Service

8143684328
58 W. Washington Street
Bradford,, PA

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