Direct Loans Edmonds WA

If you're applying to college or currently attending college, you or your parents may be eligible for a direct loan. The following article explains what these loans are and how you can get one.

Local Companies

University Prep
(206) 525-2714
8000 25th Ave. NE
Seattle, WA
Advance Til Payday
206-528-5550
8012 Aurora Ave N
Seattle, WA
Allen Institute for Brain Science
(206) 548-7000
551 North 34th Street
Seattle, WA
North Seattle Community College
(206) 527-3601
9600 College Way N.
Seattle, WA
Lora Shinn Writing & Photography
(206) 334-3312
5707 26th Ave.
Seattle, WA
University Child Development School
(206) 547-8237
5062 9th Ave. NE
Seattle, WA
Center for International Career Development
(206) 527-0917
4530 Union Bay Pl. N.E.,
Seattle, WA
Henry M. Jackson School of International Studies
(206) 543-6269
University of Washington Box 353650
Seattle, WA
Michael G. Foster School of Business
(206) 543-4750
University of Washington P. O. Box 353200
Seattle, WA
University of Washington
(206) 543-5010
Box 351232 312 Gerberding Hall
Seattle, WA

Direct Loans

If you're applying to college or currently attending college, you or your parents may be eligible for a Direct Loan. These are government loans that will help defray the cost of your education. They must be repaid, but they can help people afford an education which would otherwise be unaffordable. If you're considering applying for a Direct Loan, here are some steps to take in the process:

  1. Get to know what a Direct Loan is. A Direct Loan is a loan for students wherein the college gets money directly (no pun intended) from the federal government. Not all colleges participate in this program. Direct Loans for students are usually called Stafford Loans. When the parent of the student takes out the loan, it's called a PLUS Loan. (Note: there's another similar loan called the FFEL Stafford Loan.)

  2. Differentiate between a subsidized or unsubsidized loan. There are two categories of these loans: subsidized loans and unsubsidized loans.

    A subsidized loan means you aren't charged interest until it comes time to pay the loan back. You get a subsidized loan if you qualify on the basis of need. The government calculates "need" as what your family can contribute, plus other sources of payment (scholarships, etc) plus Pell Grant Eligibility all subtracted from what it will cost you to attend.

    Unsubsidized loans, on the other hand, will cost you interest right from the start until you pay it off in full. You don't need to qualify on a need basis for an unsubsidized loan, rather, you just need to be a regular student (in school to earn a degree or certificate) in an "eligible program" (school that is in the Direct Loan Program) and meet some other eligibility requirements and things like "dependent" vs. "independent" student status.

    ...

Click here to read the rest of the article at HowToDoThings.com

Author: B. Danesco

Featured Local Company

University Prep

(206) 525-2714
8000 25th Ave. NE
Seattle, WA
http://www.universityprep.org/

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