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Contacting Credit Bureaus Georgia

In the age of identity theft and credit card usage, much is said about credit bureaus, credit reports, and credit scores. If you are curious about what all these things are, contacting one of the three major credit bureaus is the place to begin.

Local Companies

Resolution First LLC
(678) 530-0880
3099 Colonial Way
Atlanta, GA

Atlanta Legal Copies Inc
(404) 527-7490
100 Edgewood Ave Ne
Atlanta, GA

Consumer Credit Consulting Services
(404) 794-7127
260 Peachtree St Nw
Atlanta, GA

Credit Card Debt Consolidation
(208) 649-3216
87 Trinity Ave Sw
Atlanta, GA

Electronic Training Resources Inc
(404) 305-0100
2637 Old Hapeville Rd Sw
Atlanta, GA

C I T Group
(800) 524-1672
900 Ashwood Pkwy
Atlanta, GA

Creditorresources
(770) 226-0674
400 Galleria Pkwy Se
Atlanta, GA

Keith Eady Attorney At Law
(404) 633-1997
2785b Clairmont Rd Ne
Atlanta, GA

Monumental Credit Insurance Group
(678) 402-2100
400 Galleria Pkwy Se
Atlanta, GA

Solid Investment Solutions
(678) 444-4274
6300 Powers Ferry Rd Nw
Atlanta, GA

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Know what a credit bureau is. A credit bureau is a company which collects information on an individual's credit, including how much credit a person has, how much money he owes (loans, credit cards, etc.), if he filed for bankruptcy or had a lien put on his property, and of course, if he has ever been delinquent in paying off any debts. The credit bureau also has your name, current and past addresses, and social security number. I'm not sure exactly why they have a right to all this information, but there it is.

The credit bureau takes your debt and credit information and gives each individual a credit score. This score is than accessed by lenders, credit card companies, apartment landlords, etc., to see if the person can be trusted to pay what's owed. The major credit bureaus in the U.S. are Experian, Equifax and TransUnion. Why three companies have a monopoly on the business, again I have no idea, but there you go.
Know what information you can get and what information you want. Individuals usually contact credit bureaus for two reasons--either they want copies of their credit reports or they want to clear up mistakes on their credit reports.

You might want a copy of your credit report for a few different pieces of information. First, you may want your credit score. In other words, if someone checks your credit, will he be getting a good report, or one that says "By God, don't lend to this person!" Generally, people have a pretty good idea of whether or not they've got good credit by considering if they pay their bills on time, have tons of maxed out credit cards or have defaulted on student loans. But getting your actual score is concrete information you can use when preparing to apply for a loan or when planning how to repair your credit.

You also might want a copy of your credit report to see who has been asking about you. Have you applied for a loan or credit card lately? Your credit report will indicate if that company checked your credit. Or you might want to check out your credit report to see if anyone has been perpetrating any identity theft--signing up for a credit card in your name, for instance. You credit report will list all the credit sources you've taken out money with, including credit cards you've already paid off. If there's one on there you don't know, that's a red flag to do some checking.

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Author: B. Danesco

Featured Local Company

Resolution First LLC

(678) 530-0880
3099 Colonial Way
Atlanta, GA

Read more about Contacting Credit Bureaus

- Consumer Credit Reports Georgia

Consumer credit reports are often used by businesses to help them decide whether to lend money or provide other types of benefits to a particular consumer. Credit bureaus provide credit report information on consumers to interested parties, to enable credit card holders get useful information.

- Acquiring Good Credit Georgia
- How To Fix Bad Credit Georgia
- Placing a Fraud Alert On Your Credit Report Georgia
- Credit Repair Made Easy Georgia
- View Your Credit Report Georgia
- Credit Counseling Services Georgia
- Keep Your Credit History Clean Georgia
- Ways To Repair Bad Credit Georgia
- Which Credit Bureau Should I Use To Check My Credit Report? Georgia

Regional Articles

- Keep Your Credit History Clean Georgia

If you want to obtain a loan or a mortgage or make any large purchases, you have to have good credit. Find out how to make sure you have good credit and if you don't -- how to clean it up -- and if you do -- how to keep it that way.

- Placing a Fraud Alert On Your Credit Report Georgia
- Ways To Repair Bad Credit Georgia
- Credit Repair Made Easy Georgia
- Acquiring Good Credit Georgia
- View Your Credit Report Georgia
- Consumer Credit Reports Georgia
- Credit Counseling Services Georgia
- How To Fix Bad Credit Georgia
- Which Credit Bureau Should I Use To Check My Credit Report? Georgia

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Computer Hardware	Franchise	Legal	Telecommunications
Construction	Health	Miscellaneous	Trade Shows
Education	Holidays	Nightlife	Travel
Entertainment	Home Appliances	Online Database	Weddings
Environmental	Home Electronics	Pets	World History