How to Select an Auto Insurance Broker Baxley GA

Every state requires that you have at least liability (and sometimes full coverage) insurance coverage on your car. With the cost of auto insurance these days, it is hard to know if there is an insurance agent or insurance broker that you can trust. This guide will give you the lowdown on what to look for when shopping around for auto insurance quotes.


1 . Local Companies

Beach Insurance Group
(912) 355-9814
25 Posey St
Savannah, GA
Direct General Insurance Agency Inc
(404) 292-9669
4832 Redan Rd
Stone Mountain, GA
Rita Johnson State Farm Agency
(770) 228-6164
1708 N Expressway
Griffin, GA
Alfa Insurance
(770) 251-7570
29 Millard Farmer Ind B
Newnan, GA
Ramsey Rick
(770) 922-3244
1182 Valley Dr NE
Conyers, GA
Alfa Insurance
(770) 251-7570
29 Millard Farmer Ind B
Newnan, GA
Atlantic Coast Insurance Group
(912) 262-9588
2808 Altama Ave
Brunswick, GA
Hartness Duane Insurance
(706) 776-2246
1094 441 Historic Hwy N
Demorest, GA
Peeler Hiram H
(229) 995-2128
138 S Main St
Dawson, GA
Barlow & Bowen Insurance Center Inc
(229) 247-8500
2225 Bemiss Rd Ste B
Valdosta, GA

2 . Auto Insurance Agents

An auto insurance agent may be new to the insurance game. When you first get your license to sell insurance, it is usually as an agent. Later on, with experience and more classes, an insurance agent can become a broker, which will be discussed in the next section.
Auto insurance agents perform all the standard functions that you would expect from someone who sells insurance. They will give you car insurance rates in the form of a car insurance quote; they can sell you a policy and update the policy, and they will be also be the first person that you call should you have to invoke your policy for any reason (such as a traffic or parking ticket, accident, etc.).
An auto insurance agent writes a policy on behalf of the company they work for, the one who is doing the insuring. This is what differentiates them from a broker, who is writing the policy for the people they are actually insuring.

3 . Auto Insurance Brokers

An auto insurance broker differs from an auto insurance agent in several ways. Exactly how much they differ depends on which state you happen to live in. While an auto insurance agent will write a policy for a customer on behalf of a broker, the broker will simply write a policy on behalf of the customer.
In other words, a broker is allowed to have agents working under them, and frequently, they will have their own auto insurance policy business. They are also more heavily regulated than an auto insurance agent would be, since they have a lot more responsibility than a mere agent.

4 . Experience

There are a lot of people who are just starting out in the world of insurance agents. This does not necessarily mean weakness! Most agents work under one or more insurance brokers who have likely been in the business for a very long time. So, even if your potential insurance agent is wet behind the ears, he or she may still have vast amounts of experience and knowledge behind them to rely upon at all times.
It is advisable to either seek out an experienced agent, or one who works under an experienced agent. It is not hard at all to find out how much experience a broker or agency has; all you have to do is ask! In fact, many agents advertise how long they have been in business, simply because it is a sign of strength and knowledge.

5 . Featured Local Company

Edwards Insurance Agency

Edwards Insurance has been serving Savannah for 30 years. We provide you with all of your auto insurance needs.

(912) 355-8673
7505 Waters Ave Ste D-7
Savannah, GA
www.TheEdwardsAgency.com

Auto Insurance | Home Insurance | Life Insurance | Health Insurance

Edwards Insurance Agency is committed to providing each and every client with individual and personalized service for all of their Savannah insurance needs.

Our company was started 30 years ago in Savannah, Georgia by my father, Joe Edwards. Today, my mother and I continue his mission to serve our Savannah, surrounding community, and South Carolina insurance needs. We are a full service insurance agency dedicated to taking care of the requirements of our clients with care and compassion.

It would be our pleasure to help you with your next insurance quote or question! We hope that you will give us a call!

Here is a partial list of insurance we can provide:
Auto Insurance
Home Insurance
Life Insurance
Health Insurance
Commercial Insurance
Boat/RV Insurance
And Much More…

Our Clients Say it Best!
" …We feel that we can highly recommend Edwards Insurance Agency to anyone seeking auto insurance services…" Dr. John & Irene McPhail

" …Carla helped us with some life insurance and also checked into more affordable rates for our automobile insurance. …" Billy & Cindy Kendrick


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