my articles | learn more about DirectoryM articles | contact us | advertise with us   
 
SEARCH:
Quick Search Results

Searching...

ABOUT US | VIEW ALL FEATURED ARTICLES | VIEW ALL TOPICS | VIEW ALL REGIONS | DM MOBILE | DM BLOG

Credit Report Georgia

A credit report records your financial life in the form of credit history for seven to ten years. It is imperative that you check your credit report at least once annually to ensure that its accuracy is maintained.
1. Local Companies
2. Information Collectors
3. Correcting Errors
4. What is Included in a Credit Report
5. Featured Local Company

1. Local Companies

Paynet Systems
800-809-1989
5955 Shiloh Road, Suite 100
Alpharetta, GA
Corporate Financial Solutions, LLC
(404) 237-5716
P.O. Box 52890
Atlanta, GA
Sterling Retirement Plan Services, Inc.
770.814.9343
2750 Buford Highway
Duluth, GA
VentureForth Partners, LLC
404-459-8574
P.O. Box 28656
Atlanta, GA
FORESTERS EQUITY SERVICES
678-462-3644
4151 Ashford Dunwoody Rd.
Atlanta, GA , GA
l & l services
404-768-1696
1561 virginia ave ste 110a
college park, GA
Lantern Capital Advisors LLC
(404) 962-4405
400 Galleria Parkway
Atlanta, GA
Finish Rich Now, LLC
1.800.958.6554
P.O. Box 550209
atlanta, GA
Braithwaite Global, Inc
(888) 802-5999
555 North Point Center East, 4th Floor
Alpharetta, GA
Andina Financial Services, Inc
770-798-9128
6267 Oakwood Circle
Norcross, GA


2. Information Collectors

There are three main national credit-reporting agencies in the United States. They are Experian, Equifax, and TransUnion. A fourth credit-reporting agency is Innovis Data Solutions. The first three are often linked together and offer an annual free credit report service under one website, found under free credit report or annual credit report on Internet search engines. They are for-profit credit report companies and are unaffiliated with the United States government. After giving proper identification by answering a few questions, you will receive your free credit report instantly.

In the United Kingdom, the three credit reporting agencies, called credit reference agencies, are Experian, Equifax, and Callcredit. Callcredit works closely with TransUnion. These agencies are bound by the Data Protection Act. They must provide accurate, reliable, and updated information on individuals. Their activities are under the Consumer Credit Act of 1974 by UK law. In the United States, the Fair Credit Reporting Act (FCRA) is a federal law that regulates who has access to your credit report information. It also regulates how your credit report information can be used. Beginning in 1970, the law has been significantly amended at least twice.

Do you have Credit Card Debt? Call 877-753-5127

3. Correcting Errors

Each credit-reporting agency must abide by the laws that govern them. If there is an error on your credit report score or in the entirely of your annual credit report, by law you have the right to report the error and settle the matter. This is why it is important to obtain an annual credit report. Checking and maintaining records at least once per year from this free credit report service will make any out of the ordinary material stand out. You must report any inaccuracies or errors in writing. Send a copy of the erroneous credit report to each credit-reporting agency. Within 30 to 45 days you will receive a response from each credit-reporting agency. You should then obtain another copy of your credit report to make sure that all errors have been corrected.

If you are unhappy with the results of the changes that were made and still believe that errors exist, then you may write a brief statement of up to 100 words to each credit reporting agency. You may also ask that the corrected copy of your free credit report be sent to anyone who inquired of your report within the last six months. The same request may be done for employers who have inquired within the last two years. You may also follow these procedures, if you believe you have been a victim of identity theft. Under the rights stated in the FCRA, you may ask businesses to stop reporting credit report information about you to a credit-reporting agency, if identity theft is in question. Be specific with the information you want them to leave out and make your request in writing. You will also need to have proof of your identity theft report. Certain states will allow you to put a security freeze on your Equifax credit report. Check with Equifax to see if your state participates in this procedure and what information they may require from you in writing. Fees will apply, but it may be worth the peace of mind to keep your identity safe.

