All Topics > Financial Services > Business Loan Glossary >

Business Loan Glossary Georgia

The following contains a glossary with terms and information you should know about a business loan . Read on if you are interested in obtaining a business loan in Georgia and want to get started.

Local Companies

United Community Bank
770-723-7073
3310 Henderson Mill Rd
Atlanta, GA

BB&T Commercial Lending
404-483-2720
655 Antietam Dr.
Stone Mountain, GA

40billion.com, Inc.
770-280-5646
212 Hightower Trail
Atlanta, GA

Vestorbid
18007352403
po box 2246
duluth, GA

Blackwll Capital & Advisory
(404) 733-6058
3348 Peachtree Road, N.E.
Atlanta, GA

Bank of Dooly
(229) 268-4707
203 Cotton Ave
Vienna, GA

Uptown Loans
(706) 494-0023
1226 Broadway
Columbus, GA

Bank of America
(770) 439-2360
2693 Powder Springs Rd SW
Marietta, GA

Eastern Finance Co
(478) 374-4323
5104 3rd Ave
Eastman, GA

Bank of America
(229) 432-4119
128 S Washington St
Albany, GA

The following information was sourced from businesstown.com.

Accounts Receivable Financing - A loan gained by borrowing against receivables. Loans are paid down as receivables are collected.

Annual Fee - The amount charged by the lender each year to cover the administrative costs of the loan.

Business Credit Card - An amount of money, which a business can borrow against at times it needs capital. Using a card accesses the money.

Commercial Real Estate Loans - Similar to residential mortgages, but collateral is business property. Interest rates are usually fixed, the length of the loan can range from 5 - 20 years and payments due monthly.

Commercial Term Loans - Loans made to businesses that can be either secured and unsecured. Usually made to mid-size and large businesses.

Credit Rating - A predictor of the ability to pay back a loan. The credit rating is a result of credit scoring.

Credit Report - Financial history supplied by a credit information company like Dun and Bradstreet, Equifax, Experian or TransUnion. Contains credit information on a business or an individual, including payment history of bank cards, store cards, mortgages, student loans, and trade payments.

Credit Scoring - The evaluation system used by lending institutions to determine relative credit riskiness of a business or consumer. When evaluating businesses, it generally considers factors such as credit payment history, new credit sought by owner of business, and financial strength and longevity of business.

CreditFYI - A web site for checking business credit reports.

Debt Financing - A loan with pre-agreed terms, including payback schedule and interest.

Dun & Bradstreet - Leading provider of business credit information.

Equifax - One of three leading providers of personal credit information.

Equipment Leases - Leases allowing companies to purchase new equipment.

Experian - One of three leading providers of personal and business credit information.

Fixed Interest Rate - An interest rate that is the same throughout the life of a loan.

Interest Rate - The amount charged by a lender for the money borrowed. It can be fixed or variable.

Inventory Financing - Money borrowed on the basis of finished inventory. The loan is paid as inventory is sold.

Line of Credit - An amount of money, which a business can borrow against at times it needs capital. Often accessed by check, ATM, or business card.

LiveCapital.com - A web site for small business loan offers from a variety of lenders instantly.

Lo

Featured Local Company

United Community Bank

770-723-7073
3310 Henderson Mill Rd
Atlanta, GA

Read more about Business Loan Glossary

Related Articles

- Fast Business Loans Georgia

Fast business loans are available to all types of borrowers including bad credit holders. They offer you all kinds of benefits required for your business.
- Risks of a Personal Loan Georgia
- Small Business Loan Basics Georgia
- Bad Credit Business Loan Georgia
- How to Find a Legal Loan Shark Georgia
- Jumbo Home Loans Georgia
- Cash Out Refinance Loans Georgia
- Small Business Loans Georgia
- Business Loans Defined Georgia
- Collection Agency Glossary Georgia

