Direct Loans Easton PA

If you're applying to college or currently attending college, you or your parents may be eligible for a direct loan. The following article explains what these loans are and how you can get one.

Local Companies

Americas First Capital Mortgage
(610) 559-2600
702 Village At Stones Cr
Easton, PA
Equity Now
(610) 330-6833
6 S 3rd St
Easton, PA
Valley Mortgage Services Llc
(610) 923-5020
2940 William Penn Hwy
Easton, PA
Beneficial Credit Services
(610) 253-4174
Third & Larry Holmes
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Countrywide Home Loans
(610) 330-2710
3761 Nicholas St
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Advance America Cash Advance
(610) 515-9811
2415 Butler St
Easton, PA
Advance America Cash Advance
(610) 330-9910
2429 Nazareth Rd
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Citifinancial
(215) 538-7500
40 N West End Blvd
Quakertown, PA
Walton Financial Services
(724) 852-1234
78 E High St
Waynesburg, PA
Ace Cash Express
(412) 821-0769
129 Lincoln Ave
Swissvale, PA

Direct Loans

If you're applying to college or currently attending college, you or your parents may be eligible for a Direct Loan. These are government loans that will help defray the cost of your education. They must be repaid, but they can help people afford an education which would otherwise be unaffordable. If you're considering applying for a Direct Loan, here are some steps to take in the process:

  1. Get to know what a Direct Loan is. A Direct Loan is a loan for students wherein the college gets money directly (no pun intended) from the federal government. Not all colleges participate in this program. Direct Loans for students are usually called Stafford Loans. When the parent of the student takes out the loan, it's called a PLUS Loan. (Note: there's another similar loan called the FFEL Stafford Loan.)

  2. Differentiate between a subsidized or unsubsidized loan. There are two categories of these loans: subsidized loans and unsubsidized loans.

    A subsidized loan means you aren't charged interest until it comes time to pay the loan back. You get a subsidized loan if you qualify on the basis of need. The government calculates "need" as what your family can contribute, plus other sources of payment (scholarships, etc) plus Pell Grant Eligibility all subtracted from what it will cost you to attend.

    Unsubsidized loans, on the other hand, will cost you interest right from the start until you pay it off in full. You don't need to qualify on a need basis for an unsubsidized loan, rather, you just need to be a regular student (in school to earn a degree or certificate) in an "eligible program" (school that is in the Direct Loan Program) and meet some other eligibility requirements and things like "dependent" vs. "independent" student status.

    ...

Click here to read the rest of the article at HowToDoThings.com

Author: B. Danesco

Featured Local Company

Atlantic Federal Mortgage Group Lec

(973) 530-4069
90 Bergen St
Newark, NJ

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