Business Loan Glossary Alabama

Here you will find business loan glossary terms.

Local Companies

Pinnacle Bank
(205) 648-6091
Bryan Rd
Sumiton, AL
Gulf Federal Bank
(251) 452-6995
4546 Saint Stephens Rd
Eight Mile, AL
New South Federal Savings Bank
(205) 344-9142
1500 Greensboro Ave
Tuscaloosa, AL
New South Federal Savings Bank
(205) 951-7063
Birmingham, AL
Charterbank
(706) 645-1391
91 River Rd
Valley, AL
Charterbank
(706) 645-1391
3500 20th Ave
Valley, AL
Cullman Savings Bank
(256) 734-1740
316 2nd Ave SW
Cullman, AL
First Federal of the South
(205) 755-3976
102 5th St N
Clanton, AL
Gulf Federal Bank
(251) 433-2671
901 Spring Hill Ave
Mobile, AL
New South Federal Savings Bank
(205) 978-1840
Birmingham, AL


Business Loan Glossary

The following information was sourced from businesstown.com.

Accounts Receivable Financing - A loan gained by borrowing against receivables. Loans are paid down as receivables are collected.

Annual Fee - The amount charged by the lender each year to cover the administrative costs of the loan.

Business Credit Card - An amount of money, which a business can borrow against at times it needs capital. Using a card accesses the money.

Commercial Real Estate Loans - Similar to residential mortgages, but collateral is business property. Interest rates are usually fixed, the length of the loan can range from 5 - 20 years and payments due monthly.

Commercial Term Loans - Loans made to businesses that can be either secured and unsecured. Usually made to mid-size and large businesses.

Credit Rating - A predictor of the ability to pay back a loan. The credit rating is a result of credit scoring.

Credit Report - Financial history supplied by a credit information company like Dun and Bradstreet, Equifax, Experian or TransUnion. Contains credit information on a business or an individual, including payment history of bank cards, store cards, mortgages, student loans, and trade payments.

Credit Scoring - The evaluation system used by lending institutions to determine relative credit riskiness of a business or consumer. When evaluating businesses, it generally considers factors such as credit payment history, new credit sought by owner of business, and financial strength and longevity of business.

CreditFYI - A web site for checking business credit reports.

Debt Financing - A loan with pre-agreed terms, including payback schedule and interest.

Dun & Bradstreet - Leading provider of business credit information.

Equifax - One of three leading providers of personal credit information.

Equipment Leases - Leases allowing companies to purchase new equipment.

Experian - One of three leading providers of personal and business credit information.

Fixed Interest Rate - An interest rate that is the same throughout the life of a loan.

Interest Rate - The amount charged by a lender for the money borrowed. It can be fixed or variable.

Inventory Financing - Money borrowed on the basis of finished inventory. The loan is paid as inventory is sold.

Line of Credit - An amount of money, which a business can borrow against at times it needs capital. Often accessed by check, ATM, or business card.

LiveCapital.com - A web site for small business loan offers from a variety of lenders instantly.

Lo
Regional Articles
- Business Loan Glossary Alabaster AL
- Business Loan Glossary Albertville AL
- Business Loan Glossary Alexander City AL
- Business Loan Glossary Andalusia AL
- Business Loan Glossary Anniston AL
- Business Loan Glossary Arab AL
- Business Loan Glossary Athens AL
- Business Loan Glossary Atmore AL
- Business Loan Glossary Attalla AL
- Business Loan Glossary Auburn AL
- Business Loan Glossary Bay Minette AL
- Business Loan Glossary Bessemer AL
- Business Loan Glossary Birmingham AL
- Business Loan Glossary Boaz AL
- Business Loan Glossary Brewton AL
- Business Loan Glossary Clanton AL
- Business Loan Glossary Cullman AL
- Business Loan Glossary Daphne AL
- Business Loan Glossary Deatsville AL
- Business Loan Glossary Decatur AL
- Business Loan Glossary Dothan AL
- Business Loan Glossary Eight Mile AL
- Business Loan Glossary Enterprise AL
- Business Loan Glossary Eufaula AL
- Business Loan Glossary Fairfield AL
- Business Loan Glossary Fairhope AL
- Business Loan Glossary Fayette AL
- Business Loan Glossary Florence AL
- Business Loan Glossary Foley AL
- Business Loan Glossary Fort Payne AL
- Business Loan Glossary Gadsden AL
- Business Loan Glossary Gardendale AL
- Business Loan Glossary Grand Bay AL
- Business Loan Glossary Greenville AL
- Business Loan Glossary Guntersville AL
- Business Loan Glossary Haleyville AL
- Business Loan Glossary Hamilton AL
- Business Loan Glossary Hanceville AL
- Business Loan Glossary Hartselle AL
- Business Loan Glossary Harvest AL
- Business Loan Glossary Hazel Green AL
- Business Loan Glossary Helena AL
- Business Loan Glossary Huntsville AL
- Business Loan Glossary Irvington AL
- Business Loan Glossary Jacksonville AL
- Business Loan Glossary Jasper AL
- Business Loan Glossary Killen AL
- Business Loan Glossary Lanett AL
- Business Loan Glossary Leeds AL
- Business Loan Glossary Madison AL
- Business Loan Glossary Mc Calla AL
- Business Loan Glossary Millbrook AL
- Business Loan Glossary Mobile AL
- Business Loan Glossary Monroeville AL
- Business Loan Glossary Montevallo AL
- Business Loan Glossary Montgomery AL
- Business Loan Glossary Moulton AL
- Business Loan Glossary Muscle Shoals AL
- Business Loan Glossary Northport AL
- Business Loan Glossary Oneonta AL
- Business Loan Glossary Opelika AL
- Business Loan Glossary Oxford AL
- Business Loan Glossary Ozark AL
- Business Loan Glossary Pelham AL
- Business Loan Glossary Pell City AL
- Business Loan Glossary Phenix City AL
- Business Loan Glossary Piedmont AL
- Business Loan Glossary Pinson AL
- Business Loan Glossary Pleasant Grove AL
- Business Loan Glossary Prattville AL
- Business Loan Glossary Roanoke AL
- Business Loan Glossary Robertsdale AL
- Business Loan Glossary Russellville AL
- Business Loan Glossary Saraland AL
- Business Loan Glossary Scottsboro AL
- Business Loan Glossary Selma AL
- Business Loan Glossary Semmes AL
- Business Loan Glossary Smiths Station AL
- Business Loan Glossary Sylacauga AL
- Business Loan Glossary Talladega AL
- Business Loan Glossary Tallassee AL
- Business Loan Glossary Theodore AL
- Business Loan Glossary Troy AL
- Business Loan Glossary Trussville AL
- Business Loan Glossary Tuscaloosa AL
- Business Loan Glossary Tuscumbia AL
- Business Loan Glossary Tuskegee AL
- Business Loan Glossary Valley AL
- Business Loan Glossary Warrior AL
- Business Loan Glossary Wetumpka AL
Rate Article
     
Articles Insider

Rss   Delicious   Digg   Add To My Yahoo   Add To My Google   Bookmark   Search Plugin

Topics:
Advertising Educational Content Home Appliances Real Estate Resources
Business Services Entertainment Home Electronics Software
Career Family Home Services Technology
Cars Fashion Internet Telecommunications
Chamber of Commerce Financial Services Legal Trade Shows
Computer Hardware Franchise Miscellaneous Travel
Construction Health Nightlife Weddings
Education Holidays Online Database World History