My Articles | About Us | Contact Us | Advertise With Us | Search   
 
News, Tips & Offers delivered to your inbox

ABOUT US | VIEW ALL FEATURED ARTICLES | VIEW ALL TOPICS | VIEW ALL REGIONS | DM MOBILE | DM BLOG

Credit Card Processing Louisiana

Accepting your customers credit cards is more complicated then it looks. With so many different banks around Louisiana and third party merchant providers offering credit card processing solutions it helps to have a concise overview of the various transaction fees, discount rates and technologies to consider.
1. Local Companies
2. Credit Card Processing - Info
3. How Credit Card Processing Works
4. Basic Fees
5. Featured Local Company

1 . Local Companies

Merchant Warehouse
866-599-3217
Shreveport, LA
Merchant Warehouse
866-599-3217
New Orleans, LA
Merchant Warehouse
866-599-3217
Baton Rouge, LA
Merchant Warehouse
866-599-3217
Lafayette, LA
Whitney National Bank
(504) 838-6492
New Orleans Internat
New Orleans, LA
Republic Finance
(225) 869-5757
10850 Highway 3125
Gramercy, LA
Harrison Finance
(985) 543-0700
710 SW Railroad Ave Ste A
Hammond, LA
Magee Financial
(985) 345-8666
221 E Charles St
Hammond, LA
Easy Money Emg
(318) 325-2274
207 Blanchard St Ste 10
West Monroe, LA
M & M Financial Svcs Inc
(225) 923-1707
6124 Florida Blvd
Baton Rouge, LA

2 . Credit Card Processing - Info


Whether you conduct business online, offline in Louisiana or both you will at some point consider accepting credit card payments from your customers. The decision to allow credit card payments may be a simple one; however, selecting a merchant account provider is complicated and can have a real impact on your business not to mention your bottom line. Unfortunately, not all merchant accounts are alike. You’ll soon learn that providers have different approaches to rates, fees, limits, not to mention customer service – and finding the right match for your business is critical. The remainder of this guide will break down the process and key considerations to enable you to find the right solution.

3 . How Credit Card Processing Works

How Credit Card Processing Works
Without getting too detailed and caught up in all the possible exceptions, here’s what happens when a credit card is processed:

1. Merchant processes card with a point of sale unit or via software if online.

2. Data is transmitted (card info, sales amount) to the “acquiring” bank.

3. Acquiring bank requests authorization from the “card-issuing” bank.

4. If accepted, acquiring bank processes the transaction and sends approval back to the merchant.

5. The merchant reviews the transactions and transmits confirmation to acquiring bank for deposit.

6. Acquiring bank then requests and receives funds from the card-issuing bank.

7. Acquiring bank then deposits funds into the merchant’s account.

4 . Basic Fees


Needless to say, all parties involved in this process benefit (take a cut). Here are the primary fees to consider:

  • Set-up fee – one time fee for getting started
  • Transaction fee – merchant pays a fee for every transaction
  • Discount rate – flat % charged to merchant for every transaction
  • Chargeback rate – rate of monthly sales “held” in reserve to offset any fraudulent transactions
  • Chargeback fee – there is often a fee for charge-backs

    • 5 . Featured Local Company

    Merchant Warehouse

    866-599-3217
    Shreveport, LA
    Read more about Credit Card Processing

    Regional Articles
    - Credit Card Processing Abbeville LA
    - Credit Card Processing Alexandria LA
    - Credit Card Processing Baker LA
    - Credit Card Processing Bastrop LA
    - Credit Card Processing Baton Rouge LA
    - Credit Card Processing Bogalusa LA
    - Credit Card Processing Bossier City LA
    - Credit Card Processing Breaux Bridge LA
    - Credit Card Processing Carencro LA
    - Credit Card Processing Chalmette LA
    - Credit Card Processing Covington LA
    - Credit Card Processing Crowley LA
    - Credit Card Processing Denham Springs LA
    - Credit Card Processing Deridder LA
    - Credit Card Processing Eunice LA
    - Credit Card Processing Franklinton LA
    - Credit Card Processing Gonzales LA
    - Credit Card Processing Gretna LA
    - Credit Card Processing Hammond LA
    - Credit Card Processing Harvey LA
    - Credit Card Processing Haughton LA
    - Credit Card Processing Houma LA
    - Credit Card Processing Jennings LA
    - Credit Card Processing Kenner LA
    - Credit Card Processing La Place LA
    - Credit Card Processing Lafayette LA
    - Credit Card Processing Lake Charles LA
    - Credit Card Processing Leesville LA
    - Credit Card Processing Mandeville LA
    - Credit Card Processing Marrero LA
    - Credit Card Processing Metairie LA
    - Credit Card Processing Minden LA
    - Credit Card Processing Monroe LA
    - Credit Card Processing Morgan City LA
    - Credit Card Processing Natchitoches LA
    - Credit Card Processing New Iberia LA
    - Credit Card Processing New Orleans LA
    - Credit Card Processing Opelousas LA
    - Credit Card Processing Pineville LA
    - Credit Card Processing Plaquemine LA
    - Credit Card Processing Ponchatoula LA
    - Credit Card Processing Prairieville LA
    - Credit Card Processing Rayne LA
    - Credit Card Processing Ruston LA
    - Credit Card Processing Saint Martinville LA
    - Credit Card Processing Shreveport LA
    - Credit Card Processing Slidell LA
    - Credit Card Processing Sulphur LA
    - Credit Card Processing Thibodaux LA
    - Credit Card Processing Ville Platte LA
    - Credit Card Processing Walker LA
    - Credit Card Processing West Monroe LA
    - Credit Card Processing Westwego LA
    - Credit Card Processing Zachary LA
    Rss   Delicious   Digg   Add To My Yahoo   Add To My Google   Bookmark   Search Plugin
    Topics:
    Advertising Family Home Services Real Estate Resources
    Business Services Fashion Industrial Goods & Services Retail & Consumer Services
    Career Financial Services Insurance Software
    Cars Food & Beverage Internet Technology
    Computer Hardware Franchise Legal Telecommunications
    Construction Health Miscellaneous Trade Shows
    Education Holidays Nightlife Travel
    Entertainment Home Appliances Online Database Weddings
    Environmental Home Electronics Pets World History
    Articles.DirectoryM.com | Search | About Us | Contact Us | Mobile | Blog | En Español
    Copyright © BET Information Systems, Inc. All rights reserved.