Business Loan Glossary Georgia

The following contains a glossary with terms and information you should know about a business loan . Read on if you are interested in obtaining a business loan in Georgia and want to get started.

Local Companies

United Community Bank
770-723-7073
3310 Henderson Mill Rd
Atlanta, GA
BB&T Commercial Lending
404-483-2720
655 Antietam Dr.
Stone Mountain, GA
40billion.com, Inc.
770-280-5646
212 Hightower Trail
Atlanta, GA
Vestorbid
18007352403
po box 2246
duluth, GA
Blackwll Capital & Advisory
(404) 733-6058
3348 Peachtree Road, N.E.
Atlanta, GA
Bank of Dooly
(229) 268-4707
203 Cotton Ave
Vienna, GA
Uptown Loans
(706) 494-0023
1226 Broadway
Columbus, GA
Bank of America
(770) 439-2360
2693 Powder Springs Rd SW
Marietta, GA
Eastern Finance Co
(478) 374-4323
5104 3rd Ave
Eastman, GA
Bank of America
(229) 432-4119
128 S Washington St
Albany, GA

The following information was sourced from businesstown.com.

Accounts Receivable Financing - A loan gained by borrowing against receivables. Loans are paid down as receivables are collected.

Annual Fee - The amount charged by the lender each year to cover the administrative costs of the loan.

Business Credit Card - An amount of money, which a business can borrow against at times it needs capital. Using a card accesses the money.

Commercial Real Estate Loans - Similar to residential mortgages, but collateral is business property. Interest rates are usually fixed, the length of the loan can range from 5 - 20 years and payments due monthly.

Commercial Term Loans - Loans made to businesses that can be either secured and unsecured. Usually made to mid-size and large businesses.

Credit Rating - A predictor of the ability to pay back a loan. The credit rating is a result of credit scoring.

Credit Report - Financial history supplied by a credit information company like Dun and Bradstreet, Equifax, Experian or TransUnion. Contains credit information on a business or an individual, including payment history of bank cards, store cards, mortgages, student loans, and trade payments.

Credit Scoring - The evaluation system used by lending institutions to determine relative credit riskiness of a business or consumer. When evaluating businesses, it generally considers factors such as credit payment history, new credit sought by owner of business, and financial strength and longevity of business.

CreditFYI - A web site for checking business credit reports.

Debt Financing - A loan with pre-agreed terms, including payback schedule and interest.

Dun & Bradstreet - Leading provider of business credit information.

Equifax - One of three leading providers of personal credit information.

Equipment Leases - Leases allowing companies to purchase new equipment.

Experian - One of three leading providers of personal and business credit information.

Fixed Interest Rate - An interest rate that is the same throughout the life of a loan.

Interest Rate - The amount charged by a lender for the money borrowed. It can be fixed or variable.

Inventory Financing - Money borrowed on the basis of finished inventory. The loan is paid as inventory is sold.

Line of Credit - An amount of money, which a business can borrow against at times it needs capital. Often accessed by check, ATM, or business card.

LiveCapital.com - A web site for small business loan offers from a variety of lenders instantly.

