My Articles | About Us | Contact Us | Advertise With Us | Search   
 
News, Tips & Offers delivered to your inbox

ABOUT US | VIEW ALL FEATURED ARTICLES | VIEW ALL TOPICS | VIEW ALL REGIONS | DM MOBILE | DM BLOG

Factors to Consider When Choosing a Merchant Account Georgia

There are several factors to look at as well as traps to avoid when choosing the best merchant account for your business. This article should help guide you in making the best choice for your business when choosing a merchant account.

Local Companies

Cardservice One of Georgia
(770) 993-1131
19 Forest Ridge Ct
Atlanta, GA
Credit Card Systems Incorporated
(770) 993-1131
19 Forest Ridge Ct
Atlanta, GA
Debit Design Technologies
(770) 394-3370
5425 Dunwoody Mill Ct
Atlanta, GA
Guaranty Business Credit Corp
(770) 642-5200
400 Northridge Rd
Atlanta, GA
Wise Payment Systems-Ind Sales Agent
404-202-2321
910 Tamarron Parkeway
Atlanta, GA
Wise Payment Systems-Ind Sales Agent
404-202-2321
910 Tamarron Parkeway
Atlanta, GA
Merchant Warehouse
866-599-3217
Augusta, GA
CompuPay
770-390-9055
1455 Lincoln Parkway East
Atlanta, GA
Merchant Warehouse
866-599-3217
Savannah, GA
First Data McDonough
(877) 841-9172
155 Westridge Parkway
McDonough, GA

There are several factors to look at as well as traps to avoid when choosing the best merchant account for your business. This article should help guide you in making the best choice for your business when choosing a merchant account.

Suspiciously Low Rates

  • Make sure the rate you've been quoted is for the type of transactions you'll be processing. For example, many mail order merchants have mistakenly signed up for a retail merchant account with low rates and found themselves getting charged much higher fees because they were not swiping their customers' cards.

  • Ask whether the rate you've been quoted is an introductory rate. Some processors automatically raise your rates after an initial period, resulting in unexpected credit card processing costs down the line.

    Average Ticket and Monthly Volume

  • Every processor will ask you to estimate your average sale and monthly credit card volume. This, in part, allows the processing company to determine the level of risk they are taking by extending you a merchant account. If you estimate far too low, you may run into trouble, as you are now a higher risk than the processor initially estimated. On the other hand, if you guess far too high, you may be required to file some extra paperwork and provide significantly more business or personal credit-related materials. Talk it over with your account representative; he or she should have plenty of experience estimating volumes and average tickets.

    Understanding Fees

  • When you first get a quote for merchant accounts, some fees may seem a bit confusing. Take the time to go through your application and ask questions about the fees you don't understand. Taking the time to go through the fees may prevent unpleasant surprises when you get your first merchant statement. Remember, a quote is not the same as a statement of fees. Many quotes do not list all possible fees, so make sure to do your homework and get the statement of fees.

    Contracts & Cancellation Fees

  • Before you even set up a merchant account, ask for details on how you would go about canceling. Is there a termination fee or time commitment? Some processors may have contracts for their merchant accounts that automatically renew if you don't give written notice more than a month before your contract expires. Also, beware of claims such as "even though you have a fee in your contract, we never charge it."

  • Not all processors require a contract, so unless there are some special circumstances, it is usually best to go with a company that is flexible and doesn't require you to make a long-term commitment. Think of it this way: if you can cancel your merchant account at any time, a good company will work hard to keep you a satisfied customer.

    Customer Support

  • Many companies use the same employees for sales, account service, and technical support, or worse, don't even have an internal support staff. A company that has dedicated departments for each will be able to offer you expert help, whether you have questions about your statement, or need to get your terminal back up and running in a hurry.

  • A processor that offers 24 hour support will be there whenever you need them, meaning you won't be at the mercy of someone else's business hours. 24 hour support is also a good indicator of the company's commitment to its customers beyond the application process.

