Direct Loans Moultrie GA

If you're applying to college or currently attending college, you or your parents may be eligible for a direct loan. The following article explains what these loans are and how you can get one.

Local Companies

Colquitt Loan and Tax Company
(229) 985-3745
1 E Central Ave
Moultrie, GA
Personal Finance Service
(229) 985-4069
301 1st St NW
Moultrie, GA
Speedee Cash
(229) 890-8777
502 1st Ave SW
Moultrie, GA
American Pawn & Jewelry
(229) 985-7296
1213 1st Ave SE
Moultrie, GA
Citifinancial
(229) 985-5497
610 1st Ave NW
Moultrie, GA
Cash Advance Tax Service
(229) 891-2447
710 1st St NW
Moultrie, GA
Titlemax
(678) 352-7738
10350 Alpharetta St
Roswell, GA
Wells Fargo Home Mortgage
(770) 650-8735
333 N Point Ctr
Atlanta, GA
Commercial Bank the
(706) 742-2991
100 Moores Grove Rd
Winterville, GA
Regions Bank
(706) 236-1544
2211 Shorter Ave SW
Rome, GA

If you're applying to college or currently attending college, you or your parents may be eligible for a Direct Loan. These are government loans that will help defray the cost of your education. They must be repaid, but they can help people afford an education which would otherwise be unaffordable. If you're considering applying for a Direct Loan, here are some steps to take in the process:

  1. Get to know what a Direct Loan is. A Direct Loan is a loan for students wherein the college gets money directly (no pun intended) from the federal government. Not all colleges participate in this program. Direct Loans for students are usually called Stafford Loans. When the parent of the student takes out the loan, it's called a PLUS Loan. (Note: there's another similar loan called the FFEL Stafford Loan.)

  2. Differentiate between a subsidized or unsubsidized loan. There are two categories of these loans: subsidized loans and unsubsidized loans.

    A subsidized loan means you aren't charged interest until it comes time to pay the loan back. You get a subsidized loan if you qualify on the basis of need. The government calculates "need" as what your family can contribute, plus other sources of payment (scholarships, etc) plus Pell Grant Eligibility all subtracted from what it will cost you to attend.

    Unsubsidized loans, on the other hand, will cost you interest right from the start until you pay it off in full. You don't need to qualify on a need basis for an unsubsidized loan, rather, you just need to be a regular student (in school to earn a degree or certificate) in an "eligible program" (school that is in the Direct Loan Program) and meet some other eligibility requirements and things like "dependent" vs. "independent" student status.

    ...

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Author: B. Danesco

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