Checking Credit Report Decatur GA

When you have credit card, loan and mortgage, then you will have your credit report. You will learn how to get information on your credit report by reading this article.

Local Companies

Peach State Federal Credit
404-292-2428
52 North Avondale Road
Avondale Estates, GA
Branch Banking & Trust (BB&T)
404-325-4180
1221 Clairemont Road
Decatur, GA
Decatur First Bank
404-373-1000
1120 Commerce Dr
Decatur, GA
Haven Trust Bank
678-5000-1693
2175 Lawrenceville Highway
Decatur, GA
HLM Financial Group
404-836-1120
125 Claremont Avenue
Decatur, GA
Wachovia Bank
404-486-5404
250 East Ponce de Leon Avenue, 5th Floor
Decatur, GA
Washington Mutual Bank - Chapel Hill
678-418-2346
3642 Flakes Mill Road
Decatur, GA
Washington Mutual Bank - Memorial Drive
404-289-0260
3459 Memorial Drive
Decatur, GA
Washington Mutual Bank - North Decatur
404-292-1566
2861 North Decatur Road
Decatur, GA
Washington Mutual Bank - South DeKalb
404-243-6756
2782 Candler Road
Decatur, GA

Provided by:

You get a copy of your credit report from each of the three major credit reporting agencies - once a year to make sure the information is accurate. Each agency charges a service fee that varies from company to company.

Experian ()

Equifax (www.equifax.com)

To obtain a copy of your credit report, you must provide the following in writing:

1) Full name, including any previous names
2) Current address
3) Previous address (if needed for five-year credit history)
4) Social Security number
5) Date of birth
6) Signature

Free Credit Reports

If you have been denied credit because of negative information in your credit report, you may ask which agency provided your credit history and then obtain a copy of your report from that agency within 60 days at no charge .

In addition, you are entitled to one free report if:

1) You are unemployed and plan to seek employment within 60 days

2) You are on welfare

3) Your report is inaccurate due to fraud

Negative Information on Your Credit Report

If you find negative information in your credit report that is correct, you can:

1) Pay any balances so that creditors can update your file.

2) Wait seven years for negative information to be taken off (except for bankruptcies, which may remain for 10 years).

3) Write a brief statement of explanation to be included in future reports (i.e., unemployment).

Accurate information cannot be removed from your credit report. If you have any questions with regard to these topics, visit the Federal Trade Commission's Web site at www.ftc.gov.

Featured Local Company

Peach State Federal Credit

404-292-2428
52 North Avondale Road
Avondale Estates, GA

Related Local Events
(Ce Credit Option) Hud Sales Training: Successfully Selling Hud Homes In Georgia
Dates: 11/12/2009 - 11/12/2009
Location: Empire Board of REALTISTS
Atlanta, GA
View Details

How To Profit From Foreclosures
Dates: 10/24/2009 - 10/24/2009
Location: Renaissance Waverly Hotel
Atlanta, GA
View Details

The Millionaire Mind Evening
Dates: 10/6/2009 - 10/6/2009
Location: Renaissance Atlanta Hotel Downtown
Atlanta, GA
View Details

(Ce Credit Option) Hud Sales Training: Successfully Selling Hud Homes In Georgia
Dates: 9/24/2009 - 9/24/2009
Location: Empire Board of REALTISTS
Atlanta, GA
View Details

Preparing For Economic Recovery: Will Your Team Be Ready?
Dates: 9/10/2009 - 9/10/2009
Location: Twelve Hotels & Residences (Centennial Park)
Atlanta, GA
View Details

Rss   Delicious   Digg   Add To My Yahoo   Add To My Google   Bookmark   Search Plugin

Topics:
Advertising Family Home Services Real Estate Resources
Business Services Fashion Industrial Goods & Services Retail & Consumer Services
Career Financial Services Insurance Software
Cars Food & Beverage Internet Technology
Computer Hardware Franchise Legal Telecommunications
Construction Health Miscellaneous Trade Shows
Education Holidays Nightlife Travel
Entertainment Home Appliances Online Database Weddings
Environmental Home Electronics Pets World History