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Home Buying Made Simple New York

Take home buying step-by-step to help eliminate anxiety

Local Companies

Calamar Development
(716) 693-0006
3949 Forest Parkway
Wheatfield, NY

Cityview Properties, LLC
(716) 856-8400
726 Exchange St., Ste. 600
Buffalo, NY

Mary Collins Real Estate, Inc.
(845) 687-0911
Route 213 East
High Falls, NY

Keller Williams Realty, Capital District
518.724.5996
800 New Loudon Road Suite 3100
Latham, NY

Hunt Real Estate ERA
716-743-5297
3571 Niagara Falls Blvd
N. Tonawanda, NY

Century 21 ~ Kellie Place
607-434-5263
416 Chestnut St
Oneonta, NY

Hunt Real Estate - Wheatfield
716-743-5297
3571 Niagara Falls Blvd.
Wheatfield, NY

EDGE PROPERTIES Inc
516 610 9057
1 Benington Ave
Freeport, NY

1031 Investment Services LLC
(914) 447-3785
12 Ackerman Court
Croton on Hudson, NY

Battery Park Reality
(212) 786-1789
21 South End Avenue
New York, NY

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Buying a home, especially your first home, can be downright intimidating. After all, it’s likely to be the single largest purchase you’ll ever make. Plus, before you seal the deal, you’ll have to take care of a ton of tiny details.

The key to reducing stress is to take it one step at a time.

1. Review your financial situation to determine what you can afford.

2. Check your credit rating.

3. Create a budget.

4. Keep tabs on interest rates and different financing options.

5. Get pre-approved for a mortgage.

6. Brush up on the local housing market. Study current and historical prices in the neighborhood you’re scouting. While you’re at it, investigate different home construction and maintenance options so you know what everything costs.

7. Interview REALTORS®. Hire one you feel comfortable with and who has a good track record in the neighborhood you are interested in.

8. Make a list of your requirements. It will help you stay focused and eliminate homes that may look great but don’t meet your needs.

9. Shop around for the best mortgage -- consider both interest rates and terms.

10. Make an offer (contingent on a home inspection) and negotiate a final price.

11. Get a home inspection and appraisal.

12. Secure home insurance.

13. Close the deal.

14. Hire movers, move in and enjoy your home sweet home!

Published on January 11, 2007

Read full article at realestate.com

Featured Local Company

Calamar Development

(716) 693-0006
3949 Forest Parkway
Wheatfield, NY

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