Direct Loans Evergreen CO

If you're applying to college or currently attending college, you or your parents may be eligible for a direct loan. The following article explains what these loans are and how you can get one.

Local Companies

Jeffco Public Schools
(303) 982-6800
1829 Denver West Drive, Bldg. #27
Golden, CO
COLORADO STATE BANK & TRUST-LITTLETON
303904-2888
10026 San Juan Way
Littleton, CO
WASHINGTON MUTUAL - ZANG, LITTLETON
720981-0114
5915 S. Zang Street
Littleton, CO
US BANK - PIERCE, LITTLETON
303979-0787
7560 S. Pierce Street
Littleton, CO
VECTRA BANK - PIERCE, LITTLETON
720947-7175
6901 S. Pierce
Littleton, CO
CITYWIDE BANKS/WADSWORTH
303365-8043
3345 S. Wadsworth Blvd
Lakewood, CO
CHASE BANK - REMINGTON, LITTLETON
303244-5010
9855 W Remington Pl
Littleton, CO
US BANK - BELLEVIEW, LITTLETON
303798-2199
3010 W. Belleview Ave
Littleton, CO
US BANK - BOWLES, LITTLETON
303904-9228
8441 W. Bowles Avenue
Littleton, CO
BELLCO-LITTLETON
303689-8184
8001 Southpark Way
Littleton, CO

If you're applying to college or currently attending college, you or your parents may be eligible for a Direct Loan. These are government loans that will help defray the cost of your education. They must be repaid, but they can help people afford an education which would otherwise be unaffordable. If you're considering applying for a Direct Loan, here are some steps to take in the process:

  1. Get to know what a Direct Loan is. A Direct Loan is a loan for students wherein the college gets money directly (no pun intended) from the federal government. Not all colleges participate in this program. Direct Loans for students are usually called Stafford Loans. When the parent of the student takes out the loan, it's called a PLUS Loan. (Note: there's another similar loan called the FFEL Stafford Loan.)

  2. Differentiate between a subsidized or unsubsidized loan. There are two categories of these loans: subsidized loans and unsubsidized loans.

    A subsidized loan means you aren't charged interest until it comes time to pay the loan back. You get a subsidized loan if you qualify on the basis of need. The government calculates "need" as what your family can contribute, plus other sources of payment (scholarships, etc) plus Pell Grant Eligibility all subtracted from what it will cost you to attend.

    Unsubsidized loans, on the other hand, will cost you interest right from the start until you pay it off in full. You don't need to qualify on a need basis for an unsubsidized loan, rather, you just need to be a regular student (in school to earn a degree or certificate) in an "eligible program" (school that is in the Direct Loan Program) and meet some other eligibility requirements and things like "dependent" vs. "independent" student status.

    ...

Click here to read the rest of the article at HowToDoThings.com

Author: B. Danesco

Featured Local Company

Jeffco Public Schools

(303) 982-6800
1829 Denver West Drive, Bldg. #27
Golden, CO

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