Credit Card Processing Leavenworth KS

Accepting your customers credit cards is more complicated then it looks. With so many different banks around Leavenworth and third party merchant providers offering credit card processing solutions it helps to have a concise overview of the various transaction fees, discount rates and technologies to consider.


1 . Local Companies

CommunityAmerica Credit Union - Tiffany Springs
(816) 410-4753
9060 N.W. Skyview Ave
Kansas City, MO
CommunityAmerica Credit Union - 64th Street
(816) 891-6229
6390 N. Cosby Ave.
Kansas City, MO
CommunityAmerica Credit Union - Bresettes
(816) 410-4775
7613 N.W. Prairie View Rd.
Kansas City, MO
CommunityAmerica Credit Union - North Oak
(816) 420-5605
9310 North Oak Tfwy.
Kansas City, MO
CommunityAmerica Credit Union - Englewood Hy-Vee
(816) 412-3980
207 N.E. Englewood Rd
Kansas City, MO
CommunityAmerica Credit Union - White Oak
(816) 412-4518
7932 N. Oak Trfwy., Ste. 212
Kansas City, MO
American Auto Financial Corp
(316) 686-7951
2660 S Oliver St
Wichita, KS
Midwestern Computers Inc
(785) 486-6606
115 W 7th St
Horton, KS
American General Financial Services
(913) 789-7400
4600 Rainbow Blvd
Kansas City, KS
Cessna Finance Corp
(316) 660-1200
220 W Douglas Ave Ste 300
Wichita, KS

2 . Credit Card Processing - Info


Whether you conduct business online, offline in Leavenworth or both you will at some point consider accepting credit card payments from your customers. The decision to allow credit card payments may be a simple one; however, selecting a merchant account provider is complicated and can have a real impact on your business not to mention your bottom line. Unfortunately, not all merchant accounts are alike. You’ll soon learn that providers have different approaches to rates, fees, limits, not to mention customer service – and finding the right match for your business is critical. The remainder of this guide will break down the process and key considerations to enable you to find the right solution.

3 . How Credit Card Processing Works

How Credit Card Processing Works
Without getting too detailed and caught up in all the possible exceptions, here’s what happens when a credit card is processed:

1. Merchant processes card with a point of sale unit or via software if online.

2. Data is transmitted (card info, sales amount) to the “acquiring” bank.

3. Acquiring bank requests authorization from the “card-issuing” bank.

4. If accepted, acquiring bank processes the transaction and sends approval back to the merchant.

5. The merchant reviews the transactions and transmits confirmation to acquiring bank for deposit.

6. Acquiring bank then requests and receives funds from the card-issuing bank.

7. Acquiring bank then deposits funds into the merchant’s account.

4 . Basic Fees


Needless to say, all parties involved in this process benefit (take a cut). Here are the primary fees to consider:

  • Set-up fee – one time fee for getting started
  • Transaction fee – merchant pays a fee for every transaction
  • Discount rate – flat % charged to merchant for every transaction
  • Chargeback rate – rate of monthly sales “held” in reserve to offset any fraudulent transactions
  • Chargeback fee – there is often a fee for charge-backs
  • 5 . Featured Local Company

    CommunityAmerica Credit Union - Tiffany Springs

    8164104753
    9060 N.W. Skyview Ave
    Kansas City, MO


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