How To Select A Business Insurance Broker Georgia

A business insurance broker should have experience, be a source of information, alert you to coming changes in the industry, and provide all the coverage you will need in your business.


1 . Local Companies

Wilkinson Insurance
478-452-5158
221 N Wayne Street
Milledgeville, GA
Anderson Insurance
770-962-4111
121 Langley Drive
Lawrenceville, GA
Gilliam Mark Insurance Agency
(770) 442-3155
4625 Alexander Dr
Atlanta, GA
MassMutual-Barden
(770) 594-5853
8621 Ellard Dr
Atlanta, GA
Dixie Insurance Services
(770) 518-8615
675 Granby Hill Pl
Atlanta, GA
State Farm Insurance Companies
(770) 552-4633
2850 Holcomb Bridge Rd
Atlanta, GA
Pettigrew Mony
(770) 645-9603
602 Cypress Pointe St
Atlanta, GA
Flynt Eddie CLU
(770) 552-4633
2650 Holcomb Bridge Rd
Atlanta, GA
A AA Always Open Bail Bonds
(770) 992-1161
9010 Nesbit Ferry Rd
Atlanta, GA
Stiteler Frank R Ins
(770) 642-9754
3115 Park Chase
Atlanta, GA

2 . One Broker vs. Several Brokers

The diversity of coverage that a business may need could require more than one business insurance broker. Sometimes it is possible to place all your business with one broker. It may also make sense from a cost standpoint, since getting all the needed coverage through one broker may save premium costs over time. Multiline brokers are unique and worth the effort to ferret out from the large group of brokers one can find in the yellow pages or on the Internet.

The ease of finding a broker may depend on the type of business you are running and the amount of potential risk there is in your day-to-day operation. The important point is whether it takes one of more brokers to cover your business, it is money well spent, as it will give you protection if there is a business claim, which may or may not be your fault. Without this protection, one claim can close a business without warning.

3 . Where To Find A Business Insurance Broker

The yellow pages, the Internet, your banker, or your accountant can usually be a good source of where to find a broker for your business. You can also ask your friendly competitors whom they use, if your businesses are the same as far as liability or small business coverage is concerned. Sometimes an association you are a member of can lead you to an excellent fit for your business insurance needs. Ask around and see if the same names begin to surface. This is a good indication of a possible answer for this business need. Special needs may be harder to find, and your state insurance commissioner may be a source of help.

In any event, asking around is a start to discovering a business insurance agent with whom you can develop a client-provider relationship.

4 . What Are The Types of Business Insurance You May Need

Trucks and autos are obvious needs and building insurance may be necessary. Job liability and bonds may be another coverage you will be required to have in order to do your type of work. Construction companies would have far different needs than an accounting office or a law office.

What you need to carry is also an excellent reason to deal with an experienced agent. They will know what businesses similar to yours have in force and why.
There may also be state requirements that they know of and you do not. If a problem can happen that can cost you money, then there may be coverage you can purchase to help cover a claim that your company must pay.

5 . Featured Local Company

Wilkinson Insurance

478-452-5158
221 N Wayne Street
Milledgeville, GA

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The most important thing that you should do is to make sure that your business is insured as well as it should be. After all, the last thing you want to have happen is for your business to be insufficiently insured - especially when you consider all of the things that could go wrong.
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