    • Featured Local Company

    Cardservice One of Georgia

    (770) 993-1131
    19 Forest Ridge Ct
    Atlanta, GA
    Read more about Factors to Consider When Choosing a Merchant Account

    Regional Articles
    - Factors to Consider When Choosing a Merchant Account Acworth GA
    - Factors to Consider When Choosing a Merchant Account Albany GA
    - Factors to Consider When Choosing a Merchant Account Alpharetta GA
    - Factors to Consider When Choosing a Merchant Account Americus GA
    - Factors to Consider When Choosing a Merchant Account Athens GA
    - Factors to Consider When Choosing a Merchant Account Atlanta GA
    - Factors to Consider When Choosing a Merchant Account Augusta GA
    - Factors to Consider When Choosing a Merchant Account Austell GA
    - Factors to Consider When Choosing a Merchant Account Baxley GA
    - Factors to Consider When Choosing a Merchant Account Blairsville GA
    - Factors to Consider When Choosing a Merchant Account Brunswick GA
    - Factors to Consider When Choosing a Merchant Account Buford GA
    - Factors to Consider When Choosing a Merchant Account Calhoun GA
    - Factors to Consider When Choosing a Merchant Account Canton GA
    - Factors to Consider When Choosing a Merchant Account Carrollton GA
    - Factors to Consider When Choosing a Merchant Account Cartersville GA
    - Factors to Consider When Choosing a Merchant Account Cedartown GA
    - Factors to Consider When Choosing a Merchant Account Chatsworth GA
    - Factors to Consider When Choosing a Merchant Account Columbus GA
    - Factors to Consider When Choosing a Merchant Account Conyers GA
    - Factors to Consider When Choosing a Merchant Account Cordele GA
    - Factors to Consider When Choosing a Merchant Account Covington GA
    - Factors to Consider When Choosing a Merchant Account Cumming GA
    - Factors to Consider When Choosing a Merchant Account Dacula GA
    - Factors to Consider When Choosing a Merchant Account Dahlonega GA
    - Factors to Consider When Choosing a Merchant Account Dallas GA
    - Factors to Consider When Choosing a Merchant Account Dalton GA
    - Factors to Consider When Choosing a Merchant Account Dawsonville GA
    - Factors to Consider When Choosing a Merchant Account Decatur GA
    - Factors to Consider When Choosing a Merchant Account Douglas GA
    - Factors to Consider When Choosing a Merchant Account Douglasville GA
    - Factors to Consider When Choosing a Merchant Account Dublin GA
    - Factors to Consider When Choosing a Merchant Account Duluth GA
    - Factors to Consider When Choosing a Merchant Account Eatonton GA
    - Factors to Consider When Choosing a Merchant Account Elberton GA
    - Factors to Consider When Choosing a Merchant Account Ellenwood GA
    - Factors to Consider When Choosing a Merchant Account Ellijay GA
    - Factors to Consider When Choosing a Merchant Account Evans GA
    - Factors to Consider When Choosing a Merchant Account Fairburn GA
    - Factors to Consider When Choosing a Merchant Account Fayetteville GA
    - Factors to Consider When Choosing a Merchant Account Fitzgerald GA
    - Factors to Consider When Choosing a Merchant Account Flowery Branch GA
    - Factors to Consider When Choosing a Merchant Account Forest Park GA
    - Factors to Consider When Choosing a Merchant Account Fort Benning GA
    - Factors to Consider When Choosing a Merchant Account Fort Valley GA
    - Factors to Consider When Choosing a Merchant Account Gainesville GA
    - Factors to Consider When Choosing a Merchant Account Griffin GA
    - Factors to Consider When Choosing a Merchant Account Grovetown GA
    - Factors to Consider When Choosing a Merchant Account Hartwell GA
    - Factors to Consider When Choosing a Merchant Account Hephzibah GA
    - Factors to Consider When Choosing a Merchant Account Hinesville GA
    - Factors to Consider When Choosing a Merchant Account Jesup GA
    - Factors to Consider When Choosing a Merchant Account Jonesboro GA
    - Factors to Consider When Choosing a Merchant Account Kennesaw GA
    - Factors to Consider When Choosing a Merchant Account Kingsland GA
    - Factors to Consider When Choosing a Merchant Account La Fayette GA
    - Factors to Consider When Choosing a Merchant Account Lagrange GA
    - Factors to Consider When Choosing a Merchant Account Lawrenceville GA
