Checking Credit Report Grand Rapids MI

When you have credit card, loan and mortgage, then you will have your credit report. You will learn how to get information on your credit report by reading this article.

Local Companies

West Michigan Wealth Managment, LLC
888-683-1154
1877 Georgetown Center Dr.
Jenison, MI
West Michigan Wealth Managment, LLC
616-457-7526
1877 Georgetown Center Dr.
Jenison, MI
CamNet Financial Solutions
616 644-1827
232 Arbor Dr NE
Rockford, MI
National Floor Plan Company
(616) 735-0500
81 Lake Michigan Dr NW
Grand Rapids, MI
Flagstar Bank Loan Centers
(616) 735-4897
4364 Lake Michigan Dr NW
Grand Rapids, MI
Micah Enterprises
(616) 988-0827
2600 5 Mile Rd NE
Grand Rapids, MI
Alliant Mortgage Inc
(616) 447-8565
5344 Plainfield Ave NE Ste 4
Grand Rapids, MI
Chemical Bank
(616) 459-7254
910 Bridge St NW
Grand Rapids, MI
American Financial Financial Services
(616) 975-7908
2650 E Beltine SE
Grand Rapids, MI
Summit Home Mortgage
(616) 447-2995
3282 Clear Vista Ct NE
Grand Rapids, MI

Provided by:

You get a copy of your credit report from each of the three major credit reporting agencies - once a year to make sure the information is accurate. Each agency charges a service fee that varies from company to company.

Experian ()

Equifax (www.equifax.com)

To obtain a copy of your credit report, you must provide the following in writing:

1) Full name, including any previous names
2) Current address
3) Previous address (if needed for five-year credit history)
4) Social Security number
5) Date of birth
6) Signature

Free Credit Reports

If you have been denied credit because of negative information in your credit report, you may ask which agency provided your credit history and then obtain a copy of your report from that agency within 60 days at no charge .

In addition, you are entitled to one free report if:

1) You are unemployed and plan to seek employment within 60 days

2) You are on welfare

3) Your report is inaccurate due to fraud

Negative Information on Your Credit Report

If you find negative information in your credit report that is correct, you can:

1) Pay any balances so that creditors can update your file.

2) Wait seven years for negative information to be taken off (except for bankruptcies, which may remain for 10 years).

3) Write a brief statement of explanation to be included in future reports (i.e., unemployment).

Accurate information cannot be removed from your credit report. If you have any questions with regard to these topics, visit the Federal Trade Commission's Web site at www.ftc.gov.

Featured Local Company

West Michigan Wealth Managment, LLC

West Michigan Wealth Management, LLC. You make it first. WE help make it last!

888-683-1154
1877 Georgetown Center Dr.
Jenison, MI
www.westmichiganwealth.net

West Michigan Wealth is dedicated to our clients financial success. We are a fee-based financial planning firm. Our commitment to our clients is not biased by commission sales. We provide advice regarding mutual funds (mostly load waived and no-load), Electronically Traded Funds (ETFs), individual stocks, bonds, and other investments. We conduct insurance reviews, debt couseling and management, as well as financial planning on an hourly basis.


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