Checking Credit Report Minnesota

When you have credit card, loan and mortgage, then you will have your credit report. You will learn how to get information on your credit report by reading this article.

Local Companies

City-County Federal Credit Union
(763) 549-6000
6160 Summit Dr
Brooklyn Center, MN
Edward Jones - Fisher
(952) 881-3124
9919 Lyndale Ave. S
Bloomington, MN
The Goff Group / Merrill Lynch
(612) 349-7896
60 South Sixth St.
Minneapolis, MN
Edward Jones - Larson
(612) 926-8711
4250 Upton Ave. S.
Minneapolis, MN
St. Paul Federal Credit Union
(651) 227-8240
30 East Seventh St., Ste. 270
St. Paul, MN
Financial Visions
(612) 202-0942
10541 Abbott Ave. S.
Bloomington, MN
Mutual of Omaha Financial Advisors
(952) 888-2772
1650 West 82nd St., Ste. 1080
Bloomington, MN
ING Employee Benefits
(612) 342-3363
20 Washington Avenue S.
Minneapolis, MN
Merrill Lynch - Wayzata
(952) 476-5613
308 Walker Ave. S
Wayzata, MN
Northwestern Mutual Financial Network - Columns Resource Group
(612) 758-7600
100 Washington Square, Ste. 1200
Minneapolis, MN

Provided by:

You get a copy of your credit report from each of the three major credit reporting agencies - once a year to make sure the information is accurate. Each agency charges a service fee that varies from company to company.

Experian ()

Equifax (www.equifax.com)

To obtain a copy of your credit report, you must provide the following in writing:

1) Full name, including any previous names
2) Current address
3) Previous address (if needed for five-year credit history)
4) Social Security number
5) Date of birth
6) Signature

Free Credit Reports

If you have been denied credit because of negative information in your credit report, you may ask which agency provided your credit history and then obtain a copy of your report from that agency within 60 days at no charge .

In addition, you are entitled to one free report if:

1) You are unemployed and plan to seek employment within 60 days

2) You are on welfare

3) Your report is inaccurate due to fraud

Negative Information on Your Credit Report

If you find negative information in your credit report that is correct, you can:

1) Pay any balances so that creditors can update your file.

2) Wait seven years for negative information to be taken off (except for bankruptcies, which may remain for 10 years).

3) Write a brief statement of explanation to be included in future reports (i.e., unemployment).

Accurate information cannot be removed from your credit report. If you have any questions with regard to these topics, visit the Federal Trade Commission's Web site at www.ftc.gov.

Featured Local Company

City-County Federal Credit Union

7635496000
6160 Summit Dr
Brooklyn Center, MN

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