All Topics > Financial Services > Learner Permits and Auto Insurance >

Learner Permits and Auto Insurance Maryland

Do you need auto insurance when you have a learner's permit?

Local Companies

Gina Zinn State Farm Insurance
410-528-8900
1118 A Light Street
Baltimore, MD

Goad Insurance Agency
410-558-0396
3229 Erdman Ave
Baltimore, MD

Allstate Insurance Companies
410-426-5500
4201 Belmar Ave
Baltimore, MD

Kirby Insurance Inc.
410-837-2320 ext 221
14 W. Saratoga St.
Baltimore, MD

Williams Insurance Group LLC
410-455-0111
5202 Baltimore National Pike Ste 106
Baltimore, MD

Allstate Insurance - Beltway Insurance Agency
301-324-0300
9105 Central Ave
Capitol Heights, MD

GEICO Insurance
410-528-9898
2563 Foster Ave
Baltimore, MD

Keith Hill Insurance
410-585-1007
6609 Reistertown Rd #103
Baltimore, MD

Hill Insurance
443-838-5704
6609 Reisterstown Rd #103
Baltimore, MD

Katz Insurance Agency
410-484-8841
6701 Reisterstown Rd
Baltimore, MD

Provided by:

Reader Question Do you need auto insurance when you have a learner's permit?

Either your parents or anyone who is over 25 and drives needs insurance for the car. You will not need the insurance until you receive your own license and car. In order to get insurance you will need to have a valid driver’s license. There will be no insurance policy issued if you only have a driver’s permit.

You have to be insured in order to have a motor vehicle even if you only have a learner’s permit. In most of the cases the beginning drivers who live with their parents are under their parent’s policy to be sure check with the insurance carrier.

Beginning drivers who attend a driving school, either a commercial course or through their high school, will be under their school’s insurance policy. Then the driver must take steps to insure oneself.

There are a variety of options on which insurance company you have. I got mine last July but I did not get insurance until a few days ago when I got my license, and because the parents needed to be in the car they covered me. This has to be checked with the insurance company.

You do not need insurance when you have a learner’s permit, but the car that you are driving does. Most insurance companies will cover that and because of that you have to call your agent and understand how it works.

You have to do it if you want your car to be working and if you do not want to drive you will not need an insurance and if she adds you as a driver to the insurance policy you will have to pay unless your parents do that for you but you still cannot drive without an insurance permit or license.

If you are driving with your parents then you do not have to be with their insurance. The agent said that they do and the insurance company said that they do not. It is different for each insurance company but you have to call the insurance company to find out.

To read the full article, visit Myhonestmechanic.com

Featured Local Company

Gina Zinn State Farm Insurance

410-528-8900
1118 A Light Street
Baltimore, MD

Read more about Learner Permits and Auto Insurance

- Auto Insurance Risk Selection Maryland

Auto insurance providers follow a process to determine risks involved in insuring your car. Normally, state mandates specific auto insurance premiums and insurance providers have to accept them.

- Lower Auto Insurance Premiums Substantially Maryland
- Discount Auto Insurance Maryland
- Cheap Full Coverage Auto Insurance Maryland
- Lower Your Auto Insurance Rates Maryland
- Saving Money on Auto Insurance Maryland
- Car Insurance Price Maryland
- Choosing an Auto Insurance Company Maryland
- Cut Your Car Insurance Premiums Maryland
- Low Cost Auto Insurance Maryland

Regional Articles

- Car Insurance Price Maryland

Different auto insurance companies use different determinants to arrive at car insurance price. Hence, car insurance price is never the same with two auto insurance companies. You need to shop around different auto insurance companies before purchasing your car insurance.

- Choosing an Auto Insurance Company Maryland
- Lower Your Auto Insurance Rates Maryland
- Low Cost Auto Insurance Maryland
- Saving Money on Auto Insurance Maryland
- Lower Auto Insurance Premiums Substantially Maryland
- Auto Insurance Risk Selection Maryland
- Cheap Full Coverage Auto Insurance Maryland
- Discount Auto Insurance Maryland
- Cut Your Car Insurance Premiums Maryland

Related Local Events

International Auto Show-Baltimore
Dates: 2/11/2010 - 2/14/2010
Location: Baltimore Convention Center
Baltimore, MD
View Details

National Parking Association 58th Annual Convention
Dates: 10/12/2009 - 10/15/2009
Location: Gaylord National Resort and Convention Centre
National Harbor, MD
View Details

Open House and Car Wash
Dates: 6/13/2009 - 6/13/2009
Location: The Glendale Apartments
Lanham, MD
View Details

Advertising	Food & Beverage	Nightlife
Business Services	Franchise	Online Database
Career	Health	Pets
Cars	Holidays	Real Estate Resources
Computer Hardware	Home Appliances	Retail & Consumer Services
Construction	Home Electronics	Software
Education	Home Services	Technology
Entertainment	Industrial Goods & Services	Telecommunications
Environmental	Insurance	Trade Shows
Family	Internet	Travel
Fashion	Legal	Weddings
Financial Services	Miscellaneous	World History

Advertising	Family	Home Services	Real Estate Resources
Business Services	Fashion	Industrial Goods & Services	Retail & Consumer Services
Career	Financial Services	Insurance	Software
Cars	Food & Beverage	Internet	Technology
Computer Hardware	Franchise	Legal	Telecommunications
Construction	Health	Miscellaneous	Trade Shows
Education	Holidays	Nightlife	Travel
Entertainment	Home Appliances	Online Database	Weddings
Environmental	Home Electronics	Pets	World History