How to Select an Auto Insurance Broker Alabama

Every state requires that you have at least liability (and sometimes full coverage) insurance coverage on your car. With the cost of auto insurance these days, it is hard to know if there is an insurance agent or insurance broker that you can trust. This guide will give you the lowdown on what to look for when shopping around for auto insurance quotes.


1 . Local Companies

Allstate - Michael Gray
(205) 995-4014
5479 Highway 280
Birmingham, AL
Insurance Solutions, Inc.
256-739-2329
1331 3rd Street SE
Cullman, AL
National Alliance
(256) 585 3068
3801 triana bldv suite #6
huntsville, AL
Masterquote 19
(256) 350-2371
19 14th A St SW
Decatur, AL
Alfa Insurance
(205) 853-2454
1617A Center Point Pkwy
Birmingham, AL
Alfa Insurance
(334) 277-6333
Sturbridge Vlg S
Montgomery, AL
Alfa Insurance
(256) 259-5219
414 E Laurel St
Scottsboro, AL
Alfa Insurance
(205) 665-2323
740 Main St
Montevallo, AL
Alfa Insurance
(334) 288-0375
2108 E South Blvd
Montgomery, AL
Allstate Insurance Companies
(205) 678-2660
16712 Highway 280
Chelsea, AL

2 . Auto Insurance Agents

An auto insurance agent may be new to the insurance game. When you first get your license to sell insurance, it is usually as an agent. Later on, with experience and more classes, an insurance agent can become a broker, which will be discussed in the next section.
Auto insurance agents perform all the standard functions that you would expect from someone who sells insurance. They will give you car insurance rates in the form of a car insurance quote; they can sell you a policy and update the policy, and they will be also be the first person that you call should you have to invoke your policy for any reason (such as a traffic or parking ticket, accident, etc.).
An auto insurance agent writes a policy on behalf of the company they work for, the one who is doing the insuring. This is what differentiates them from a broker, who is writing the policy for the people they are actually insuring.

3 . Auto Insurance Brokers

An auto insurance broker differs from an auto insurance agent in several ways. Exactly how much they differ depends on which state you happen to live in. While an auto insurance agent will write a policy for a customer on behalf of a broker, the broker will simply write a policy on behalf of the customer.
In other words, a broker is allowed to have agents working under them, and frequently, they will have their own auto insurance policy business. They are also more heavily regulated than an auto insurance agent would be, since they have a lot more responsibility than a mere agent.

4 . Experience

There are a lot of people who are just starting out in the world of insurance agents. This does not necessarily mean weakness! Most agents work under one or more insurance brokers who have likely been in the business for a very long time. So, even if your potential insurance agent is wet behind the ears, he or she may still have vast amounts of experience and knowledge behind them to rely upon at all times.
It is advisable to either seek out an experienced agent, or one who works under an experienced agent. It is not hard at all to find out how much experience a broker or agency has; all you have to do is ask! In fact, many agents advertise how long they have been in business, simply because it is a sign of strength and knowledge.

