Checking Credit Report Hampton VA

When you have credit card, loan and mortgage, then you will have your credit report. You will learn how to get information on your credit report by reading this article.

Local Companies

Noffsinger Financial Group
757-873-8855
11028 Warwick Blvd. Ste. A
Newport News, VA
Consultant
1-888-666-1019
12551 Jefferson Ave. Suite 101- #600
Newport News, VA
Patty Ramsey
757-287-4638
1115 Independence Blvd
Virginia Beach, VA
Credit Restoration Bureau
888-342-6758
4705 Columbus Street Suite 303
Virginia Beach, VA
Cash-N-A-Flash
(757) 726-2274
52 W Mercury Blvd
Hampton, VA
American General Financial Services
(757) 826-2296
3007 W Mercury Blvd
Hampton, VA
Paradigm Acceptance Co Lc
(757) 825-6703
2504 Build America Dr
Hampton, VA
Rocuda Finance Co
(276) 647-4005
2879 Virginia Ave
Collinsville, VA
Capital Choice Financial Services
(757) 597-7759
12284 Warwick Blvd
Newport News, VA
Platinum Funding
(703) 847-9261
8614 Westwood Center Dr
Vienna, VA

Provided by:

You get a copy of your credit report from each of the three major credit reporting agencies - once a year to make sure the information is accurate. Each agency charges a service fee that varies from company to company.

Experian ()

Equifax (www.equifax.com)

To obtain a copy of your credit report, you must provide the following in writing:

1) Full name, including any previous names
2) Current address
3) Previous address (if needed for five-year credit history)
4) Social Security number
5) Date of birth
6) Signature

Free Credit Reports

If you have been denied credit because of negative information in your credit report, you may ask which agency provided your credit history and then obtain a copy of your report from that agency within 60 days at no charge .

In addition, you are entitled to one free report if:

1) You are unemployed and plan to seek employment within 60 days

2) You are on welfare

3) Your report is inaccurate due to fraud

Negative Information on Your Credit Report

If you find negative information in your credit report that is correct, you can:

1) Pay any balances so that creditors can update your file.

2) Wait seven years for negative information to be taken off (except for bankruptcies, which may remain for 10 years).

3) Write a brief statement of explanation to be included in future reports (i.e., unemployment).

Accurate information cannot be removed from your credit report. If you have any questions with regard to these topics, visit the Federal Trade Commission's Web site at www.ftc.gov.

Featured Local Company

Noffsinger Financial Group

Noffsinger Financial is an independent investment firm in Newport News, Virginia.

757-873-8855
11028 Warwick Blvd. Ste. A
Newport News, VA
www.noffsingerfinancial.com

Noffsinger Financial Group is an independent financial advisors firm located in Newport News serving the financial planning needs of the Hampton Roads area.

Related Local Event
Portsmouth Chamber Connect - November 17, 2009
Dates: 11/17/2009 - 11/17/2009
Location: Portsmouth Partnership Briefing Center
Portsmouth, VA
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