How To Select An Auto Insurance Agency Kentucky

You can have success in selecting auto insurance by choosing the right auto insurance agency - one that has your best interests in mind.


1 . Local Companies

Neil Atcher Agency State Farm
280-352-2255
347 N Wilson Rd
Radcliff, KY
Moulton Insurance, Inc.
(270) 351-4848
315 West Lincoln Trail Blvd
Radcliff, KY
Anderson, Bill - State Farm Insurance Agent
859-744-0830
814 Bypass Road
Lexington, KY
ALLISON & DAMRON INSURANCE
502-227-3055
601 TAYLOR AVE
FRANKFORT, KY
Western Rivers Insurance
270-442-3533
703 Jefferson
Paducah, KY
Western Rivers Insurance
270-442-3533
703 Jefferson St.
Paducah, KY
Al Jones Insurance Agency
859-276-0400
274 Southland Dr Ste 106A
Lexington, KY
Lanco Mortgage
859-868-7401
171 W Lowry Lane #160
Lexington, KY
Keith Renfro State Farm
859-278-8415
3101 Clays Mill Rd Ste 402
Lexington, KY
Renfro, Keith - State Farm Insurance Agent
859-278-8415
3101 Clays Mill Road
Lexington, KY

2 . Overview

There are many things to consider when selecting auto insurance, more to consider than just cheap auto insurance, and it is for this reason that it is a good idea to go through an auto insurance agency. There are different types of auto insurance agents, however, and choosing the right one can make a huge difference in the quality and cost of your premium.

When selecting auto insurance, first it's important to choose the right type of auto insurance agency. Doing your homework at the outset can not only save you a considerable amount of money, but a good amount of aggravation, as well. Some auto insurance agents represent only one company, while others represent many companies and can offer you much more in the way of choices in coverage and the amount you'll pay for this coverage.

Once you know how to select an auto insurance agency, you'll be able to rest assured that your needs are taken care of.

3 . Types of Agents

A captive auto insurance agent represents one insurance company and thus writes policies strictly for that company, while an independent agent represents several companies and can offer you comparative rates and policies.

An independent auto insurance agent will write a policy from one insurance company for one customer and yet recommend that another customer purchase a policy from another insurance company altogether. That's because an experienced and knowledgeable independent insurance agent is looking at which company will best serve each particular customer's needs.

Knowing how to select an auto insurance agency can pay off in various ways. For example, one insurance company may offer several discounts that one customer qualifies for, while a customer that doesn't qualify for discounts might better benefit from another insurance company regarding another aspect of the policy.

4 . Locally Based

It is wise to choose an independent agent in your local community for several reasons. This type of agent is building or has built a client base, and his or her livelihood depends upon keeping you the customer happy so you can expect great customer service. By choosing a local and independent auto insurance agency, you have someone to turn to in case you have to file a claim and won't have to rely on waiting on hold while you call an 800 number and speak to a faceless representative who may not have your best interests at heart.

By knowing how to select an auto insurance agency, you'll understand how important it is to choose one that is locally based with ties to your community.

5 . Featured Local Company

Neil Atcher Agency State Farm

280-352-2255
347 N Wilson Rd
Radcliff, KY

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