Checking Credit Report Alabama

When you have credit card, loan and mortgage, then you will have your credit report. You will learn how to get information on your credit report by reading this article.

Local Companies

American General Financial Services
(334) 308-1393
632 Boll Weevil Cir
Enterprise, AL
B & G Enterprises
(334) 393-0846
408 E Hickory Bend Rd
Enterprise, AL
Clark Charles H Insurance
(334) 347-5731
1115 Boll Weevil Cir
Enterprise, AL
Compass Bank
(800) 239-5175
7925 Parkway Dr
Enterprise, AL
First Command Financial Planning
(334) 347-4238
1403 Rucker Blvd
Enterprise, AL
First Franklin Financial
(334) 347-5795
621 Boll Weevil Cir Ste 29
Enterprise, AL
Loomis-Fargo
(334) 308-1001
3477 County Road 617
Enterprise, AL
Paul Lynda Insurance
(334) 347-3276
806 Boll Weevil Cir
Enterprise, AL
State Farm Insurance
(334) 347-3276
Boll Weevil Cir
Enterprise, AL
Wells Fargo Financial
(334) 347-6138
N Point Centre 3 W Pt
Enterprise, AL

Provided by:

You get a copy of your credit report from each of the three major credit reporting agencies - once a year to make sure the information is accurate. Each agency charges a service fee that varies from company to company.

Experian ()

Equifax (www.equifax.com)

To obtain a copy of your credit report, you must provide the following in writing:

1) Full name, including any previous names
2) Current address
3) Previous address (if needed for five-year credit history)
4) Social Security number
5) Date of birth
6) Signature

Free Credit Reports

If you have been denied credit because of negative information in your credit report, you may ask which agency provided your credit history and then obtain a copy of your report from that agency within 60 days at no charge .

In addition, you are entitled to one free report if:

1) You are unemployed and plan to seek employment within 60 days

2) You are on welfare

3) Your report is inaccurate due to fraud

Negative Information on Your Credit Report

If you find negative information in your credit report that is correct, you can:

1) Pay any balances so that creditors can update your file.

2) Wait seven years for negative information to be taken off (except for bankruptcies, which may remain for 10 years).

3) Write a brief statement of explanation to be included in future reports (i.e., unemployment).

Accurate information cannot be removed from your credit report. If you have any questions with regard to these topics, visit the Federal Trade Commission's Web site at www.ftc.gov.

Featured Local Company

American General Financial Services

(334) 308-1393
632 Boll Weevil Cir
Enterprise, AL
http://www.loansfast.com

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- Contacting Credit Bureaus Alabama
In the age of identity theft and credit card usage, much is said about credit bureaus, credit reports, and credit scores. If you are curious about what all these things are, contacting one of the three major credit bureaus is the place to begin.
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Related Local Events
Finance Committee
Dates: 12/9/2009 - 12/9/2009
Location: Chamber of Commerce (Morrow Room)
Tuscaloosa, AL
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