Direct Loans Laguna Niguel CA

If you're applying to college or currently attending college, you or your parents may be eligible for a direct loan. The following article explains what these loans are and how you can get one.

Local Companies

JOHNSON CAPITAL
(949) 660-1999
18101 Von Karman Ave., #1050
Anaheim, CA
Loan Modification Center
949-252-1155
1820 E Garry Ave
Santa Ana, CA
Natural Loan Modification Cent
949-270-7000
1241 E Dyer RD
Santa Ana, CA
Western Loans
714-641-1779
1560 Brookhollow DR
Santa Ana, CA
Access Capital
714-415-7820
1560 Brookhollow DR
Santa Ana, CA
ORANGE COUNTY'S CREDIT UNION/STADIUM BRANCH
(714) 755-5900
P.O. Box 11777
Anaheim, CA
Loan Mart Money Mart
714-531-4972
105 S Harbor Blvd
Santa Ana, CA
Advance America
714-541-9424
2729 N Bristol St
Santa Ana, CA
Now Is the Time Inc
(949) 425-1425
24421 Aliso Creek Rd
Laguna Niguel, CA
Hammond Securities Co Llc
(949) 360-1005
23807 Aliso Creek Rd Ste 200
Laguna Niguel, CA

If you're applying to college or currently attending college, you or your parents may be eligible for a Direct Loan. These are government loans that will help defray the cost of your education. They must be repaid, but they can help people afford an education which would otherwise be unaffordable. If you're considering applying for a Direct Loan, here are some steps to take in the process:

  1. Get to know what a Direct Loan is. A Direct Loan is a loan for students wherein the college gets money directly (no pun intended) from the federal government. Not all colleges participate in this program. Direct Loans for students are usually called Stafford Loans. When the parent of the student takes out the loan, it's called a PLUS Loan. (Note: there's another similar loan called the FFEL Stafford Loan.)

  2. Differentiate between a subsidized or unsubsidized loan. There are two categories of these loans: subsidized loans and unsubsidized loans.

    A subsidized loan means you aren't charged interest until it comes time to pay the loan back. You get a subsidized loan if you qualify on the basis of need. The government calculates "need" as what your family can contribute, plus other sources of payment (scholarships, etc) plus Pell Grant Eligibility all subtracted from what it will cost you to attend.

    Unsubsidized loans, on the other hand, will cost you interest right from the start until you pay it off in full. You don't need to qualify on a need basis for an unsubsidized loan, rather, you just need to be a regular student (in school to earn a degree or certificate) in an "eligible program" (school that is in the Direct Loan Program) and meet some other eligibility requirements and things like "dependent" vs. "independent" student status.

    ...

Click here to read the rest of the article at HowToDoThings.com

Author: B. Danesco

Featured Local Company

JOHNSON CAPITAL

9496601999
18101 Von Karman Ave., #1050
Anaheim, CA

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