Section 8 HousingFinding low income housing can be a difficult task. It is necessary that you have as much information as possible. This article will tell you a little bit about the program, how it works, if you are eligible for section 8 housing, how to apply and where to find more information on section 8 apartments and single family homes.
The Housing Choice Voucher Program, commonly referred to as Section 8, a reference to the section of U.S. Housing Act of 1937 that created the subsidy program, has helped low-income families pay the rent since the Great Depression and is widely considered to be one of the most successful affordable housing programs.
Authorized in 1974 by Congress, the Section 8 housing program provides low income apartments through rental subsidies for eligible low income families. This program is an effective way for the government to provide clean, safe, affordable homes and apartments for rent to families and individuals in need.
Section 8 EligibilityThe Section 8 housing program is administered by each city's Public Housing Authority (PHA), which determines who is eligible. Local PHA contact information can be found on the HUD site here. A list of Section 8 Housing options are available to browse by PHA here.
Local PHA's compare the total annual gross income and family size to the median income for the metropolitan area in which they operate. Typically, families whose income does not exceed 50 percent of the median income for the area are eligible. Also, a PHA must grant 75 percent of its vouchers to applicants whose incomes are less than 30 percent of the median income. Check with your local PHA to find your area's specific income limits.
The application process will examine each applicant's income, assets and family characteristics. Verifications with local banks and employers will be completed to determine Section 8 eligibility.
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