Do you have Credit Card Debt? Call 877-753-5127

4. What is Included in a Credit Report

Your credit report is a compilation of your credit history. This includes a variety of information. When you fill out a credit application, your personal information from this form is included on your credit report. This information consists of your name, including previous ones you have used, addresses past and present, current and previous employers, your date of birth, and Social Security number. Along with private information, public records may also be on your credit report. A credit-reporting agency may collect such information as overdue child support payments, bankruptcies, liens, and other courts of law information. Your credit report may contain such details for seven to ten years.

Inquiries also remain on your credit report for up to two years. If you have applied for several credit cards recently and these companies have made inquiries into your credit report, then this could have a negative effect on you. Too many inquires are noticeable, and companies or employers may look into the details as to why they were made and how often. It could show instability if you have applied for several credit cards because others have hit their maximum balances. Lenders, landlords, insurance companies, and service providers in Georgia all may make an inquiry into your credit report. Account information such as balances, authorized users, and active or inactive accounts will be available to them. Equifax lists a number of companies and individuals that can view your credit report and your credit report score. They also list information that is allowed and that which is prohibited to show up on your credit report.

Do you have Credit Card Debt? Call 877-753-5127

5. Featured Local Company

Finish Rich Now, LLC

1.800.958.6554
P.O. Box 550209
atlanta, GA
http://www.finishrichnow.com

Read more about Credit Report

Regional Articles
- Credit Report Acworth GA
- Credit Report Adairsville GA
- Credit Report Albany GA
- Credit Report Alpharetta GA
- Credit Report Americus GA
- Credit Report Athens GA
- Credit Report Atlanta GA
- Credit Report Auburn GA
- Credit Report Augusta GA
- Credit Report Austell GA
- Credit Report Barnesville GA
- Credit Report Baxley GA
- Credit Report Blackshear GA
- Credit Report Blairsville GA
- Credit Report Bremen GA
- Credit Report Brunswick GA
- Credit Report Buford GA
- Credit Report Byron GA
- Credit Report Calhoun GA
- Credit Report Canton GA
- Credit Report Carrollton GA
- Credit Report Cartersville GA
- Credit Report Cedartown GA
- Credit Report Chatsworth GA
- Credit Report Chickamauga GA
- Credit Report Clarkesville GA
- Credit Report Clarkston GA
- Credit Report Cleveland GA
- Credit Report Cochran GA
- Credit Report Columbus GA
- Credit Report Commerce GA
- Credit Report Conyers GA
- Credit Report Cordele GA
- Credit Report Cornelia GA
- Credit Report Covington GA
- Credit Report Cumming GA
- Credit Report Dacula GA
- Credit Report Dahlonega GA
- Credit Report Dallas GA
- Credit Report Dalton GA
- Credit Report Dawsonville GA
- Credit Report Decatur GA
- Credit Report Douglas GA
- Credit Report Douglasville GA
- Credit Report Dublin GA
- Credit Report Duluth GA
- Credit Report Eastman GA
- Credit Report Eatonton GA
- Credit Report Elberton GA
- Credit Report Ellenwood GA
- Credit Report Ellijay GA
- Credit Report Evans GA
- Credit Report Fairburn GA
- Credit Report Fayetteville GA
- Credit Report Fitzgerald GA
- Credit Report Flowery Branch GA
- Credit Report Forest Park GA
- Credit Report Forsyth GA
- Credit Report Fort Benning GA
- Credit Report Fort Stewart GA
- Credit Report Fort Valley GA
- Credit Report Gainesville GA
- Credit Report Glennville GA
