Checking Credit Report Big Rapids MI

When you have credit card, loan and mortgage, then you will have your credit report. You will learn how to get information on your credit report by reading this article.

Local Companies

Isabella Bank & Trust
(231) 796-8507
21440 Perry Ave
Big Rapids, MI
American General Financial Services
(517) 264-0012
1549 W Maumee St
Adrian, MI
Northern Mortgage Services Inc
(616) 532-5551
3714 28th St SW
Grandville, MI
National Floor Plan Company
(616) 735-0500
81 Lake Michigan Dr NW
Grand Rapids, MI
American General Financial Services
(734) 261-3635
34746 Warren Rd
Westland, MI
Entrepreneur Growth Capital
(248) 557-6600
28475 Greenfield Rd
Southfield, MI
Access One Premium Finance
(734) 513-8343
Livonia, MI
American General Financial Group
(231) 722-6664
900 3rd St
Muskegon, MI
Rep Financing
(269) 375-3936
9490 Almena Dr
Kalamazoo, MI
Indigo Financial
(248) 627-8900
875 S Ortonville Rd
Ortonville, MI

Provided by:

You get a copy of your credit report from each of the three major credit reporting agencies - once a year to make sure the information is accurate. Each agency charges a service fee that varies from company to company.

Experian ()

Equifax (www.equifax.com)

To obtain a copy of your credit report, you must provide the following in writing:

1) Full name, including any previous names
2) Current address
3) Previous address (if needed for five-year credit history)
4) Social Security number
5) Date of birth
6) Signature

Free Credit Reports

If you have been denied credit because of negative information in your credit report, you may ask which agency provided your credit history and then obtain a copy of your report from that agency within 60 days at no charge .

In addition, you are entitled to one free report if:

1) You are unemployed and plan to seek employment within 60 days

2) You are on welfare

3) Your report is inaccurate due to fraud

Negative Information on Your Credit Report

If you find negative information in your credit report that is correct, you can:

1) Pay any balances so that creditors can update your file.

2) Wait seven years for negative information to be taken off (except for bankruptcies, which may remain for 10 years).

3) Write a brief statement of explanation to be included in future reports (i.e., unemployment).

Accurate information cannot be removed from your credit report. If you have any questions with regard to these topics, visit the Federal Trade Commission's Web site at www.ftc.gov.

Featured Local Company

Back On Track Credit Repair

(866) 824-9427
8838 E. 34 ROAD
Cadillac, MI
http://www.botcr.com


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