Financial Analyst Alabama

When most people hear the term financial analyst they think of someone who spends their days slaving over piles of spreadsheets and numbers. This is only part of the financial analyst's role; they are often the people working behind the scenes to make companies and individuals more profitable.


1. Local Companies

Myers - Player Group / Merrill Lynch
205-298-7416
100 Grandview Place, 2nd Fl
Birmingham, AL
Farmers Insurance
205-492-3148
1820 Cogswell Ave
Pell City, AL
NEXT Financial- Riverchase Branch
205-383-4227
2153 Riverchase Office Road
Birmingham, AL
CapitalPartners Leasing, Inc.
205-803-2300, ext. 7
1800 International Park Drive
Birmingham, AL
Southeastern Financial Group LLC
256.329.0003
1120 Airport Drive
Alexander City, AL
LPL Financial Services
205-215-9986
2057 Valleydale Rd
Birmingham, AL
Peterson Financial
205-871-0159
800 Shades Creek Pkwy
Birmingham, AL
Nelson/Hutson Financial Group
205-263-5397
201 Office Park Dr Ste 300
Birmingham , AL
Horizons Planning, Inc./ Southeastern Financial Group
205-871-7743
3900 Montclair Road Suite 280
Birmingham, AL
Progess Financial Services Inc
(256) 535-2432
120 Holmes Ave NE
Huntsville, AL


2. Role Of The Financial Analyst

The phrase financial analyst is a broad term used to describe the career of those working in the financial services field. Financial analysts include financial consultants, private bankers, financial planners, wealth managers, and even insurance agents. The jobs of the financial analysts are to provide in-depth guidance to businesses and individuals. Decisions regarding investments, mergers and acquisitions, and even long-term marketplace activities and trends are within the scope of their job description. Financial analysts work for anyone who has investment capital, but doesn’t know quite where to put it. They provide a financial snapshot of a prospective company or service that their client looks to purchase, showcasing the affordability and the wisdom of the purchase. They work much like a jewelry appraiser, valuating and assessing risk involved in a transaction, and gauging how much to pay for a given company.

Financial Analysts tend to be very specific in their training and experience. Most seldom work outside of a given field of analysis. For example, a ratings analyst typically works solely to assess the risk involved in money-lending. Can a business repay a short or long-term loan, and what are the most attractive terms for the lender in terms of risk, affordability, and of course, profits? Personal financial planners are often used to determine the financial needs of individuals and families. These professionals often offer advice and perhaps even sell the products they recommend. They are generally more familiar with personal tax liabilities and legal loopholes in the tax code than are private bankers or wealth managers whose sole purpose is often simply to preserve the wealth of clients. These advisors often act more in the capacity of accountants or insurance agents, though in a more generalized fashion.

3. Related Occupations

There are many related occupations when you talk about financial analysts. A financial analyst is the broader topic or theme of a type of career. More specifically, a financial analyst often fits several separate categories. Financial consultants, for example, don’t always use the stock market to make decisions. Insurance agents are financial analysts, and their products don’t always tend toward market sensitivity. Insurance agents are more adept at using a client’s own financial situation to find the “soft” spots in their financial plan. An insurance agent will use many different types of financial products to make an efficient and complete financial plan for a customer. Jobs are often industry-specific, meaning that often an employer will hire someone strictly to be a wealth manager, while leaving other specialties, such as financial consultants to their own areas of expertise.

Commodities brokers are another type of financial analyst. Commodities brokers earn their salary and are allowed to keep their jobs only if they’re exceedingly good at what they do. The risk involved in commodities trading often outweighs that of other branches of financial analysis. When they lose, typically they lose billions. They study existing market trends to look for causes in the fluctuation of supplies of a product, such as orange juice. They use looming market events to make educated guesses as to what the price of a commodity will do. Obviously, a major storm will cause a drop in the production of goods in Florida, such as orange juice. Florida’s loss is the commodity broker’s gain. A truly talented commodities broker can take much of the risk out of the market, but with the market still so dependent on outside influence, it can be easy to be overconfident, and lose everything.

4. How They Work

It’s true that wealth managers, financial consultants, private bankers, and financial planners spend a lot of time hunched over a pile of paperwork trying to crunch numbers to come up with the best options for their clients. With that being said financial analysts get the reputation for being boring, stuffy, and hard to get along with. Nine times out of ten this isn’t the case. Financial analysts can be the office prankster, but where some people don’t know when to stop the pranks these financial consultants know when to stop the fun and get down to work.

There are times a financial analyst might seem hard to approach but that is just because they usually have so much riding on their shoulders. Their analysis of a situation can make or break a profitable deal. If they don’t give this their utmost attention not only could the company lose money, but employees could lose their jobs. The last thing any person wants is to feel responsible for causing a coworker to lose his or her career.

5. Featured Local Company

Horizons Planning, Inc./ Southeastern Financial Group

205-871-7743
3900 Montclair Road Suite 280
Birmingham, AL
www.horizonsfinancial.com

Needs based financial planning and insurance services for individuals and businesses.

