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Contract on a home: your next steps Indiana

You've signed a contract to purchase a home. Now what? Here are the next steps you need to take.

Local Companies

F. C. Tucker, The Glascock Team
317-716-7008
9277 N. Meridian Street
Indianapolis, IN
Team Advantage GMAC Real Estate
812-372-GMAC(4622)
1120 Washington Street
Columbus, IN
COATNEY REAL ESTATE and AUCTIONS
812-881-9950
648 MEYER ST
VINCENNES, IN
Flat Fee Paradigm
877-FLAT-LIST (877-352-8547)
30956 Refuge Drive
Osceola, IN
The Meiners Team FC Tucker
317 508-6532
1119 Keystone Way
Carmel, IN
Living In Kokomo
765-864-5328
405 Southway Blvd East
Kokomo, IN
RE/MAX Excel
317.605.4174
7341 E US 36
Avon, IN
Century 21 Scheetz
317-716-3087
4929 East 96th Street
Indianapolis, IN
RE/MAX Results
260-417-0143
7806 A W. Jefferson Boulevard
Fort Wayne, IN
JD's Handyman Service
812-446-3745
Brazil, IN
Brazil, IN

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You’ve been searching for the perfect house. At last you’ve found it, and you make an offer. The seller accepts it, and now you have a contract. What happens next?

1. Contact your lender
Once you sign a contract on a house, things can move rather quickly. If you have been pre-approved for a mortgage, you need to make sure all the necessary paperwork has been completed in order for you to obtain final approval. Contact your lender and provide whatever additional information is required.

2. Arrange a home inspection
It’s always wise to have a professional home inspector go through the home to see if there are any problems that need to be addressed. If you have stipulated in your contract that your offer is conditional upon inspection, then you will able to negotiate with the seller regarding any necessary repairs. The seller will then have to make appropriate arrangements to correct those issues.

 

3. Remember small details
There are numerous small details to take care of once you sign a contract on a home. You must change your address and change over your utility billing for the new home. You need to make moving arrangements. Don’t forget to contact your insurance company to set up homeowner’s insurance. Also, be sure that all of your funds are in order for closing.

4. Take a final walk-through
Prior to closing, make sure to take a final walk-through of the home. This is an important last step. It ensures that any repair issues that were included in your contract, and raised during the home inspection, are taken care of, and also that the house is ready for you to move in.

Remember, there’s always a flurry of activity once you have a contract on a home. Keep a list to help make sure that you have done all that you need to do. This should help your home-buying process go smoothly.


Published on January 12, 2007

Read full article at realestate.com

Featured Local Company

F. C. Tucker, The Glascock Team

317-716-7008
9277 N. Meridian Street
Indianapolis, IN
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