Consumer Credit Reports Maryville TN

Consumer credit reports are often used by businesses to help them decide whether to lend money or provide other types of benefits to a particular consumer. Credit bureaus provide credit report information on consumers to interested parties, to enable credit card holders get useful information.

Local Companies

Consumer Credit Counseling Service of East Tennessee Inc
(865) 380-0129
Maryville, TN
Consumer Credit Counseling
(865) 980-0171
Maryville, TN
Memphis Housing Resource Center
(901) 529-1151
2400 Poplar Ave Ste 220
Memphis, TN
Consumer Credit Counseling
(931) 381-2862
Columbia, TN
Production Credit Association of East Tenn
(423) 569-4147
19781 Alberta St
Oneida, TN
Financial Stewardship Llc
(901) 383-8154
5909 Shelby Oaks Dr
Memphis, TN
Consumer Credit Counseling
(423) 867-6150
East Ridge, TN
Consumer Credit Counseling
(423) 282-0593
Johnson City, TN
Cardservice International
(423) 855-8725
5932 Pine Grove Trl
Chattanooga, TN
Consumer Credit Counseling
(615) 646-6328
Nashville, TN

Consumer Credit Reports

Consumer credit reports are often used by businesses to help them decide whether to lend money or provide other types of benefits to a particular consumer. Credit bureaus provide credit report information on consumers to interested parties, to enable credit card holders get useful information. To purchase a copy of your consumer credit report there are a number of contact details that you can use:

Equifax call: (800) 997-2493

write: Equifax Information Service Center

P.O. Box 740241

Atlanta, GA 30374-0241


Experian (Formerly TRW) call: (888) 397-3742

write: Experian National Consumer Assistance Center

P.O. Box 2104

Allen, TX 75013-2104.


Trans Union call: (800) 888-4213

write: Trans Union Corp. Consumer Disclosure Center

P.O. Box 390

Springfield, PA 19064-0390.


A copy of your consumer credit report will cost between 8.00 and 11.00 USD. You can also get a free copy of your consumer credit report if you have been turned down for credit in the last two months. If you do have a problem with your consumer credit report you can repair it. Many creditors offer their clients help in cleaning up their consumer credit report. Accurate data, negative or positive cannot be removed legally from a consumer credit report. However if there is incorrect information on your consumer credit report you should know the following:

1. You can usually have inaccurate information removed from your credit report at little or no cost by contacting the relevent credit bureau.

2. Credit repair scams that involve "file segregation" or hiding unfavorable credit history are often illegal.

3. Credit repair companies are required to provide consumers with complete information about the services they will provide. They must not charge a fee until after services have been provided.

Therefore, if you are ever asked to compensate a credit repair service before they have successfully repaired your consumer credit report, it is illegal and you should not pay them. Be sure to get a detailed list of what they will do to help you and know your rights.

About the Author:

John Rivers is the owner of Money Management Center. Visit his website and get online money management tips, resources for managing your finances, doing business online, and more. http://www.money-management-center.com.


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