Checking Credit Report Madisonville KY

When you have credit card, loan and mortgage, then you will have your credit report. You will learn how to get information on your credit report by reading this article.

Local Companies

American General Financial Services
(270) 821-6770
755 E Center St
Madisonville, KY
A B C Finance Inc
(270) 825-1211
1175 S Main St
Madisonville, KY
G E Evendale Employees Federal Credit Union
(270) 821-6558
3050 Nebo Rd
Madisonville, KY
Peoples Security Finance Co Inc #2
(270) 825-4494
552 E Center St
Madisonville, KY
Hometown Finance
(270) 824-3999
1350 S Main St
Madisonville, KY
Heights Finance Corp
(270) 825-8755
1365 S Main St
Madisonville, KY
Wells Fargo Financial
(270) 737-0427
790 N Dixie Ave Ste 200
Elizabethtown, KY
Source Capital
(270) 796-9055
1830 Destiny Ln
Bowling Green, KY
U S Bancorp
(606) 348-0300
Trdway Shpg Ctr
Monticello, KY
Home 123
(502) 452-9006
6200 Dutchmans Ln
Louisville, KY

Provided by:

You get a copy of your credit report from each of the three major credit reporting agencies - once a year to make sure the information is accurate. Each agency charges a service fee that varies from company to company.

Experian ()

Equifax (www.equifax.com)

To obtain a copy of your credit report, you must provide the following in writing:

1) Full name, including any previous names
2) Current address
3) Previous address (if needed for five-year credit history)
4) Social Security number
5) Date of birth
6) Signature

Free Credit Reports

If you have been denied credit because of negative information in your credit report, you may ask which agency provided your credit history and then obtain a copy of your report from that agency within 60 days at no charge .

In addition, you are entitled to one free report if:

1) You are unemployed and plan to seek employment within 60 days

2) You are on welfare

3) Your report is inaccurate due to fraud

Negative Information on Your Credit Report

If you find negative information in your credit report that is correct, you can:

1) Pay any balances so that creditors can update your file.

2) Wait seven years for negative information to be taken off (except for bankruptcies, which may remain for 10 years).

3) Write a brief statement of explanation to be included in future reports (i.e., unemployment).

Accurate information cannot be removed from your credit report. If you have any questions with regard to these topics, visit the Federal Trade Commission's Web site at www.ftc.gov.

Featured Local Company

The Benefits Group, Matt Kem

270-881-3838
1910 South Virginia Street, Suite 214
Hopkinsville, KY

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