Regional Articles

- Business Loan Glossary Acworth GA
- Business Loan Glossary Albany GA
- Business Loan Glossary Alpharetta GA
- Business Loan Glossary Americus GA
- Business Loan Glossary Athens GA
- Business Loan Glossary Atlanta GA
- Business Loan Glossary Augusta GA
- Business Loan Glossary Austell GA
- Business Loan Glossary Baxley GA
- Business Loan Glossary Blairsville GA
- Business Loan Glossary Brunswick GA
- Business Loan Glossary Buford GA
- Business Loan Glossary Calhoun GA
- Business Loan Glossary Canton GA
- Business Loan Glossary Carrollton GA
- Business Loan Glossary Cartersville GA
- Business Loan Glossary Cedartown GA
- Business Loan Glossary Chatsworth GA
- Business Loan Glossary Columbus GA
- Business Loan Glossary Conyers GA
- Business Loan Glossary Cordele GA
- Business Loan Glossary Covington GA
- Business Loan Glossary Cumming GA
- Business Loan Glossary Dacula GA
- Business Loan Glossary Dahlonega GA
- Business Loan Glossary Dallas GA
- Business Loan Glossary Dalton GA
- Business Loan Glossary Dawsonville GA
- Business Loan Glossary Decatur GA
- Business Loan Glossary Douglas GA
- Business Loan Glossary Douglasville GA
- Business Loan Glossary Dublin GA
- Business Loan Glossary Duluth GA
- Business Loan Glossary Eatonton GA
- Business Loan Glossary Elberton GA
- Business Loan Glossary Ellenwood GA
- Business Loan Glossary Ellijay GA
- Business Loan Glossary Evans GA
- Business Loan Glossary Fairburn GA
- Business Loan Glossary Fayetteville GA
- Business Loan Glossary Fitzgerald GA
- Business Loan Glossary Flowery Branch GA
- Business Loan Glossary Forest Park GA
- Business Loan Glossary Fort Benning GA
- Business Loan Glossary Fort Valley GA
- Business Loan Glossary Gainesville GA
- Business Loan Glossary Griffin GA
- Business Loan Glossary Grovetown GA
- Business Loan Glossary Hartwell GA
- Business Loan Glossary Hephzibah GA
- Business Loan Glossary Hinesville GA
- Business Loan Glossary Jesup GA
- Business Loan Glossary Jonesboro GA
- Business Loan Glossary Kennesaw GA
- Business Loan Glossary Kingsland GA
- Business Loan Glossary La Fayette GA
- Business Loan Glossary Lagrange GA
- Business Loan Glossary Lawrenceville GA
- Business Loan Glossary Lilburn GA
- Business Loan Glossary Lithia Springs GA
- Business Loan Glossary Lithonia GA
- Business Loan Glossary Loganville GA
- Business Loan Glossary Mableton GA
- Business Loan Glossary Macon GA
- Business Loan Glossary Marietta GA
- Business Loan Glossary Mcdonough GA
- Business Loan Glossary Milledgeville GA
- Business Loan Glossary Monroe GA
- Business Loan Glossary Morrow GA
- Business Loan Glossary Moultrie GA
- Business Loan Glossary Newnan GA
- Business Loan Glossary Norcross GA
- Business Loan Glossary Peachtree City GA
- Business Loan Glossary Powder Springs GA
- Business Loan Glossary Ringgold GA
- Business Loan Glossary Riverdale GA
- Business Loan Glossary Rockmart GA
- Business Loan Glossary Rome GA
- Business Loan Glossary Rossville GA
- Business Loan Glossary Roswell GA
- Business Loan Glossary Saint Simons Island GA
- Business Loan Glossary Savannah GA
- Business Loan Glossary Sharpsburg GA
- Business Loan Glossary Smyrna GA
- Business Loan Glossary Snellville GA
- Business Loan Glossary Statesboro GA
- Business Loan Glossary Stockbridge GA
- Business Loan Glossary Stone Mountain GA
- Business Loan Glossary Suwanee GA
- Business Loan Glossary Thomaston GA
- Business Loan Glossary Thomasville GA
- Business Loan Glossary Thomson GA
- Business Loan Glossary Tifton GA
- Business Loan Glossary Toccoa GA
- Business Loan Glossary Tucker GA
- Business Loan Glossary Valdosta GA
- Business Loan Glossary Vidalia GA
- Business Loan Glossary Villa Rica GA
- Business Loan Glossary Warner Robins GA
- Business Loan Glossary Waycross GA
- Business Loan Glossary Winder GA
- Business Loan Glossary Woodstock GA

Related Articles

- Collection Agency Glossary Georgia

Here you will find collection agency glossary terms.
- Jumbo Home Loans Georgia
- Fast Business Loans Georgia
- Business Loans Defined Georgia
- Small Business Loans Georgia
- Cash Out Refinance Loans Georgia
- How to Find a Legal Loan Shark Georgia
- Bad Credit Business Loan Georgia
- Small Business Loan Basics Georgia
- Risks of a Personal Loan Georgia

Related Local Events

Search Marketing Makeover for Small Business Owners
Dates: 6/13/2009 - 6/13/2009
Location: Poncey-Highlands neighborhood of Atlanta, GA
Atlanta, GA
View Details

Times: 9 a.m. - 12 p.m.

Address:

Atlanta, GA

Description:
This workshop - designed for small business owners and delivered in plain English - will outline the specific steps to grow your online business presence. Learn how to prioritize your Web marketing strategies from experienced professionals. Discover the free tools that will demystify search engine success. Tuition includes analysis of your company's Web site. Pre-registration and acceptance required. Very limited space.

One on One Commerical Loan Workshop
Dates: 6/5/2009 - 6/5/2009
Location: 260 Peachtree Street, Suite 2200
Atlanta, GA
View Details

Times: 10 a.m. - 11 a.m.
Phone: 678-691-8268

Address:

Atlanta, GA

Description:
We offer nationwide wholesale commercial loan programs for many property types that you are welcome to explore. Multifamily with 5+ units, 1-4 units of like kind residential next door to each other adding up to five or more units per mortgage, mixed use, mobile home parks, SBA 504 and 7a, single tenant, office buildings, medical, office condos, strip malls, retail stores, grocery stores, industrial, office with warehouse, flagged hotels and motels, light, restaurants, bed and breakfast, day care, auto service, assisted living care, self storage, car washes. Ga. Res. Mortgage Licensee No. 20928

Advertising	Food & Beverage	Nightlife
Business Services	Franchise	Online Database
Career	Health	Pets
Cars	Holidays	Real Estate Resources
Computer Hardware	Home Appliances	Retail & Consumer Services
Construction	Home Electronics	Software
Education	Home Services	Technology
Entertainment	Industrial Goods & Services	Telecommunications
Environmental	Insurance	Trade Shows
Family	Internet	Travel
Fashion	Legal	Weddings
Financial Services	Miscellaneous	World History

Advertising	Family	Home Services	Real Estate Resources
Business Services	Fashion	Industrial Goods & Services	Retail & Consumer Services
Career	Financial Services	Insurance	Software
Cars	Food & Beverage	Internet	Technology
Computer Hardware	Franchise	Legal	Telecommunications
Construction	Health	Miscellaneous	Trade Shows
Education	Holidays	Nightlife	Travel
Entertainment	Home Appliances	Online Database	Weddings
Environmental	Home Electronics	Pets	World History