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How to Find a Legal Loan Shark California

If you have poor credit and you need a loan, a legal loan shark may be your only option. But with stricter terms and higher interest rates, legal loan sharks are not ideal lenders. If you're intimidated by the process or you don't know where to start, follow these tips to help you find a legal loan shark in California.

Local Companies

Capital Resource Consultant
(650) 515-8709
637 Stonegate Dr.
So. San Francisco, CA

Resource Capital - Real Estate Financing
(916) 231-1332
1050 Iron Point Road
Folsom, CA

Indy Mac Bank
(818) 240-7870
1475 East Huntington Drive
Glendale, CA

Premier Bank of Glendale (proposed)
(949) 241-1291
589 Americana Way, Unit #305
Glendale, CA

Brown Armstrong Corporation
(559) 476-3592
8365 N. Fresno St #440
Fresno, CA

Dennis Bean & Company
(559) 221-5071
7110 N Fresno Street., Suite #460
Fresno, CA

Central Valley Community Bank -- River Park
(559) 447-3350
8375 N. Fresno
Fresno, CA

Westamerica Bank Shaw & First
(559) 243-4370
1172 E Shaw Ave
Fresno, CA

Bank of America Fashion Fair Branch
(559) 445-7350
590 E. Shaw
Fresno, CA

Bank of America Kerman Branch
(559) 846-9333
702 S. Madera Ave.
Kerman, CA

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STEP 1:

Look for lenders that specialize in bad credit. The reason that you need to look for a legal loan shark is probably because you can't get approved for a loan anywhere else with such bad credit. So it's no surprise that you're going to need to search specifically for lenders that lend to people with bad credit. Your average bank or credit union is not willing to take the risk with low credit scores. So search online or in the phonebook and ask friends and family for recommendations on legal loan sharks.

STEP 2:

Do your research. Before you jump at the first legal loan shark willing to hand you the money, do your research. Find out about the history of the company, talk to past customers and search for any legal disputes with the legal loan shark. You absolutely must talk to several lenders before choosing a legal loan shark to accept a loan from. It will give you the peace of mind that you found the best deal from the best lender.

STEP 3:

Understand your credit terms. When you do find a lender, take the time to comb through your loan agreement. Know what your interest rate is, what you'll end up paying back in the end, and when your loan needs to be repaid in full. As well, since these types of lenders are willing to work with people with bad credit, you may be surprised to find out that you don't always need to put up any sort of collateral or even a downpayment in order to get the financing you need. You may want to have a second person look over your loan so that you don't end up missing something that may cost you dearly in the end.

STEP 4:

Sign on the dotted line. Once you agree to the terms in your loan agreement from your legal loan shark, all you have to do is sign the document and you're one step closer to having your loan. Surprisingly, legal loan sharks are usually quick to come up with the money you need, often within 1-2 days. This is very convenient when you're desperate for the cash.

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Featured Local Company

Capital Resource Consultant

(650) 515-8709
637 Stonegate Dr.
So. San Francisco, CA

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