Business Credit Cards Connecticut

Is business credit history necessary in applying for a small business credit card in Connecticut? The answer is yes. Those who have a business credit history have better opportunity to get approved without difficulty.

Local Companies

PrimePay, LLC
860-740-7426
5 Cromwell Drive
Cromwell, CT
Paychex, Inc
203-803-9562
55 Capital Boulevard
Rocky Hill, CT
Rockville Bank
(860) 291-3600
231 Hazard Ave
Hartford, CT
American General Financial Services Inc
(860) 482-7511
1931 E Main St
Torrington, CT
Altus Capital Partners Sbic Lp
(203) 429-2000
10 Wright St
Westport, CT
Beneficial Connecticut Inc
(860) 344-1690
1257 S Broad St
Wallingford, CT
American General Financial Services
(203) 795-7048
547A Boston Post Rd
Orange, CT
Household Finance Corporation
(860) 257-1374
1283 Silas Deane Hwy Unit 167
Wethersfield, CT
American Financial Services Inc
(860) 649-0194
945 Main St
Manchester, CT
GE Business Asset Funding
(203) 925-3045
2 Corporate Dr
Shelton, CT

Provided By:

Getting a Business Credit Card Without Credit History

Author: Pamela Williams

Is business credit history necessary in applying for a small business credit card? The answer is yes. Those who have a business credit history have better opportunity to get approved without difficulty. On the other hand, entrepreneurs who have not yet established credit may have a more difficult time finding a business credit card with the best deals.

What You Can DO If You Have No Credit History

What action can you take if you don't have a business credit history? Here are some steps that you can do to improve your chances of getting approved for a business credit card:

First, you'll need to raise your personal credit score. Business credit card issuers would be taking a look at your personal credit history in the absence of business credit. This means, their decision to approve your application would greatly depend on your personal credit rating.

Obtain a copy of your personal credit report to check the status of your credit. Do you think you have an impressive rating? If you feel that your personal credit score isn't enough to win approval from lenders, you can still work on raising your score.

Take note that because your personal credit history is used with your business credit card, you will be held personally accountable for all charges made in your business credit card account. As the owner of the business, you will be subjected under the personal liability clause of your credit card company.

Register you company with the Dun & Bradstreet. D & B is a major credit reporting agency that exclusively caters to businesses. By signing up for a D&B account, you can start building a separate credit history for your business.

A new business may need to wait up to two years to build business credit. This is why you need to register with a business credit bureau at the soonest possible time. The earlier you can establish your business credit, the sooner you can be set free from the personal liability associated with your business account. Don't forget to request from you business credit card issuer to make the necessary changes as soon as you're already qualified to do so.

Apply a business credit card from your bank. If you've been a long time client of a bank where you have your personal savings account, you can consider applying for a business credit card from the same bank. Your bank may require you to submit a deposit in your account but as an existing customer, you could be provided with a small business credit card more easily.

It is also worth noting that the best business credit card deals in the market are usually reserved for entrepreneurs with excellent business credit. But even without a business credit history, you should not settle for unfair charges. DO research and take time comparing different small business credit cards and you should be able to find the perfect credit card for your business.

About the Author:

Pamela Williams is a Loan Consultant, Internet Marketer, Writer and owner of BusinessCreditCardSite.com, a finance company Las Vegas Nevada providing support for businesses all across the US particularly with obtaining business credit cards . Visit www.BusinessCreditCardSite.com

Article Source: http://www.articlesbase.com/small-business-articles/getting-a-business-credit-card-without-credit-history-939758.html

Featured Local Company

PrimePay, LLC

860-740-7426
5 Cromwell Drive
Cromwell, CT
http://www.primepay.com

Regional Articles
- Business Credit Cards Ansonia CT
- Business Credit Cards Bethel CT
- Business Credit Cards Bloomfield CT
- Business Credit Cards Branford CT
- Business Credit Cards Bridgeport CT
- Business Credit Cards Bristol CT
- Business Credit Cards Cheshire CT
- Business Credit Cards Danbury CT
- Business Credit Cards East Hartford CT
- Business Credit Cards East Haven CT
- Business Credit Cards Enfield CT
- Business Credit Cards Glastonbury CT
- Business Credit Cards Greenwich CT
- Business Credit Cards Groton CT
- Business Credit Cards Guilford CT
- Business Credit Cards Hamden CT
- Business Credit Cards Hartford CT
- Business Credit Cards Manchester CT
- Business Credit Cards Meriden CT
- Business Credit Cards Middletown CT
- Business Credit Cards Milford CT
- Business Credit Cards Naugatuck CT
- Business Credit Cards New Britain CT
- Business Credit Cards New Canaan CT
- Business Credit Cards New Haven CT
- Business Credit Cards New London CT
- Business Credit Cards Newington CT
- Business Credit Cards North Haven CT
- Business Credit Cards Norwalk CT
- Business Credit Cards Norwich CT
- Business Credit Cards Plainville CT
- Business Credit Cards Ridgefield CT
- Business Credit Cards Rocky Hill CT
- Business Credit Cards Shelton CT
- Business Credit Cards Simsbury CT
- Business Credit Cards South Windsor CT
- Business Credit Cards Southbury CT
- Business Credit Cards Southington CT
- Business Credit Cards Stamford CT
- Business Credit Cards Storrs Mansfield CT
- Business Credit Cards Stratford CT
- Business Credit Cards Torrington CT
- Business Credit Cards Trumbull CT
- Business Credit Cards Vernon Rockville CT
- Business Credit Cards Wallingford CT
- Business Credit Cards Waterbury CT
- Business Credit Cards West Hartford CT
- Business Credit Cards West Haven CT
- Business Credit Cards Westport CT
- Business Credit Cards Wethersfield CT
- Business Credit Cards Willimantic CT
- Business Credit Cards Wilton CT
- Business Credit Cards Windsor CT
- Business Credit Cards Winsted CT
- Business Credit Cards Wolcott CT

Rss   Delicious   Digg   Add To My Yahoo   Add To My Google   Bookmark   Search Plugin

Topics:
Advertising Family Home Services Real Estate Resources
Business Services Fashion Industrial Goods & Services Retail & Consumer Services
Career Financial Services Insurance Software
Cars Food & Beverage Internet Technology
Computer Hardware Franchise Legal Telecommunications
Construction Health Miscellaneous Trade Shows
Education Holidays Nightlife Travel
Entertainment Home Appliances Online Database Weddings
Environmental Home Electronics Pets World History