Lo

Featured Local Company

United Community Bank

770-723-7073
3310 Henderson Mill Rd
Atlanta, GA

Regional Articles
- Business Loan Glossary Acworth GA
- Business Loan Glossary Albany GA
- Business Loan Glossary Alpharetta GA
- Business Loan Glossary Americus GA
- Business Loan Glossary Athens GA
- Business Loan Glossary Atlanta GA
- Business Loan Glossary Augusta GA
- Business Loan Glossary Austell GA
- Business Loan Glossary Baxley GA
- Business Loan Glossary Blairsville GA
- Business Loan Glossary Brunswick GA
- Business Loan Glossary Buford GA
- Business Loan Glossary Calhoun GA
- Business Loan Glossary Canton GA
- Business Loan Glossary Carrollton GA
- Business Loan Glossary Cartersville GA
- Business Loan Glossary Cedartown GA
- Business Loan Glossary Chatsworth GA
- Business Loan Glossary Columbus GA
- Business Loan Glossary Conyers GA
- Business Loan Glossary Cordele GA
- Business Loan Glossary Covington GA
- Business Loan Glossary Cumming GA
- Business Loan Glossary Dacula GA
- Business Loan Glossary Dahlonega GA
- Business Loan Glossary Dallas GA
- Business Loan Glossary Dalton GA
- Business Loan Glossary Dawsonville GA
- Business Loan Glossary Decatur GA
- Business Loan Glossary Douglas GA
- Business Loan Glossary Douglasville GA
- Business Loan Glossary Dublin GA
- Business Loan Glossary Duluth GA
- Business Loan Glossary Eatonton GA
- Business Loan Glossary Elberton GA
- Business Loan Glossary Ellenwood GA
- Business Loan Glossary Ellijay GA
- Business Loan Glossary Evans GA
- Business Loan Glossary Fairburn GA
- Business Loan Glossary Fayetteville GA
- Business Loan Glossary Fitzgerald GA
- Business Loan Glossary Flowery Branch GA
- Business Loan Glossary Forest Park GA
- Business Loan Glossary Fort Benning GA
- Business Loan Glossary Fort Valley GA
- Business Loan Glossary Gainesville GA
- Business Loan Glossary Griffin GA
- Business Loan Glossary Grovetown GA
- Business Loan Glossary Hartwell GA
- Business Loan Glossary Hephzibah GA
- Business Loan Glossary Hinesville GA
- Business Loan Glossary Jesup GA
- Business Loan Glossary Jonesboro GA
- Business Loan Glossary Kennesaw GA
- Business Loan Glossary Kingsland GA
- Business Loan Glossary La Fayette GA
- Business Loan Glossary Lagrange GA
- Business Loan Glossary Lawrenceville GA
- Business Loan Glossary Lilburn GA
- Business Loan Glossary Lithia Springs GA
- Business Loan Glossary Lithonia GA
- Business Loan Glossary Loganville GA
- Business Loan Glossary Mableton GA
- Business Loan Glossary Macon GA
- Business Loan Glossary Marietta GA
- Business Loan Glossary Mcdonough GA
- Business Loan Glossary Milledgeville GA
- Business Loan Glossary Monroe GA
- Business Loan Glossary Morrow GA
- Business Loan Glossary Moultrie GA
- Business Loan Glossary Newnan GA
- Business Loan Glossary Norcross GA
- Business Loan Glossary Peachtree City GA
- Business Loan Glossary Powder Springs GA
- Business Loan Glossary Ringgold GA
- Business Loan Glossary Riverdale GA
- Business Loan Glossary Rockmart GA
- Business Loan Glossary Rome GA
- Business Loan Glossary Rossville GA
- Business Loan Glossary Roswell GA
- Business Loan Glossary Saint Simons Island GA
- Business Loan Glossary Savannah GA
- Business Loan Glossary Sharpsburg GA
- Business Loan Glossary Smyrna GA
- Business Loan Glossary Snellville GA
- Business Loan Glossary Statesboro GA
- Business Loan Glossary Stockbridge GA
- Business Loan Glossary Stone Mountain GA
- Business Loan Glossary Suwanee GA
- Business Loan Glossary Thomaston GA
- Business Loan Glossary Thomasville GA
- Business Loan Glossary Thomson GA
- Business Loan Glossary Tifton GA
- Business Loan Glossary Toccoa GA
- Business Loan Glossary Tucker GA
- Business Loan Glossary Valdosta GA
- Business Loan Glossary Vidalia GA
- Business Loan Glossary Villa Rica GA
- Business Loan Glossary Warner Robins GA
- Business Loan Glossary Waycross GA
- Business Loan Glossary Winder GA
- Business Loan Glossary Woodstock GA
Related Local Events
Search Marketing Makeover for Small Business Owners
Dates: 6/13/2009 - 6/13/2009
Location: Poncey-Highlands neighborhood of Atlanta, GA
Atlanta, GA
View Details

One on One Commerical Loan Workshop
Dates: 6/5/2009 - 6/5/2009
Location: 260 Peachtree Street, Suite 2200
Atlanta, GA
View Details

Rss   Delicious   Digg   Add To My Yahoo   Add To My Google   Bookmark   Search Plugin

Topics:
Advertising Family Home Services Real Estate Resources
Business Services Fashion Industrial Goods & Services Retail & Consumer Services
Career Financial Services Insurance Software
Cars Food & Beverage Internet Technology
Computer Hardware Franchise Legal Telecommunications
Construction Health Miscellaneous Trade Shows
Education Holidays Nightlife Travel
Entertainment Home Appliances Online Database Weddings
Environmental Home Electronics Pets World History