Direct Loans Parker CO

If you're applying to college or currently attending college, you or your parents may be eligible for a direct loan. The following article explains what these loans are and how you can get one.

Local Companies

ARAPAHOE COMMUNITY COLLEGE CORPORATE LEARNING DIVISION
303734-3701
15653 Brookstone Drive
Parker, CO
REGIS JESUIT HIGH SCHOOL
303269-8000
6400 S. Lewiston Way016-1000
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ARAPAHOE LIBRARY DISTRICT
303542-7279
12855 E. Adam Aircraft Circle
Englewood, CO
ARAPAHOE LIBRARY DISTRICT - BUSINESS DECISION
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ARAPAHOE LIBRARY DISTRICT - BUSINESS SOURCE PREMIER (EBSCO)
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ARAPAHOE LIBRARY DISTRICT - COLORADO NEWSPAPERS (NEWSBANK)
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ARAPAHOE LIBRARY DISTRICT - CORPORATE RESOURCENET (EBSCO)
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ARAPAHOE LIBRARY DISTRICT - CULTUREGRAM WORLD EDITION
303542-7279
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ARAPAHOE LIBRARY DISTRICT - FIRSTSEARCH
303542-7279
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ARAPAHOE LIBRARY DISTRICT - MORNINGSTAR INVESTMENT RESEARCH CENTER
303542-7279
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Direct Loans

If you're applying to college or currently attending college, you or your parents may be eligible for a Direct Loan. These are government loans that will help defray the cost of your education. They must be repaid, but they can help people afford an education which would otherwise be unaffordable. If you're considering applying for a Direct Loan, here are some steps to take in the process:

  1. Get to know what a Direct Loan is. A Direct Loan is a loan for students wherein the college gets money directly (no pun intended) from the federal government. Not all colleges participate in this program. Direct Loans for students are usually called Stafford Loans. When the parent of the student takes out the loan, it's called a PLUS Loan. (Note: there's another similar loan called the FFEL Stafford Loan.)

  2. Differentiate between a subsidized or unsubsidized loan. There are two categories of these loans: subsidized loans and unsubsidized loans.

    A subsidized loan means you aren't charged interest until it comes time to pay the loan back. You get a subsidized loan if you qualify on the basis of need. The government calculates "need" as what your family can contribute, plus other sources of payment (scholarships, etc) plus Pell Grant Eligibility all subtracted from what it will cost you to attend.

    Unsubsidized loans, on the other hand, will cost you interest right from the start until you pay it off in full. You don't need to qualify on a need basis for an unsubsidized loan, rather, you just need to be a regular student (in school to earn a degree or certificate) in an "eligible program" (school that is in the Direct Loan Program) and meet some other eligibility requirements and things like "dependent" vs. "independent" student status.

    ...

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Author: B. Danesco

Featured Local Company

ARAPAHOE COMMUNITY COLLEGE CORPORATE LEARNING DIVISION

303734-3701
15653 Brookstone Drive
Parker, CO

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