Collection Services Georgia

Collection services are a resource provided by companies known as collection agencies. These agencies differ from location to location, but can be found easily with a quick search.


1 . Local Companies

Profit Services Group
706 2060781
6602 Abercorn Street Suite 202
Savannah, GA
Profit Services Group
706 2060781
6602 Abercorn Street Suite 202
Savannah, GA
Accurate Billing Service
706-507-0745
1314B 17th St
Columbus, GA
Nationwide Credit Recovery, Inc
770-917-9976
2487 Cedarcrest Rd
Acworth, GA
Dedicated Solutions Group
770.710.0185
10945 State Brudge road
Alpharetta, GA
INTEGRATED ACCOUNTS
706-356-2457
P O BOX 161
LAVONIA, GA
channing & Associates
404-584-7206
po box 50408
atlanta, GA
channing & Associates
404-584-7206
po box 50408
atlanta, GA
simon chase & associates
678-291-9907
5825 live oak pkwy. suite 2C
norcross, GA
Simon Chase & Associates, LLC
678-291-9906
5825 Live Oak Parkway
Norcross, GA

2 . How Collection Services Work

Collection services work very similarly to the process of repossession, as both sides involve a lender and a debtor. The debtor is any person, or group of persons, that borrows money from another person or persons, also known as a lender. Either side can be one person, a group of people, or a business. Typically, the debtor and lender work together to create a payment plan to ensure that the debt is repaid in a timely manner. Once the debtor misses payments, or does not pay the debt at all, the lender will attempt to contact them through the mail or over the telephone regarding their account. After a certain period of time, the lender will turn the case over to a collection services agency that will act on the behalf of the lender. The agency will then attempt to contact the debtor in every way possible to recoup the lender's money. Most agencies are paid according to the amount of money they are able to get from the debtor, and most attempt to find the whole amount. If the money is not recovered, the agency may also hire a collection lawyer and file suit against the debtor for the amount owed. If the court finds against the debtor, he or she can have their paycheck garnished, or liens placed against their property.

For Collection Services Call 800-914-6521

3 . What are Collection Services?

There are three main types of collection services used in the United States: collection calls, collection accounts, and collection lawsuits. With collection calls, an agency will repeatedly call the debtor in an attempt to set up a payment plan, or find alternative means to ensure that the debt is paid. According to federal law, the agency is only allowed to call three times in one day, though many companies have been known to overlook this law. There is no law on the day when the agency can call, or limits to how long they can continue to call. The second type of service is collection accounts. In this scenario, the debtor will work out a payment plan with the lender. The plan will be noted on their credit report, along with their willingness to make payments and information once the debt has been paid. The third type of collection service, a collection lawsuit, is by far the most complicated. The lender will hire a collections lawyer to file a suit against the debtor. The debtor will then be served via certified mail of the suit, and have the ability to find their own legal counsel. The debtor will also be served with a summons to appear in court. If the debtor does not respond within a certain period of time, the court typically awards a default judgment for the lender. The lender can then lose their personal possessions, which will be sold at an auction to repay the loan. They may also have their paycheck garnished until the debt is paid.

For Collection Services Call 800-914-6521

4 . Examples of Bad Debt Collections

As with any process, there are examples of good debt collections, and bad debt collections. There was once a time where bad debt collections far outweighed the good, but that was in the past. Those were the days where debtors borrowed from loan sharks, bookies, and other unsavory types in their local neighborhoods. Today, these instances are few and far between, though cases occasionally appear in the larger cities. The more popular form of bad debt collection today relates to third party agencies that disobey the federal laws put in place to protect the debtor. They call at all hours of the day, including in the middle of the night, and also make frequent calls to the debtor's employer. They may also contact the debtor in person, by waiting outside their home. In some cases, they are verbally abusive to the debtor, calling them rude names and cursing over the telephone. Bad debt collectors are willing to do anything to recover a debt.

For Collection Services Call 800-914-6521

5 . Featured Local Company

Profit Services Group

706 2060781
6602 Abercorn Street Suite 202
Savannah, GA

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Regional Articles
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- Collection Services Brunswick GA
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- Collection Services Carrollton GA
- Collection Services Cartersville GA
- Collection Services Cedartown GA
- Collection Services Chatsworth GA
- Collection Services Columbus GA
- Collection Services Conyers GA
- Collection Services Cordele GA
- Collection Services Covington GA
- Collection Services Cumming GA
- Collection Services Dacula GA
- Collection Services Dahlonega GA
- Collection Services Dallas GA
- Collection Services Dalton GA
- Collection Services Dawsonville GA
- Collection Services Decatur GA
- Collection Services Douglas GA
- Collection Services Douglasville GA
- Collection Services Dublin GA
- Collection Services Duluth GA
- Collection Services Eatonton GA
- Collection Services Elberton GA
- Collection Services Ellenwood GA
- Collection Services Ellijay GA
- Collection Services Evans GA
- Collection Services Fairburn GA
- Collection Services Fayetteville GA
- Collection Services Fitzgerald GA
- Collection Services Flowery Branch GA
- Collection Services Forest Park GA
- Collection Services Fort Benning GA
- Collection Services Fort Valley GA
- Collection Services Gainesville GA
- Collection Services Griffin GA
- Collection Services Grovetown GA
- Collection Services Hartwell GA
- Collection Services Hephzibah GA
- Collection Services Hinesville GA
- Collection Services Jesup GA
- Collection Services Jonesboro GA
- Collection Services Kennesaw GA
- Collection Services Kingsland GA
- Collection Services La Fayette GA
- Collection Services Lagrange GA
- Collection Services Lawrenceville GA
- Collection Services Lilburn GA
- Collection Services Lithia Springs GA
- Collection Services Lithonia GA
- Collection Services Loganville GA
- Collection Services Mableton GA
- Collection Services Macon GA
- Collection Services Marietta GA
- Collection Services Mcdonough GA
- Collection Services Milledgeville GA
- Collection Services Monroe GA
- Collection Services Morrow GA
- Collection Services Moultrie GA
- Collection Services Newnan GA
- Collection Services Norcross GA
- Collection Services Peachtree City GA
- Collection Services Powder Springs GA
- Collection Services Ringgold GA
- Collection Services Riverdale GA
- Collection Services Rockmart GA
- Collection Services Rome GA
- Collection Services Rossville GA
- Collection Services Roswell GA
- Collection Services Saint Simons Island GA
- Collection Services Savannah GA
- Collection Services Sharpsburg GA
- Collection Services Smyrna GA
- Collection Services Snellville GA
- Collection Services Statesboro GA
- Collection Services Stockbridge GA
- Collection Services Stone Mountain GA
- Collection Services Suwanee GA
- Collection Services Thomaston GA
- Collection Services Thomasville GA
- Collection Services Thomson GA
- Collection Services Tifton GA
- Collection Services Toccoa GA
- Collection Services Tucker GA
- Collection Services Valdosta GA
- Collection Services Vidalia GA
- Collection Services Villa Rica GA
- Collection Services Warner Robins GA
- Collection Services Waycross GA
- Collection Services Winder GA
- Collection Services Woodstock GA
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