5 . Featured Local Company

Allstate - Michael Gray

(205) 995-4014
5479 Highway 280
Birmingham, AL
www.allstate.com/michaelgray

Related Articles
- Getting Discounts From Auto Insurance Company Alabama
Let's face it an auto insurance company is a business that is created to make a profit and if we are not careful we might end up paying super high premium rates when we could have paid much lower premiums if we only did some research.
- Auto Insurance for Teen Drivers Alabama
- Online Car Insurance Overview Alabama
- Auto Body Repair Alabama
- Ways to Save on Car Insurance Alabama
- How to Get Cheap Car Insurance Alabama
- How To Select An Auto Insurance Agency Alabama
- Cost-Effective Car Insurance Alabama
- Car Trade-in Values Alabama
- Handling Auto Accident Alabama
Regional Articles
- How to Select an Auto Insurance Broker Alabaster AL
- How to Select an Auto Insurance Broker Albertville AL
- How to Select an Auto Insurance Broker Alexander City AL
- How to Select an Auto Insurance Broker Andalusia AL
- How to Select an Auto Insurance Broker Anniston AL
- How to Select an Auto Insurance Broker Arab AL
- How to Select an Auto Insurance Broker Athens AL
- How to Select an Auto Insurance Broker Atmore AL
- How to Select an Auto Insurance Broker Auburn AL
- How to Select an Auto Insurance Broker Bay Minette AL
- How to Select an Auto Insurance Broker Bessemer AL
- How to Select an Auto Insurance Broker Birmingham AL
- How to Select an Auto Insurance Broker Boaz AL
- How to Select an Auto Insurance Broker Brewton AL
- How to Select an Auto Insurance Broker Clanton AL
- How to Select an Auto Insurance Broker Cullman AL
- How to Select an Auto Insurance Broker Daphne AL
- How to Select an Auto Insurance Broker Decatur AL
- How to Select an Auto Insurance Broker Dothan AL
- How to Select an Auto Insurance Broker Enterprise AL
- How to Select an Auto Insurance Broker Eufaula AL
- How to Select an Auto Insurance Broker Fairhope AL
- How to Select an Auto Insurance Broker Florence AL
- How to Select an Auto Insurance Broker Foley AL
- How to Select an Auto Insurance Broker Fort Payne AL
- How to Select an Auto Insurance Broker Gadsden AL
- How to Select an Auto Insurance Broker Guntersville AL
- How to Select an Auto Insurance Broker Haleyville AL
- How to Select an Auto Insurance Broker Hartselle AL
- How to Select an Auto Insurance Broker Huntsville AL
- How to Select an Auto Insurance Broker Jasper AL
- How to Select an Auto Insurance Broker Madison AL
- How to Select an Auto Insurance Broker Mobile AL
- How to Select an Auto Insurance Broker Montevallo AL
- How to Select an Auto Insurance Broker Montgomery AL
- How to Select an Auto Insurance Broker Muscle Shoals AL
- How to Select an Auto Insurance Broker Northport AL
- How to Select an Auto Insurance Broker Opelika AL
- How to Select an Auto Insurance Broker Pelham AL
- How to Select an Auto Insurance Broker Pell City AL
- How to Select an Auto Insurance Broker Phenix City AL
- How to Select an Auto Insurance Broker Pinson AL
- How to Select an Auto Insurance Broker Prattville AL
- How to Select an Auto Insurance Broker Scottsboro AL
- How to Select an Auto Insurance Broker Selma AL
- How to Select an Auto Insurance Broker Semmes AL
- How to Select an Auto Insurance Broker Sylacauga AL
- How to Select an Auto Insurance Broker Talladega AL
- How to Select an Auto Insurance Broker Theodore AL
- How to Select an Auto Insurance Broker Trussville AL
- How to Select an Auto Insurance Broker Tuscaloosa AL
- How to Select an Auto Insurance Broker Tuscumbia AL
- How to Select an Auto Insurance Broker Valley AL
- How to Select an Auto Insurance Broker Wetumpka AL
Related Local Events
Vintage Car Show Club at Pelham Towne Center Monthly
Dates: 11/14/2009 - 11/14/2009
Location: Pelham Towne Center
Pelham, AL
View Details

Tuscaloosa Toyota 1st Annual -Fishin for a Mission to benefit Eagles' Wings, Inc.
Dates: 11/14/2009 - 11/14/2009
Location: Lake Tuscaloosa - Binion Creek Landing
Tuscaloosa, AL
View Details

Veteran's Day Motorcade
Dates: 11/11/2009 - 11/11/2009
Location:
Tuscaloosa, AL
View Details

West Point High School Band Car Show
Dates: 11/7/2009 - 11/7/2009
Location: West Point School
Cullman, AL
View Details

Ribbon Cutting for Allstate Insurance, The Puckett Agency
Dates: 11/3/2009 - 11/3/2009
Location:
Pelham, AL
View Details

Rss   Delicious   Digg   Add To My Yahoo   Add To My Google   Bookmark   Search Plugin

Topics:
Advertising Family Home Services Real Estate Resources
Business Services Fashion Industrial Goods & Services Retail & Consumer Services
Career Financial Services Insurance Software
Cars Food & Beverage Internet Technology
Computer Hardware Franchise Legal Telecommunications
Construction Health Miscellaneous Trade Shows
Education Holidays Nightlife Travel
Entertainment Home Appliances Online Database Weddings
Environmental Home Electronics Pets World History