Checking Credit Report Cumming GA

When you have credit card, loan and mortgage, then you will have your credit report. You will learn how to get information on your credit report by reading this article.

Local Companies

Independent Bankers Bank
770-205-0449
3060 The Commons Drive
Cumming, GA
Sprayberry Insurance Agency, Inc.
(678) 654-6984
5905 steeplechase blvd
cumming, GA
Paynet Systems
800-809-1989
5955 Shiloh Road, Suite 100
Alpharetta, GA
Mortgage Integrity
678-278-5408
4411 Suwanee Dam Road
Suwanee, GA
Union Hill Financial Planning
770-361-3139
2625 Bethany Creek Ct.
Milton, GA
Centurion Advisory Group
770-817-0525
6340 Sugarloaf Parkway
Duluth, GA
Keystone Wealth Management
770-995-7101
100 North Point Center East
Alpharetta, GA
Braithwaite Global, Inc
(888) 802-5999
555 North Point Center East, 4th Floor
Alpharetta, GA
Ejl and Associates
678-640-4896
1286 Peninsula Trace
Lawrenceville, GA
Cross Road Financial Services
404-993-8702
1586 Atkinson Road
Lawrenceville, GA

Provided by:

You get a copy of your credit report from each of the three major credit reporting agencies - once a year to make sure the information is accurate. Each agency charges a service fee that varies from company to company.

Experian ()

Equifax (www.equifax.com)

To obtain a copy of your credit report, you must provide the following in writing:

1) Full name, including any previous names
2) Current address
3) Previous address (if needed for five-year credit history)
4) Social Security number
5) Date of birth
6) Signature

Free Credit Reports

If you have been denied credit because of negative information in your credit report, you may ask which agency provided your credit history and then obtain a copy of your report from that agency within 60 days at no charge .

In addition, you are entitled to one free report if:

1) You are unemployed and plan to seek employment within 60 days

2) You are on welfare

3) Your report is inaccurate due to fraud

Negative Information on Your Credit Report

If you find negative information in your credit report that is correct, you can:

1) Pay any balances so that creditors can update your file.

2) Wait seven years for negative information to be taken off (except for bankruptcies, which may remain for 10 years).

3) Write a brief statement of explanation to be included in future reports (i.e., unemployment).

Accurate information cannot be removed from your credit report. If you have any questions with regard to these topics, visit the Federal Trade Commission's Web site at www.ftc.gov.

Featured Local Company

Independent Bankers Bank

770-205-0449
3060 The Commons Drive
Cumming, GA

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