Regional Articles
- Financial Analyst Alabaster AL
- Financial Analyst Albertville AL
- Financial Analyst Alexander City AL
- Financial Analyst Andalusia AL
- Financial Analyst Anniston AL
- Financial Analyst Arab AL
- Financial Analyst Athens AL
- Financial Analyst Atmore AL
- Financial Analyst Attalla AL
- Financial Analyst Auburn AL
- Financial Analyst Bay Minette AL
- Financial Analyst Bessemer AL
- Financial Analyst Birmingham AL
- Financial Analyst Boaz AL
- Financial Analyst Brewton AL
- Financial Analyst Clanton AL
- Financial Analyst Cullman AL
- Financial Analyst Daphne AL
- Financial Analyst Deatsville AL
- Financial Analyst Decatur AL
- Financial Analyst Dothan AL
- Financial Analyst Eight Mile AL
- Financial Analyst Enterprise AL
- Financial Analyst Eufaula AL
- Financial Analyst Fairfield AL
- Financial Analyst Fairhope AL
- Financial Analyst Fayette AL
- Financial Analyst Florence AL
- Financial Analyst Foley AL
- Financial Analyst Fort Payne AL
- Financial Analyst Gadsden AL
- Financial Analyst Gardendale AL
- Financial Analyst Grand Bay AL
- Financial Analyst Greenville AL
- Financial Analyst Guntersville AL
- Financial Analyst Haleyville AL
- Financial Analyst Hamilton AL
- Financial Analyst Hanceville AL
- Financial Analyst Hartselle AL
- Financial Analyst Harvest AL
- Financial Analyst Hazel Green AL
- Financial Analyst Helena AL
- Financial Analyst Huntsville AL
- Financial Analyst Irvington AL
- Financial Analyst Jacksonville AL
- Financial Analyst Jasper AL
- Financial Analyst Killen AL
- Financial Analyst Lanett AL
- Financial Analyst Leeds AL
- Financial Analyst Madison AL
- Financial Analyst Mc Calla AL
- Financial Analyst Millbrook AL
- Financial Analyst Mobile AL
- Financial Analyst Monroeville AL
- Financial Analyst Montevallo AL
- Financial Analyst Montgomery AL
- Financial Analyst Moulton AL
- Financial Analyst Muscle Shoals AL
- Financial Analyst Northport AL
- Financial Analyst Oneonta AL
- Financial Analyst Opelika AL
- Financial Analyst Oxford AL
- Financial Analyst Ozark AL
- Financial Analyst Pelham AL
- Financial Analyst Pell City AL
- Financial Analyst Phenix City AL
- Financial Analyst Piedmont AL
- Financial Analyst Pinson AL
- Financial Analyst Pleasant Grove AL
- Financial Analyst Prattville AL
- Financial Analyst Roanoke AL
- Financial Analyst Robertsdale AL
- Financial Analyst Russellville AL
- Financial Analyst Saraland AL
- Financial Analyst Scottsboro AL
- Financial Analyst Selma AL
- Financial Analyst Semmes AL
- Financial Analyst Smiths Station AL
- Financial Analyst Sylacauga AL
- Financial Analyst Talladega AL
- Financial Analyst Tallassee AL
- Financial Analyst Theodore AL
- Financial Analyst Troy AL
- Financial Analyst Trussville AL
- Financial Analyst Tuscaloosa AL
- Financial Analyst Tuscumbia AL
- Financial Analyst Tuskegee AL
- Financial Analyst Valley AL
- Financial Analyst Warrior AL
- Financial Analyst Wetumpka AL
Related Local Events
Organizing and Managing Accounts Payable
Dates: 8/8/2008 - 8/8/2008
Location: Arthurs Conference Center
Birmingham AL
View Details

Commercial Real Estate Financing
Dates: 8/13/2008 - 8/13/2008
Location: Sheraton Birmingham Hotel/The Medical Forum Conference Center
North Birmingham AL
View Details

Income Tax Update
Dates: 9/18/2008 - 9/18/2008
Location: Holiday Inn Birmingham Airport
Birmingham AL
View Details

The Last Tax Returns of a Decedent
Dates: 9/19/2008 - 9/19/2008
Location: Holiday Inn Birmingham Airport
Birmingham AL
View Details

Sales and Use Tax Workshop 2008
Dates: 9/22/2008 - 9/22/2008
Location: One Nineteen Health and Wellness
Birmingham AL
View Details
Rate Article
     
Articles Insider

Rss   Delicious   Digg   Add To My Yahoo   Add To My Google   Bookmark   Search Plugin

Topics:
Advertising Educational Content Home Appliances Real Estate Resources
Business Services Entertainment Home Electronics Software
Career Family Home Services Technology
Cars Fashion Internet Telecommunications
Chamber of Commerce Financial Services Legal Trade Shows
Computer Hardware Franchise Miscellaneous Travel
Construction Health Nightlife Weddings
Education Holidays Online Database World History