    - Factors to Consider When Choosing a Merchant Account Lilburn GA
    - Factors to Consider When Choosing a Merchant Account Lithia Springs GA
    - Factors to Consider When Choosing a Merchant Account Lithonia GA
    - Factors to Consider When Choosing a Merchant Account Loganville GA
    - Factors to Consider When Choosing a Merchant Account Mableton GA
    - Factors to Consider When Choosing a Merchant Account Macon GA
    - Factors to Consider When Choosing a Merchant Account Marietta GA
    - Factors to Consider When Choosing a Merchant Account Mcdonough GA
    - Factors to Consider When Choosing a Merchant Account Milledgeville GA
    - Factors to Consider When Choosing a Merchant Account Monroe GA
    - Factors to Consider When Choosing a Merchant Account Morrow GA
    - Factors to Consider When Choosing a Merchant Account Moultrie GA
    - Factors to Consider When Choosing a Merchant Account Newnan GA
    - Factors to Consider When Choosing a Merchant Account Norcross GA
    - Factors to Consider When Choosing a Merchant Account Peachtree City GA
    - Factors to Consider When Choosing a Merchant Account Powder Springs GA
    - Factors to Consider When Choosing a Merchant Account Ringgold GA
    - Factors to Consider When Choosing a Merchant Account Riverdale GA
    - Factors to Consider When Choosing a Merchant Account Rockmart GA
    - Factors to Consider When Choosing a Merchant Account Rome GA
    - Factors to Consider When Choosing a Merchant Account Rossville GA
    - Factors to Consider When Choosing a Merchant Account Roswell GA
    - Factors to Consider When Choosing a Merchant Account Saint Simons Island GA
    - Factors to Consider When Choosing a Merchant Account Savannah GA
    - Factors to Consider When Choosing a Merchant Account Sharpsburg GA
    - Factors to Consider When Choosing a Merchant Account Smyrna GA
    - Factors to Consider When Choosing a Merchant Account Snellville GA
    - Factors to Consider When Choosing a Merchant Account Statesboro GA
    - Factors to Consider When Choosing a Merchant Account Stockbridge GA
    - Factors to Consider When Choosing a Merchant Account Stone Mountain GA
    - Factors to Consider When Choosing a Merchant Account Suwanee GA
    - Factors to Consider When Choosing a Merchant Account Thomaston GA
    - Factors to Consider When Choosing a Merchant Account Thomasville GA
    - Factors to Consider When Choosing a Merchant Account Thomson GA
    - Factors to Consider When Choosing a Merchant Account Tifton GA
    - Factors to Consider When Choosing a Merchant Account Toccoa GA
    - Factors to Consider When Choosing a Merchant Account Tucker GA
    - Factors to Consider When Choosing a Merchant Account Valdosta GA
    - Factors to Consider When Choosing a Merchant Account Vidalia GA
    - Factors to Consider When Choosing a Merchant Account Villa Rica GA
    - Factors to Consider When Choosing a Merchant Account Warner Robins GA
    - Factors to Consider When Choosing a Merchant Account Waycross GA
    - Factors to Consider When Choosing a Merchant Account Winder GA
    - Factors to Consider When Choosing a Merchant Account Woodstock GA
    Related Local Events
    (Ce Credit Option) Hud Sales Training: Successfully Selling Hud Homes In Georgia
    Dates: 11/12/2009 - 11/12/2009
    Location: Empire Board of REALTISTS
    Atlanta, GA
    View Details
    (Ce Credit Option) Hud Sales Training: Successfully Selling Hud Homes In Georgia
    Dates: 9/24/2009 - 9/24/2009
    Location: Empire Board of REALTISTS
    Atlanta, GA
    View Details
    Rss   Delicious   Digg   Add To My Yahoo   Add To My Google   Bookmark   Search Plugin
    Topics:
    Advertising Family Home Services Real Estate Resources
    Business Services Fashion Industrial Goods & Services Retail & Consumer Services
    Career Financial Services Insurance Software
    Cars Food & Beverage Internet Technology
    Computer Hardware Franchise Legal Telecommunications
    Construction Health Miscellaneous Trade Shows
    Education Holidays Nightlife Travel
    Entertainment Home Appliances Online Database Weddings
    Environmental Home Electronics Pets World History
    Articles.DirectoryM.com | Search | About Us | Contact Us | Mobile | Blog | En Español
    Copyright © BET Information Systems, Inc. All rights reserved.