How To Buy Uninsured Motorist Insurance Louisiana

Uninsured motorist coverage is one of the most important aspects of an automobile insurance policy. It helps insure you against uninsured drivers.

Local Companies

A J Mclin Insurance Agency LLC
225-293-3666
5353 Jones Creek Rd
Baton Rouge, LA
Allstate Insurance Company - Agnes Andrews
225-383-0877
1200 S Acadian Thruway
Baton Rouge, LA
A Victory Agency Inc - Progressive
985 626 3300
1703 North Causeway Blvd. Suite C
Mandeville, LA
Daily, Sam - State Farm Insurance Agent
225- 292-3003
11821 Coursey Blvd
Baton Rouge, LA
ABC Insurance Agencies
225-291-8800
11420 Airline Hwy
Baton Rouge, LA
A Victory Agency
985 626-3300
1071 Robert Bvld Suite 1
Slidell, LA
First Metro Agency
504-363-5295
1950 Manhattan Blvd Ste 109
Harvey, LA
Plescia insurance Agency
985-726-5001
682 Old Spanish Trail
Slidell, LA
Barkas, Bill - State Farm Insurance Agent
225-924-3452
8888 Jefferson Hwy
Baton Rouge, LA
Allstate Insurance Companies
(337) 783-8967
1327 N Parkerson Ave
Crowley, LA

Uninsured motorist coverage is one of the most important aspects of an automobile insurance policy. Uninsured motorist coverage protects you in the event that you are involved in an accident with an uninsured driver. The coverage will extend to cover you and your passengers for bodily injury as well as your vehicle against damage if the accident was the fault of the uninsured driver.

Some states go so far as to require uninsured motorist coverage. They include:
  • Connecticut
  • Washington D.C.
  • Illinois
  • Kansas
  • Maine
  • Massachusetts
  • Minnesota
  • Missouri
  • New Jersey
  • New York
  • North Dakota
  • Oregon
  • Rhode Island
  • South Carolina
  • South Dakota
  • Vermont
  • Virginia
  • West Virginia
  • Wisconsin
Other states may limit the amount of uninsured motorist coverage or limit the application of the coverage. Please see your state's Department of Insurance or contact your agent/insurance carrier to review the specific rules and regulations for your particular state.

Fortunately, obtaining uninsured motorist coverage is a quick and painless process. All major insurance carriers will offer the coverage as an additional coverage to the standard automobile insurance contract.

The first thing to do is to contact your carrier, or another carrier, to get a quote for this important additional coverage. Obtaining a quote is free of charge. Most carriers will require that they write your entire automobile policy and will not offer the uninsured motorist as a standalone coverage. In other words, if you wish to get uninsured motorist coverage through a carrier other than the one your policy is currently through, you will most likely have to transfer your entire policy. There are three ways to get a quote.

  1. In person - Visit your local agency. Contact your agent or another local agent and let them know you would like to request a quote for uninsured motorist coverage. They will set an appointment where you can sit down to review the coverage options, including limits available and the cost of that coverage.

    ...

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Author: Brad Halvorsen

Featured Local Company

A J Mclin Insurance Agency LLC

225-293-3666
5353 Jones Creek Rd
Baton Rouge, LA

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