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Buying an Auto Warranty Kentucky

The purchase of a car, new or used, is one of the largest investments that most of us make. You may choose to protect yourself and your investment by purchasing a warranty or extended warranty for your vehicle.

Local Companies

Neil Atcher Agency State Farm
280-352-2255
347 N Wilson Rd
Radcliff, KY

Moulton Insurance, Inc.
(270) 351-4848
315 West Lincoln Trail Blvd
Radcliff, KY

Anderson, Bill - State Farm Insurance Agent
859-744-0830
814 Bypass Road
Lexington, KY

ALLISON & DAMRON INSURANCE
502-227-3055
601 TAYLOR AVE
FRANKFORT, KY

Western Rivers Insurance
270-442-3533
703 Jefferson
Paducah, KY

Western Rivers Insurance
270-442-3533
703 Jefferson St.
Paducah, KY

Al Jones Insurance Agency
859-276-0400
274 Southland Dr Ste 106A
Lexington, KY

Lanco Mortgage
859-868-7401
171 W Lowry Lane #160
Lexington, KY

Keith Renfro State Farm
859-278-8415
3101 Clays Mill Rd Ste 402
Lexington, KY

Renfro, Keith - State Farm Insurance Agent
859-278-8415
3101 Clays Mill Road
Lexington, KY

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Financial piece of mind, as the warranty will protect you against high repair costs.
A rental car while your vehicle is being repaired (not always offered).
Increased resale value, as most warranties are transferable.
Different options on the warranty, including what is covered.

Mechanical Breakdown - The most common warranty is for mechanical breakdown, meaning that something within the vehicle simply broke down through no fault of the vehicle owner or normal wear and tear.
Wear and Tear - Wear and Tear warranties are typically more expensive and will cover your vehicle in the event of normal wear and tear. For example, your brakes wear out at 40,000 miles or tires need their normal replacement. Some warranties will also cover for routine maintenance and oil changes.

If you buy a new car from a dealer, the car will come with a warranty included in the price. These warranties are defined by both timeframe and mileage and will expire when the first of the two is met. They can range from 12 months or 12,000 miles to 7 years or 70,000 miles, depending on the manufacturer.

The purchase of a used car from a dealer can also net you a minimal warranty, or the remaining original warranty on the vehicle, depending on the age and usage of the car. Be sure to ask the dealer what warranty, if any, is included in your purchase price.

If you do not receive a warranty at the time of purchase, you are not out of luck. There are two common methods to purchase an extended warranty for your vehicle.

Purchase from the dealer. Most dealers will also offer you an extended warranty with your purchase. When sitting down to discuss the finances, loan and purchase price, you will have the option to extend your warranty and to include it in the principle balance of your loan. Most dealers will also offer you a limited time frame in which you can return to add the extended warranty to the loan if you decide later that you would like to have extended the coverage.

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Author: Brad Halvorsen

Featured Local Company

Neil Atcher Agency State Farm

280-352-2255
347 N Wilson Rd
Radcliff, KY

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