Checking Credit Report Huntingdon PA

When you have credit card, loan and mortgage, then you will have your credit report. You will learn how to get information on your credit report by reading this article.

Local Companies

Habacivch & Associates
(717) 691-9600
36 W Main St
Mechanicsburg, PA
Chase Home Finance
(215) 579-9066
140 Terry Dr Ste 118
Newtown, PA
C It Sblc
(724) 743-1791
1120 Concord Dr
Canonsburg, PA
Northwest Consumer Discount Company
(724) 843-6600
1602 7th Ave
Beaver Falls, PA
American General Financial Services
(215) 572-6440
1325 Easton Rd
Abington, PA
American General Financial Services
(717) 227-9385
14625 Mount Airy Rd
Shrewsbury, PA
Cnac
(717) 393-9131
1254 Manheim Pike
Lancaster, PA
Sanchez Data Systems
(724) 779-2300
200 Northpointe Cir
Seven Fields, PA
Rock Financial Services
(412) 820-4476
727 Allegheny Ave
Oakmont, PA
Patterson Financial Services
(717) 295-9612
313 W Liberty St
Lancaster, PA

Provided by:

You get a copy of your credit report from each of the three major credit reporting agencies - once a year to make sure the information is accurate. Each agency charges a service fee that varies from company to company.

Experian ()

Equifax (www.equifax.com)

To obtain a copy of your credit report, you must provide the following in writing:

1) Full name, including any previous names
2) Current address
3) Previous address (if needed for five-year credit history)
4) Social Security number
5) Date of birth
6) Signature

Free Credit Reports

If you have been denied credit because of negative information in your credit report, you may ask which agency provided your credit history and then obtain a copy of your report from that agency within 60 days at no charge .

In addition, you are entitled to one free report if:

1) You are unemployed and plan to seek employment within 60 days

2) You are on welfare

3) Your report is inaccurate due to fraud

Negative Information on Your Credit Report

If you find negative information in your credit report that is correct, you can:

1) Pay any balances so that creditors can update your file.

2) Wait seven years for negative information to be taken off (except for bankruptcies, which may remain for 10 years).

3) Write a brief statement of explanation to be included in future reports (i.e., unemployment).

Accurate information cannot be removed from your credit report. If you have any questions with regard to these topics, visit the Federal Trade Commission's Web site at www.ftc.gov.

Featured Local Company

Porter Business Development Group

717-263-2777
429 Phoenix Drive
Chambersburg, PA
http://www.porterbdg.com

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ChamberU: Capital Structure and Long Term Financing Options for Middle Market Companies
Dates: 11/4/2009 - 11/4/2009
Location: Chamber of Business & Industry of Centre County
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