All Topics > Financial Services > How To Get Debt Counseling >

How To Get Debt Counseling New York

Do you worry that your finances are completely out of control? If so, read the following article about debt counseling.

Local Companies

Olsson & Feder LLP
(585) 563-3481
1580 Elmwood Ave
Rochester, NY

First Command Financial Planning, Inc.
(646) 789-6787
1230 Avenue of the Americas
New York, NY

Debt Solution Services, Inc
347-312-2148
1300 Ave M
Brooklyn, NY

Ulster Savings
(845) 338-6322
180 Schwenk Drive
Kingston, NY

Bank of America
(845) 255-6830
1 New Paltz Plaza
New Paltz, NY

Citizens Bank
(845) 256-3802
271 Main Street
New Paltz, NY

Empire State Bank, NA
(845) 256-0003
275 Main Street
New Paltz, NY

M & T Bank
(845) 255-7100
191 Main Street
New Paltz, NY

Riverside Bank
(845) 454-5511
11 Garden Street
Poughkeepsie, NY

Ulster Savings Bank
(845) 255-5470
226 Main Street
New Paltz, NY

Provided by:

Click here for more content from HowToDoThings.com

If you feel like your finances are out of control, you're not alone. Credit debt, mortgages, student loans, car payments: It all adds up for many of us. Sometimes figuring out how to subtract from your total debt, as opposed to adding to it, is tough. Getting out of debt sometimes requires expert help. Debt counseling is one way to get such help. Here are some things to know about debt counseling.

Realize counseling is only as good as the counselor. As you begin your search for a debt counseling program, looking online, in the yellow pages, asking friends or colleagues, you will quickly learn there's no shortage of choices. Many, many debt counseling services exist. That's why it's so important to do your homework and pick a reputable counselor. Otherwise, you may end up just wasting your time and money. Ideally, a debt counselor should look at your individual situation and help devise a plan to get you out of your financial jam. But increasingly, disreputable counseling agencies and agents are not helping clients and are more interested in collecting their fees.

With "buyer beware" in mind, there are a few things to check up on when you seek a debt counselor. Check the reputation of the counseling service with your state's attorney general and/or the local Better Business Bureau. Check to see if the agency or individual is accreditedwith a reputable organization that has high "best practices" standards (for more on accreditation and best practices, see the link to the National Foundation for Credit Counseling). Make sure the agency is offering individualized services and not just foisting "debt management plans" on everyone.* Credit counseling (education on savings, spending, budgeting, etc.) should also be included in the debt counseling you receive. One last, key warning I've seen in many places: Don't be fooled by the term "nonprofit." Anyone can say that he is nonprofit; that doesn't mean that he's not out to make a profit off of you or that he knows what he's doing.

...

Click here to read the rest of the article at HowToDoThings.com

Author: B. Danesco

Featured Local Company

Olsson & Feder LLP

(585) 563-3481
1580 Elmwood Ave
Rochester, NY
http://www.olssonfeder.com

Read more about How To Get Debt Counseling

- Debt Consolidation Program New York

A debt consolidation program can help a business in desperate need of financial advice so it can recoup its losses and get on the road to profits. Thousands of companies file for bankruptcy every year because their businesses have gone under and they are in need of reorganization

- Researching Debt Management Plans New York
- Debt Solutions New York
- Credit Counseling New York
- Debt Reduction Services New York
- Debt Consolidation Help New York
- Debt Counseling New York
- Finding A Debt Consolidation Credit Counseling Agency New York
- Debt Consolidation Vs. Debt Settlement New York
- Debt Consolidation Credit Card New York

Regional Articles

- Debt Solutions New York

Debt solutions for companies with problems involving bad credit and extensive debt come in a variety of forms. If all solutions failed, the company would have to file for Chapter 7 bankruptcy, which would essentially liquidate the company's assets and then proceed to divide them among creditors and possibly shareholders.

- Finding A Debt Consolidation Credit Counseling Agency New York
- Debt Consolidation Credit Card New York
- Debt Consolidation Help New York
- Debt Consolidation Program New York
- Debt Counseling New York
- Researching Debt Management Plans New York
- Debt Reduction Services New York
- Credit Counseling New York
- Debt Consolidation Vs. Debt Settlement New York

Related Local Events

BIO CEO & INVESTOR CONFERENCE
Dates: 2/1/2010 - 2/1/2010
Location: Waldorf Astoria
New York, NY
View Details

Learn How to Reduce Your Credit Card Processing Expenses
Dates: 11/11/2009 - 11/11/2009
Location: Albany-Colonie Regional Chamber of Commerce
Albany, NY
View Details

Limited Partners Summit New York 2009
Dates: 6/23/2009 - 6/24/2009
Location: Grand Hyatt
New York, NY
View Details

21st Annual General Counsel Conference
Dates: 6/9/2009 - 6/10/2009
Location: New York Marriott Marquis
New York, NY
View Details

21st Annual General Counsel Conference
Dates: 6/9/2009 - 6/9/2009
Location: Marriott Marquis
New York, NY
View Details

Advertising	Food & Beverage	Nightlife
Business Services	Franchise	Online Database
Career	Health	Pets
Cars	Holidays	Real Estate Resources
Computer Hardware	Home Appliances	Retail & Consumer Services
Construction	Home Electronics	Software
Education	Home Services	Technology
Entertainment	Industrial Goods & Services	Telecommunications
Environmental	Insurance	Trade Shows
Family	Internet	Travel
Fashion	Legal	Weddings
Financial Services	Miscellaneous	World History

Advertising	Family	Home Services	Real Estate Resources
Business Services	Fashion	Industrial Goods & Services	Retail & Consumer Services
Career	Financial Services	Insurance	Software
Cars	Food & Beverage	Internet	Technology
Computer Hardware	Franchise	Legal	Telecommunications
Construction	Health	Miscellaneous	Trade Shows
Education	Holidays	Nightlife	Travel
Entertainment	Home Appliances	Online Database	Weddings
Environmental	Home Electronics	Pets	World History