Bodily Injury Liability Connecticut

The term bodily injury liability refers to a type of car insurance that one can purchase for their vehicle. Having bodily injury insurance may not only be required by your state, but also can be a very good insurance to have. There are many types of car insurance coverage available through insurance companies.


1 . Local Companies

MetLife Auto Insurance
860-674-8321
790 Farmington Ave.
Farmington, CT
Cretella & Associates
203-245-4107
2 Samson Rock Drive, Suite 1G/ P.O. Box 31,
Madison, CT
Advanced Insurance Products LLC
203-804-6300
37 Canterbury Road
Hamden, CT
Hoyt Insurance
860-432-7853
395 Buckland Rd
South Windsor, CT
Car Care Clinic
203 453-3277
2362 Boston Post Road
Guilford, CT
Guilford Saab
203 453-0396
1800 Boston Post Road
Guilford, CT
Jerry's Transmission
203 453-5177
620 Boston Post Road
Guilford, CT
Land Rover Guilford
203 453-7060
1700 Boston Post Road
Guilford, CT
Mannix Chevrolet-Pontiac
203 453-5251
301 Boston Post Road
Guilford, CT
Palumbo's Automotive Unlimited, Inc
203 453-1788
1099A Boston Post Road
Guilford, CT

2 . Bodily Injury Liability

Having bodily injury liability on your insurance policy is a very important part of car insurance. If you cause a vehicular accident and are responsible for another person’s injuries or even death, this type of insurance covers you. Bodily injury insurance will also cover legal fees if the person you were in the accident with decides to file a lawsuit against you. There are different claims against bodily injury insurance that can be made. These include the costs of medical bills, the loss of income, or even pain and suffering from the accident.

Bodily injury insurance does not cover a vehicle, only a person. It also doesn’t cover the policy holder or anyone else on the policy. It is important to not set too low of a limit when purchasing bodily injury liability insurance. That way, you are sure to be covered in the event of a serious accident. If an accident occurs and the damages exceed your policy's limit, you will be responsible for any damages right out of your pocket. Talking to a reputable insurance agent is a good idea to decide how much liability coverage you need.

This type of car insurance is mandatory to have in almost all states, so check your state regulations when purchasing car insurance for any of your vehicles.

3 . Liability Coverage

Liability is a very important type of car insurance coverage that one should have. In fact, almost all states require it by law. If you cause an accident, liability insurance will cover the costs of damage and injury that happens to another driver, their passengers, and their vehicle. Liability has two parts to it- bodily injury liability and property damage liability. Bodily injury liability protects a driver if they cause an accident that causes personal injuries to another driver or their passengers. Physical damage caused in an accident can be covered by property damage liability. Both are very important parts of liability coverage on car insurance policies.

Car insurance policies may have three different numbers when referring to vehicle liability insurance. They may be called split limits, and different states have different laws requiring the amount of insurance a policy is required to have. Those three amounts may look like this - 25/50/25. This means that there is $25,000 for any bodily injury that happens to another person in an accident, $50,000 for injuries caused to everyone involved in an accident, and $25,000 set aside for any property damages. Finding the right coverage for your particular situation is important. It may seem like you are saving money opting for the lowest amount allowed by law, but if you are in a serious accident, it may not be enough.

4 . Underinsured Motorist Bodily Injury

There are some drivers who drive with an insufficient amount of insurance on their vehicle. If an accident is caused by such a person, underinsured motorist bodily injury can cover the costs of injuries, damages, or even death. If the other driver’s coverage does not cover all the costs associated with the accident, this type of insurance will make up the difference. There are limits, however, and they are listed on the policy.

The policyholder, passengers and any other drivers covered by the policy will be covered in the event of an accident. This type of car insurance offers protection against other drivers who are underinsured. The limits of coverage will be the maximum amount that is paid per person, and per each accident. Any costs that are not covered by your insurance will end up being the policy holder’s responsibility. There are many people who benefit from purchasing uninsured motorist bodily injury. If one is without health benefits they should purchase this coverage; this is because if the limits are not enough, the additional amount will be your responsibility.

5 . Featured Local Company

MetLife Auto Insurance

Metlife Auto and Home quick quote on line just visit www.kevinmiles.metlife.com

860-674-8321
790 Farmington Ave.
Farmington, CT
www.kevinmiles.metlife.com

MetLife Auto and Home Insurance servicing the state of Connecticut. For Free Quotes call the number listed or visit www.kevinmiles.metlife.com and fill out the questionaire.

Regional Articles
- Bodily Injury Liability Ansonia CT
- Bodily Injury Liability Bethel CT
- Bodily Injury Liability Bloomfield CT
- Bodily Injury Liability Branford CT
- Bodily Injury Liability Bridgeport CT
- Bodily Injury Liability Bristol CT
- Bodily Injury Liability Cheshire CT
- Bodily Injury Liability Danbury CT
- Bodily Injury Liability East Hartford CT
- Bodily Injury Liability East Haven CT
- Bodily Injury Liability Enfield CT
- Bodily Injury Liability Glastonbury CT
- Bodily Injury Liability Greenwich CT
- Bodily Injury Liability Groton CT
- Bodily Injury Liability Guilford CT
- Bodily Injury Liability Hamden CT
- Bodily Injury Liability Hartford CT
- Bodily Injury Liability Manchester CT
- Bodily Injury Liability Meriden CT
- Bodily Injury Liability Middletown CT
- Bodily Injury Liability Milford CT
- Bodily Injury Liability Naugatuck CT
- Bodily Injury Liability New Britain CT
- Bodily Injury Liability New Canaan CT
- Bodily Injury Liability New Haven CT
- Bodily Injury Liability New London CT
- Bodily Injury Liability Newington CT
- Bodily Injury Liability North Haven CT
- Bodily Injury Liability Norwalk CT
- Bodily Injury Liability Norwich CT
- Bodily Injury Liability Plainville CT
- Bodily Injury Liability Ridgefield CT
- Bodily Injury Liability Rocky Hill CT
- Bodily Injury Liability Shelton CT
- Bodily Injury Liability Simsbury CT
- Bodily Injury Liability South Windsor CT
- Bodily Injury Liability Southbury CT
- Bodily Injury Liability Southington CT
- Bodily Injury Liability Stamford CT
- Bodily Injury Liability Storrs Mansfield CT
- Bodily Injury Liability Stratford CT
- Bodily Injury Liability Torrington CT
- Bodily Injury Liability Trumbull CT
- Bodily Injury Liability Vernon Rockville CT
- Bodily Injury Liability Wallingford CT
- Bodily Injury Liability Waterbury CT
- Bodily Injury Liability West Hartford CT
- Bodily Injury Liability West Haven CT
- Bodily Injury Liability Westport CT
- Bodily Injury Liability Wethersfield CT
- Bodily Injury Liability Willimantic CT
- Bodily Injury Liability Wilton CT
- Bodily Injury Liability Windsor CT
- Bodily Injury Liability Winsted CT
- Bodily Injury Liability Wolcott CT
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