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Checking Credit Report Louisiana

When you have credit card, loan and mortgage, then you will have your credit report. You will learn how to get information on your credit report by reading this article.

Local Companies

Hebert and Hitzman Capital Management
985.613.0395
4600 Highway 22 Suite 8
Mandeville, LA
First Metro Agency
504-348-3131
1810 Barataria Blvd
Marrero, LA
Louisiana Accelerated Equity, LLC
225-573-8894
29700 Amite Acres Drive
Springfield, LA
Continuing Education Institute
504-465-9174
TEACHING Banking and Investment Principles to Reduce Debt
Kenner, LA
Sno Fire& Ice Financial Services Co LLC
504-232-8276
2854 Baronne St
New Orleans, LA
Credit One Restoration LLC
225-214-3491
5841 S Sherwood Forest Blvd
Baton Rouge, LA
American General Financial Services
(504) 392-7737
555 Lapalco Blvd
Gretna, LA
Time Finance Company
(318) 222-0082
621 Edwards St
Shreveport, LA
American General Financial Services
(985) 879-2467
1512 Polk St
Houma, LA
Foster Management
(225) 926-6906
1528 N Foster Dr
Baton Rouge, LA
Provided by:

You get a copy of your credit report from each of the three major credit reporting agencies - once a year to make sure the information is accurate. Each agency charges a service fee that varies from company to company.

Experian ()

Equifax (www.equifax.com)

To obtain a copy of your credit report, you must provide the following in writing:

1) Full name, including any previous names
2) Current address
3) Previous address (if needed for five-year credit history)
4) Social Security number
5) Date of birth
6) Signature

Free Credit Reports

If you have been denied credit because of negative information in your credit report, you may ask which agency provided your credit history and then obtain a copy of your report from that agency within 60 days at no charge .

In addition, you are entitled to one free report if:

1) You are unemployed and plan to seek employment within 60 days

2) You are on welfare

3) Your report is inaccurate due to fraud

Negative Information on Your Credit Report

If you find negative information in your credit report that is correct, you can:

1) Pay any balances so that creditors can update your file.

2) Wait seven years for negative information to be taken off (except for bankruptcies, which may remain for 10 years).

3) Write a brief statement of explanation to be included in future reports (i.e., unemployment).

Accurate information cannot be removed from your credit report. If you have any questions with regard to these topics, visit the Federal Trade Commission's Web site at www.ftc.gov.

Featured Local Company

Hebert and Hitzman Capital Management

985.613.0395
4600 Highway 22 Suite 8
Mandeville, LA
Read more about Checking Credit Report

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