- Credit Report Gray GA
- Credit Report Grayson GA
- Credit Report Griffin GA
- Credit Report Grovetown GA
- Credit Report Guyton GA
- Credit Report Hampton GA
- Credit Report Hartwell GA
- Credit Report Hawkinsville GA
- Credit Report Hazlehurst GA
- Credit Report Hephzibah GA
- Credit Report Hinesville GA
- Credit Report Hiram GA
- Credit Report Jackson GA
- Credit Report Jasper GA
- Credit Report Jefferson GA
- Credit Report Jesup GA
- Credit Report Jonesboro GA
- Credit Report Kennesaw GA
- Credit Report Kingsland GA
- Credit Report La Fayette GA
- Credit Report Lagrange GA
- Credit Report Lawrenceville GA
- Credit Report Leesburg GA
- Credit Report Lilburn GA
- Credit Report Lithia Springs GA
- Credit Report Lithonia GA
- Credit Report Locust Grove GA
- Credit Report Loganville GA
- Credit Report Lyons GA
- Credit Report Mableton GA
- Credit Report Macon GA
- Credit Report Madison GA
- Credit Report Marietta GA
- Credit Report Mcdonough GA
- Credit Report Milledgeville GA
- Credit Report Monroe GA
- Credit Report Morrow GA
- Credit Report Moultrie GA
- Credit Report Newnan GA
- Credit Report Norcross GA
- Credit Report Peachtree City GA
- Credit Report Perry GA
- Credit Report Powder Springs GA
- Credit Report Rex GA
- Credit Report Richmond Hill GA
- Credit Report Rincon GA
- Credit Report Ringgold GA
- Credit Report Riverdale GA
- Credit Report Rockmart GA
- Credit Report Rome GA
- Credit Report Rossville GA
- Credit Report Roswell GA
- Credit Report Saint Marys GA
- Credit Report Saint Simons Island GA
- Credit Report Sandersville GA
- Credit Report Savannah GA
- Credit Report Sharpsburg GA
- Credit Report Smyrna GA
- Credit Report Snellville GA
- Credit Report Statesboro GA
- Credit Report Stockbridge GA
- Credit Report Stone Mountain GA
- Credit Report Summerville GA
- Credit Report Suwanee GA
- Credit Report Swainsboro GA
- Credit Report Sylvania GA
- Credit Report Sylvester GA
- Credit Report Thomaston GA
- Credit Report Thomasville GA
- Credit Report Thomson GA
- Credit Report Tifton GA
- Credit Report Toccoa GA
- Credit Report Tucker GA
- Credit Report Union City GA
- Credit Report Valdosta GA
- Credit Report Vidalia GA
- Credit Report Villa Rica GA
- Credit Report Warner Robins GA
- Credit Report Watkinsville GA
- Credit Report Waycross GA
- Credit Report Waynesboro GA
- Credit Report Winder GA
- Credit Report Woodstock GA
Related Local Events
ART ROCKS AFTER WORK SOCIAL
Dates: 8/21/2008 - 8/21/2008
Location: Jacqueline Casey Hudgens Center for the Arts
Duluth GA
View Details
BioPharm America 2008
Dates: 9/9/2008 - 9/10/2008
Location: Grand Hyatt Atlanta Buckhead
Atlanta GA
View Details
DAVE RAMSEY TOTAL MONEY MAKEOVER
Dates: 9/13/2008 - 9/13/2008
Location: ARENA AT GWINNETT CENTER
Duluth GA
View Details
The Franchise & Business Opportunity Expo
Dates: 10/11/2008 - 10/12/2008
Location: Georgia International Convention Center
College Park GA
View Details
ART ROCKS AFTER WORK SOCIAL
Dates: 11/21/2008 - 11/21/2008
Location: Jacqueline Casey Hudgens Center for the Arts
Duluth GA
View Details
Rate Article
     
Articles Insider
Rss   Delicious   Digg   Add To My Yahoo   Add To My Google   Bookmark   Search Plugin
Topics:
Advertising Educational Content Home Appliances Real Estate Resources
Business Services Entertainment Home Electronics Software
Career Family Home Services Technology
Cars Fashion Internet Telecommunications
Chamber of Commerce Financial Services Legal Trade Shows
Computer Hardware Franchise Miscellaneous Travel
Construction Health Nightlife Weddings
Education Holidays Online Database World History
Articles.DirectoryM.com | Search | About Us | Contact Us | Mobile | Blog | En Español
Copyright © Interaction Media Group. All rights reserved.