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Checklist: Get ready to go house-hunting Michigan

Read more about Checklist: Get ready to go house-hunting

Local Companies

www.crowleyrealestatesolutions.com
734-444-8990
9911 shadyside
Livonia, MI
Century 21 McCoy Real Estate
231-218-7817
PO Box 456
Suttons Bay, MI
Safer Homes LLC
517-639-3935
919 Ely Rd
Quincy, MI
Coldwell Banker
616-355-6305
466 E. 16th st
Holland, MI
Tom Frame - Kalvan Realty
(269) 580-2259
226 Monroe Street
Bangor, MI
Coldwell Banker Woodland Schmidt
616-355-6305
466 E. 16th st.
Holland, MI
Tomie Raines Inc
517-242-1897
1400 Abbott Rd
East Lansing, MI
Turning Point Buyers Realty
616-990-0004
Please call for a personal appointment
Grand Rapids, MI
Re/Max New trend
248-988-8888 X 223
122 Concord Road
Bloomfield Hills, MI
Kathy Toth & Team Keller Williams Realty
734-669-0337
2144 S. State St.
Ann Arbor, MI

provided by: 

Before you go house-hunting, use this checklist to make sure you are prepared to make a purchase:

 

  • Create a budget. You need to know where your money goes, where you can save, and how much you can afford to spend on your mortgage installment each month.

 

  • Check your credit rating and correct any errors in it. A good rating can help you get a mortgage loan; a spotty one may mean you end up paying a higher interest rate.

 

  • Assemble the documents you’ll need to get a mortgage loan.

 

  • Pre-qualify for a mortgage to find out how much you can borrow.

 

  • Make a list of what you need in your new home: number of bedrooms, eat-in kitchen, family room, garage, central heating and/or air, etc. You may also wish to make a second list of items that you want but are not essential, such as a fireplace, built-in cook surface and oven, en suite master bathroom and central vacuum.

 

  • Identify a neighborhood or two you’d like to live in based on price character, proximity to work, schools and daycare, recreation facilities, public transit, etc. Websites like Domania.com and Schoolmatch.com are good starting places.

 

  • Scan real estate ads in the newspaper or online to get a better idea of the kinds of houses that are available in the neighborhoods you like, and the selling prices of homes in those areas.

 

  • Engage a real estate agent who is familiar with the neighborhoods you’ve chosen.

 

  • Discuss your price range and housing needs and wants with your agent.

 

  • Ask your agent to walk you through the purchase process, from making an offer to closing a deal, and explain the costs involved.

 

  • View a number of houses with your agent so that he or she can get a better handle on your needs and preferences.

 

  • Narrow your search down to a few homes you can afford and like enough to make an offer to purchase.


Published on January 12, 2007

Read full article at realestate.com

Featured Local Company

www.crowleyrealestatesolutions.com

734-444-8990
9911 shadyside
Livonia, MI
Read more about Checklist: Get ready to go house-hunting

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